Cheaper rates than
the big 4 banks

for an unsecured personal loan

Fast & easy
online application

Money can be in your
account same-day

If applied before 5pm (Sydney time)

Flexible repayments
with no early exit fees


Our awesome low rates
vs the big 4 banks

The above comparison rates are based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison as of 8/12/2020. $495 establishment fee and $10 monthly fee applies to MoneyMe.

Apply with confidence

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Simple, online application process

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No-obligation personalised offer

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Fast same-day assessment

Funds transferred & available immediately after approval

What our customers say
Easy application



Out of 1,329 reviews

Ready to get started?

Up to $50,000

Awesome low rates with fast
approvals and flexible repayments.

Up to $20,000

Feature-packed low rate virtual
Mastercard® with interest-free terms.

MoneyMe provides a fast, secure and easy loan application process to get cash loans online. We utilise the latest in financial technology software to quickly check your eligibility within minutes. If approved, money can be in your account within the hour depending on your financial institution. If you’ve been approved before and your finances are in order, the approval time can be even quicker. Note that delays in the approval process can happen and we may need to ask you to confirm your details before your loan is processed.

Simple loan application

When you need cash on the spot, the last thing you need is to take out a personal loan that requires paperwork and queueing up for an appointment. With MoneyMe online cash loans, you can start the process on our website by choosing the amount you want to borrow up to $50,000 and you could be approved in minutes and the money electronically transferred to your account of choice.

The application form will ask for your personal details as well as approximate income and expenses in order to confirm your ability to finance the small loan. Provided you have a good financial record, this shouldn’t cause any delays.

Security is a priority

Entering your personal details into a website can be a security concern. The MoneyMe website uses Symantec Class 3 SSL 128 bit encryption, which basically means it is highly secure, and you can rest assured that any confidential information you provide will be kept safely and away from prying eyes.

The process of taking out a loan requires you to show your income and expenses and your ability to finance the loan. In order for you to securely provide this information, we’ve employed the latest in finance technology from This system takes only a snapshot of a statement from a bank account you provide in order to assess the financial situation. It does not have access to do anything else with the bank account, so your bank account remains highly secure.

Alternative method

If you prefer not to use the electronic path, you can send in your bank statements to However this method may make the application process longer.

If you are ready to take out a cash loan and approved within minutes, apply now.

Ready to get started?

Up to $50,000

Awesome low rates with fast
approvals and flexible repayments.

Up to $20,000

Feature-packed low rate virtual
Mastercard® with interest-free terms.