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The smarter, faster
way to borrow

Get approved for a cash loan

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $35,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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Getting a cash loan on the spot can be an easy process if you have a decent credit history and are employed. MoneyMe is a responsible lender, which means we must check the eligibility of the person taking out the personal loan and whether their financial situation allows them to finance the loan plus interest. If you need money now and want to quickly take out a cash loan, see how you can improve your eligibility here.

MoneyMe is not authorised to provide personal advice about financial products, however there are general things that can be done to improve the eligibility for a personal loan.

People with better eligibility are:

  • Employed full-time or part-time for a long period at the workplace
  • Show up in their bank statement of regular income
  • Income covers expenses and liabilities
  • Healthy bank balance that generally increase
  • Don't have risky spending habits such as betting and gambling
  • Don't have many other existing short term loans

Even if you don’t tick every criterion, you may still be eligible to get approved. There are also other things you can do to get the loan:

  • Select a lower loan amount
  • Reduce your liabilities or expenses compared to your income
  • Reduce fees for your services such as phone, mobile, gym and other liabilities
  • Tighten your budget and stick to it – yes easier said than done
  • Cut back on risky spending habits

Good with money

MoneyMe looks for people who are generally good with their money, and only because of an unexpected situation they require small short term loans that they can pay back easily. By showing that you have good management of your finances, this will help improve your eligibility for cash loans.

If you believe that you fit this criterion, start our easy application process for a cash loan and money could be in your account within an hour, depending on your financial institution.

MoneyMe is not authorised to provide personal advice about financial products. For additional information click on the link at the bottom page Warning about Borrowing.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.