A credit card designed for today. 100% digital, up to
55 days interest free, and with zero fee options.
Forget waiting days or weeks for your credit card to arrive in the mail, Freestyle is ready to use straight away once approved.
We spread repayments over a maximum 5-year period
from your latest transaction, unlike banks who spread it
over decades to make you pay more interest.
Plus, we’ll always send you payment reminders to help you
avoid nasty fees for missed payments.
Limit
Up to $5,0001
Annual fee
Fee
Credit limit
$0
Up to $3,000
$49
$3,001 to $5,000
Monthly fee
$0
Balance under $20
$5
Balance over $20
Cash advance fee
1.5%
Interest-free period
Up to 55 days2
Interest rate
A rate from 18.24% p.a. to 23.24% p.a. (based on your credit score) applies thereafter3
*Other fees and charges may apply.
We understand there’s more than one way to
pay.
Add Freestyle to your mobile wallet to Tap n Pay
anywhere Mastercard is accepted, shop online
with your digital card details or use your credit
limit to transfer your mates back for dinner.
Fees and charges
4 This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the outstanding balance of your loan to the date your payment is due.
Other fees that may apply
Example repayments
Based on a revolving line of credit of $5,000 over 5 years
5 Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.