A credit card designed for today. 100% digital, feature-
packed and with money back when you shop.
Check your rate and credit limit
without impacting your credit score.
Winner of Canstar's Innovation
Excellence Award 2022*
Winner of Canstar's Innovation Excellence Award 2022*
Forget waiting days or weeks for your credit card to arrive in the mail, Freestyle is ready to use straight away once approved.
Get up to 40% back when you shop online at
over 2,000 stores through MONEYME Perks.
Unlike other rewards programs that can take
months to pay you, you’ll get money back in your
account in days!
We spread repayments over a maximum 5-year period
from your latest transaction, unlike banks who spread it
over decades to make you pay more interest.
Plus, we’ll always send you payment reminders to help you
avoid nasty fees for missed payments.
We understand there’s more than one way to
pay.
Add Freestyle to your mobile wallet to Tap n Pay
anywhere Mastercard is accepted, shop online
with your digital card details or use your credit
limit to transfer your mates back for dinner.
Limit
Up to $5,0005
Annual fee
Fee
Credit limit
$0
Up to $3,000
$49
$3,001 to $5,000
Monthly fee
$0
Balance under $20
$5
Balance over $20
Cash
advance fee
1.5%
Interest-free period
Up to 55 days6
Interest rate
A rate from 18.74% p.a. to 23.74% p.a. (based on your credit score) applies thereafter7
*Other fees and charges may apply.
Jayceenemo
Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.
BGC
Simple process, easy to follow application, quick response time and good support.
Brad
I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.
4.6/5
Out of 2,701 reviews
Fees and charges
3 This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the outstanding balance of your loan to the date your payment is due.
Other fees that may apply
Example repayments
Based on a revolving line of credit of $5,000 over 5 years
4 Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.