Get up to $25,000

The smarter, faster way to borrow

Personal Loans

From $2,100 to $25,000

Fixed term. No early exit fees.

Freestyle

Line of credit up to $10,000

Available credit 24/7

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Why choose
MoneyMe?

You get more with MoneyMe

Cheaper loans tailored to
your credit profile and history

5 minute application

The experience is simple,
online and quick

Money straight to your bank

Anytime, anywhere
in as little as 5 minutes

We get it, and you

A new generation of credit
for millennials, by millennials

What to expect

Your way

Select your preferred credit amount and set your payments to suit you.

Snap

Your application should only take 5 minutes. Once approved, your money will hit your account fast.

Transparency

We're completely upfront,
with no hidden fees or charges.
That's a promise.

assets-export_25k-launch (1)SummaryScheduleAmount: $25,000Personal loan: 1000390$Make a paymentApplied on15 Jul 2019Paid back so far$2,640.50Todays balance$25,876.90Next payment$264.05 in 7 daysAccount overview

Things you should know

Medium Loan

From $2,100 to $5,000

  • Repayment period:
    • Minimum 3 months
    • Maximum 24 months
  • Based on an unsecured loan of $2,500 over 2 years:
    • Minimum interest rate of 8.99% p.a. (24.24% p.a. comparison rate*) with total cost of $3,034.20
    • Maximum interest rate of 29.99% p.a. (46.68% p.a. comparison rate*) with total cost of $3,363.36

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan

From $5,100 to $25,000

  • Repayment period:
    • Minimum 12 months
    • Maximum 36 months
  • Based on an unsecured loan of $10,000 over 3 years:
    • Minimum interest rate of 8.99% p.a. (11.69% p.a. comparison rate*) with total cost of $11,870.04
    • Maximum interest rate of 29.99% p.a. (36.07% p.a. comparison rate*) with total cost of $16,387.80

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

Fees and charge

  • Interest rate from 16.99% to 25.99%*

    Tailored to your credit profile and history

  • Credit limit approvals up to $10,000
  • Minimum withdrawal amount is $100
  • Monthly account fee of $9

    Only applies if outstanding balance is over $20

  • Annual fee from $100 to $250

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

  • Be confident knowing fees are capped so they won't keep adding up

Example repayments

  • Based on a revolving line of credit of $10,000 over 2 years
    • Minimum interest rate of 16.99% p.a. (26.66% p.a. comparison rate^) with total cost of $6,421.40
    • Maximum interest rate of 25.99% p.a. (40.73% p.a. comparison rate^) with total cost of $6,880.34


^Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

What our
customers say

  • MoneyMe is easy to access, with a painless application process and fast approval. What’s great is that it's completely online, and their customer service through email and live chat is impeccable.

    Matthieu S, 19

    Northmead NSW

  • I didn't think it would actually be this fast and easy.

    The application is simple and literally takes a couple of minutes to complete. So glad I found MoneyMe.

    Holly Nowland, 21

    Nelson Bay, NSW

  • MoneyMe helped me out when I was in a tricky situation.

    Their service was friendly and extremely professional.

    Amanda, 33

    Real Estate, NSW

  • I used MoneyMe to help me pay for travel expenses.

    The service was great – fast but still friendly.

    Benjamin, 21

    Farm Hand, Geranium WA

  • MoneyMe’s online application process was quick and simple.

    In a short time I had the funds I needed to complete some much needed improvements around the house.

    Ryan, 28

    Mining, QLD

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to start?

Freestyle

Virtual credit account up to $10,000

For everyday lifestyle purchases

Personal Loans

From $2,100 to $25,000

For the bigger things in life