Cheaper rates than
the major banks

for an unsecured personal loan

Fast & easy
online application

Money can be in your
account same-day


Flexible repayments
with no early exit fees


Our super low rates
vs the banks

The above comparison rates are based on an unsecured variable personal loan for an amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison as of 29/10/2020.

Apply with confidence

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Simple, online application process

2 2

No-obligation personalised offer

3 3

Fast same day approval

Funds transferred & available immediately

What our customers say
Express approval



Out of 290 reviews

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would recommend
MoneyMe to a friend

of customers
would recommend
MoneyMe to a friend

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would recommend
MoneyMe to a friend

Ready to get started?

Up to $20,000

Feature-packed lower rate virtual
Mastercard® for Generation Now.

Up to $50,000

Competitive rates with fast
approvals and flexible repayments.

Where can I get an express loan?

You can get a loan so fast it almost seems express with online lenders such as MoneyMe. MoneyMe loans are approved in minutes, and cash can be in your account within minutes too (depending on your bank). This means no queuing, paperwork, or long wait times with lenders. You can apply for an express loan up to $50,000 in only 3min.

How to get an express loan?

Getting an express loan with MoneyMe is simple and fast:

  1. Click “apply now” on the MoneyMe website, and input the loan amount and repayment period.
  2. Input your personal details, estimated income and liabilities, bank account info, and email address.
  3. Receive a response in 5 minutes and have funds delivered to your account fast when approved.


MoneyMe is a small, responsible finance provider offering express loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

What we can do for you

Whether you need express personal loans to help secure something you’ve long been saving for, or to regain control of your personal finances, MoneyMe’s express cash loans offer between $2,100 and $50,000.

Following a five-minute loan application, once approved, you can gain access to your funds in around 60 minutes, depending on your bank. Please note that if you make your application outside of business hours it may take longer to process.

Responsible lending

Responsibility is central to our quick, personal loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.

Just as we focus on hassle-free lending, MoneyMe repayments are structured with ease of use in mind. We’ll set up direct debits on your nominated payday during the loan application process and send you a reminder in advance of that date.

Should you have any concerns about making your repayments in time, simply contact the friendly MoneyMe team for guidance. We are available via phone, email, live chat, Facebook or Twitter and will work with you to find a suitable solution.

Safe and speedy service

Applying for a loan through your bank often involves a lot of admin, including submitting pay slips, bank statements, or other time-consuming documentation. For your convenience, MoneyMe uses illion Open Data Solutions to securely obtain your recent bank statements online in seconds. Rest assured, our systems offer the highest levels of safety and privacy.

With MoneyMe, it is very easy to Improve Your Loan Eligibility and you can get cash fast via our Easy Application Process.