Available line of credit up to $5,000

 Access what you want, when you want it

 Only pay interest on what you use



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How does
it work?

1

Apply in minutes

Get an instant outcome with a cheaper rate tailored to your credit profile

2

Select first withdrawal

Withdraw from as little as $100 and we'll send the money straight to your bank account

3

Affordable payments

We spread your payments over 12 to 24 months, which you can pay off earlier for free

4

Credit available 24/7

You can withdraw up to your line of credit whenever you want to

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

Flexible with your payments


It doesn't cost anything to reschedule payments within a 7 day period. And you can repay your loan earlier, for free!

Always in the know


We remind you about your upcoming repayments, so you'll always be in the know. No surprises, no regrets.

Good credit history is rewarded


Credit is cheaper when you have a good credit profile and you have built your history with MoneyMe.

LOC-things-to-know-laptop-mobileAccount overview$2,500$3,720.69$5,000Your line of credit$2,500Line of Credit

Things you should know

Fees and charge

  • Interest rate from 18.25% to 25.99%*

    Tailored to your credit profile and history

  • Credit limit approvals up to $5,000
  • Minimum withdrawal amount is $100
  • Monthly account fee of $9

    Only applies if outstanding balance is over $20

  • Annual fee from $100 to $250

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

  • Be confident knowing fees are capped so they won't keep adding up

Example repayments

  • Based on a revolving line of credit of $5,000 over 2 years
    • Minimum interest rate of 18.25% p.a. (26.66% p.a. comparison rate^) with total cost of $6,421.40
    • Maximum interest rate of 25.99% p.a. (40.73% p.a. comparison rate^) with total cost of $6,880.34


^Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

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