The smarter, faster
way to borrow

Quick Loans

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $35,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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Who is MoneyMe?

MoneyMe is a small, responsible finance provider offering quick, short term loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access quick, personal loans.

Quick loans online

MoneyMe offers you quick, online approval of personal cash loans ranging from $2,100 to $35,000. A five-minute application process is all that is required for you to access MoneyMe’s quick loans to achieve your financial goals.

Paying us back

Responsibility is central to our quick, personal loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.

Loan repayments will be scheduled conveniently for you in accordance with your pay cycle. We will also send you a friendly reminder in advance of your nominated direct debit date.

Making it Quick

When trying to access a loan quickly, the last thing you need is the hassle of gathering pay slips, bank statements, or other time-consuming documentation. For your convenience, MoneyMe uses illion Open Data Solutions to securely obtain your recent bank statements online in seconds. Rest assured, your security is our absolute priority.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Quick Loans

4.80/5

88 reviews

1 review

4.5
01-10-2020

The easiest and fastest process I have gone through to apply for a loan.

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1 review

5
01-07-2020

Quick and easy application. The best thing was when I got to speak to an Australian English-speaking lady (Hayley) when I had a question. Very friendly and helpful.

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1 review

5
01-04-2020

Wow!! It was my first time applying for a loan. I applied and got approved in about an hour. I will definitely recommend these guys to anyone.

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1 review

5
14-02-2020

This was my first time loaning money. I didn't know what to do but MoneyMe was easy, nice to use and has simple and easy steps to follow.

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1 review

5
27-01-2020

It was easy to apply and they were fast to accept my personal loan application.

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1 review

5
24-01-2020

I was very impressed with the ease of applying and the quick response.

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1 review

5
28-12-2019

Such an easy process and very fast approval.

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1 review

5
20-12-2019

Quick application process and response.

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1 review

5
16-12-2019

Absolutely brilliant! The money was in the bank within an hour of application.

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1 review

5
26-11-2019

The most expedient service I have experienced. I would recommend MoneyMe to others with confidence.

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1 review

4.5
02-11-2019

Easy to apply and very fast.

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1 review

5
23-10-2019

No hassle.

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1 review

4.5
15-10-2019

Great customer service.

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1 review

4.5
10-10-2019

The experience was awesome. MoneyMe was fast and responsive in processing the application. I was very impressed.

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1 review

4.5
23-09-2019

Fast approval.

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1 review

5
15-08-2019

Fast, effective and simple. Great experience.

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1 review

5
08-08-2019

It was fantastic and very helpful. I can't believe that it was done very quickly. The MoneyMe team was great and very experienced. Thanks, Mark.

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1 review

5
13-07-2019

Amazing service! Fastest, simplest and easiest ever! Thank you, MoneyMe.

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1 review

5
11-07-2019

Awesome. It was very fast to get a loan with MoneyMe. Thank you very much!

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1 review

5
25-06-2019

MoneyMe has helped me and my family so much, I would definitely recommend other people to this company.

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1 review

4.5
20-06-2019

Great service. Fast and amazing

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1 review

5
12-05-2019

I'm glad that I found MoneyMe. The application was easy and the response was fast.

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1 review

5
11-05-2019

So fast, I love it.

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1 review

5
25-04-2019

Excellent. Very quick.

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1 review

5
13-04-2019

Great experience.

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1 review

5
10-04-2019

Fast, professional and easy to apply.

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1 review

5
07-04-2019

Great customer service and quick approval.

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1 review

5
07-04-2019

Exceptional and quick

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1 review

5
23-03-2019

Very quick approval.

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1 review

5
21-03-2019

Really good and fast approval. Thanks!

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1 review

5
10-03-2019

Great, thanks.

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1 review

5
12-02-2019

I was surprised to see that MoneyMe really works and the amount was there in my bank account within 2 hours.

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1 review

5
06-02-2019

Really appreciate the speedy approval and money credited so fast. Would recommend to my friends.

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1 review

5
03-02-2019

Really good and fast.

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1 review

4.5
02-02-2019

Awesome, simple, fast service!

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1 review

5
28-01-2019

The best ever. There's not many questions on the application form and they have very fast approval.

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1 review

5
25-01-2019

Excellent all round.

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1 review

5
16-01-2019

Super efficient and helpful.

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1 review

5
10-01-2019

Great!

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1 review

4.5
01-01-2019

Great service and quick approval.

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1 review

5
22-12-2018

Was very happy with the quick response and approval of my loan.

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1 review

5
14-12-2018

Quick, efficient and hassle-free.

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1 review

5
09-12-2018

It was very easy to use and the application was approved within 30 minutes.

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1 review

5
30-11-2018

Thanks for being fast and having great, friendly staff. Cheers, Mark.

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1 review

5
26-11-2018

Quick and easy.

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1 review

5
11-11-2018

Easy to apply, great communication and fast approval. A+ service!

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1 review

4
28-08-2018

Fast and easy.

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1 review

5
25-06-2018

Fast and friendly service

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1 review

4
22-06-2018

Friendly service

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1 review

4
11-06-2018

I'm glad to have met MoneyMe. Quick approval and fast responses. Hopefully I can get more loans after I have paid out my first loan. Thanks MoneyMe

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1 review

5
07-06-2018

Excellent service

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1 review

4.5
07-03-2018

Great service

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1 review

5
24-02-2018

very quick and professional

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1 review

1
10-01-2018

Great service and very quick.

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1 review

4.5
05-12-2017

It was great u guys helped me in the right time,It was great. You guys helped me at the right time.

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1 review

5
06-08-2017

Fast, Efficient and Helpful. Greatly appreciated being helped when desperately needed. Thank you

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1 review

4.5
18-07-2017

Fast and efficient

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1 review

5
30-06-2017

I'm very happy with the terms/repayment options to be able to buy my dream mountain bike...as my bank, which i have been with for a long time, wouldn't give me a personal loan.Thanks Money2Me.

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1 review

4
15-06-2017

Fast and easy

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1 review

5
05-06-2017

It was a very quick and easy application process, which I liked.

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1 review

5
15-05-2017

You guys are awesome. Thank you.

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1 review

5
30-04-2017

Fast, efficient proccess. Very impressed.

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1 review

5
16-04-2017

Thank you MoneyMe. So grateful to have recieved this loan, which has come at the right time.

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1 review

5
30-03-2017

Service is good

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1 review

4
12-03-2017

Pleased with the fast and prompt service

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1 review

4
02-03-2017

very efficent and quick

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1 review

4.5
05-01-2017

Quicker than others. Very helpful, and I recieved a phone call to varify my income.

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1 review

5
27-12-2016

The funds were quick to receive

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1 review

5
20-12-2016

Very fast at replying and paying.

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1 review

4.5
20-12-2016

Very reasonable and responsive

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1 review

5
26-11-2016

Happy with the service

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1 review

5
07-11-2016

So easy & quick. No paper work.

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1 review

4
07-11-2016

Excellent. Fast and easy application process.

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1 review

5
28-10-2016

Using MoneyMe was fast, easy and simple. The quickest money lender I've ever experienced. I only needed a small amount and MoneyMe were happy to help! I'll definitely be coming back.

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1 review

5
27-10-2016

Fast and effective service

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1 review

4.5
27-10-2016

My experience was amazing

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1 review

5
24-10-2016

Great service

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1 review

4
22-10-2016

I had no troubles, the service was fantastic

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1 review

5
09-08-2016

I had a positive experience with your loan. I received it very conviniently. I really loved the customer service since they were able to communicate through calls, messages and emails and responded very well. I really appreciate that.

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1 review

5
01-07-2016

Amazing. Very helpful & friendly. I had booked a holiday & was due to pay the balance when i had some mechanical difficulties with my truck. Ended up with a cash shortfall which you guys have helped me with. Thank you.

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1 review

5
08-06-2016

Quick, easy and no fuss service.

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1 review

4
22-12-2015

MoneyMe is great

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1 review

5
23-06-2015

Quick response

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1 review

5
20-06-2015

The approval was so fast. I had a car accident recently and needed a loan for my car, this loan has helped with that immensely.

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1 review

5
21-02-2015

It was fast and extremely easy! Very happy

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1 review

5
19-02-2015

Fast service. Instant loan transfers. Doing a great job guys

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1 review

5
14-01-2015

All looks good

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1 review

5
16-12-2014

NOTHING IT'S QUICK AND EASY AND EXPLAINED IN PLAIN ENGLISH

Like

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Get Quick Loans up to $35,000 Approved Online | MoneyMe

Quick and easy finance

MoneyMe is an Australian lender operating entirely online. Just like you, we don’t believe in paperwork and wasted time. What we believe in is quick and easy finance and same day loans. Using smart algorithms and advanced data technology, we offer quick approval on unsecured personal loans. Depending on who you bank with, your quick cash loans are transferred to your bank within minutes, ready to use on the go! With our top-of-the-line process, getting access to a quick loan has never been easier.

Learn more

Quick and easy finance

MoneyMe is an Australian lender operating entirely online. Just like you, we don’t believe in paperwork and wasted time. What we believe in is quick and easy finance and same day loans. Using smart algorithms and advanced data technology, we offer quick approval on unsecured personal loans. Depending on who you bank with, your quick cash loans are transferred to your bank within minutes, ready to use on the go! With our online process, getting access to a quick loan has never been easier

As a money lender with Australian Credit License, it’s our nature to do everything fast and fair while meeting all Australian credit regulations. We’ve created a quick credit solution that revolutionises conventional lending methods, saving you time so you to focus on the important things in life.

How to get a quick loan

To qualify for our online application process, you must be employed, an Australian resident, and above 18 years old. If you meet all these requirements, then you’re all set to apply! We look at many factors to help determine your repayments, not just your credit score. These include your salary, your expenses and debt levels. We can only view your account as read-only 90-day PDF document and have no access to your login details or personal information. These snapshots, along with some personal, employment and spending details, are all we need to come up with a quick loan offer. Our seamless online process is backed by secure technology and machine learning algorithms, allowing us to send you an outcome in a matter of minutes.

We believe in responsible lending and only offer loan terms that you can comfortably repay. We understand that sometimes in life, things happen. You might have overlooked a bill or been in tough situations resulting in a default on your credit file and credit score. Unlike the old credit reports, we use Comprehensive Credit Report statements to see your credit hevaiour for the last 24 months and your positive positive repayment history. This way, you get access to flexible terms when you apply for our fast cash loans or line of credit.

You get rewards

Here at MoneyMe, we are fair and we believe in rewarding our customers. When you have successfully repaid an easy loan with us, we re-evaluate your profile and if it shows a positive repayment history, we may be able to give you access to better terms the next time you apply for an instant loan with us.

A faster, easier way to access funds

Improve your cash flow and experience better ways of managing your bills and debts with our range of fast loans. If you’re moving into a new house, you may have professional cleaning and removalist costs in addition to your bond amount and rental fees. With MoneyMe, you can get quick access to a short term loan. Or if you need a cash advance to help you stay on top of your finances while paying for all the upfront costs – we can help. The comfortable repayment terms allow you to focus on the exciting bits of relocating, like buying furniture and settling into your new neighbourhood!

Whether it’s extra cash for emergency expenses like medical bills, mechanical repairs or a new car, or even small loans to help you clear off your utility bills or car registration, we provide fast access to credit via a seamless, paperless online application process. Our range of mini loans can help you settle all your financial commitments and still have breathing space and savings to help you keep up with your daily lifestyle.

Learn more and explore more

Don’t forget your bucket list – life is short! Our easy money loans help you plan a holiday to that travel destination you’ve been wanting to book for years but never got around to. Or, for the career change you’ve always wanted, apply for a student loan to help you cover your learning expenses. Our school loans also help you settle fees for your college and university courses. Or for your school fees, the quick loans from MoneyMe are .

Flexible terms

We offer flexible credit options, because we get you and your flexible lifestyle. If you’re looking to get extra cash to add to your wedding funds, we’ve got you covered. You can also apply for renovation loans for home upgrades. A quick loan provides easy funds for all sorts of life moments, no matter how big or small they are.

A rate that suits your needs

It’s always a good idea to find a personal loan calculator if you’re considering a new loan. Loan calculators are useful online tools that can provide an overview of expected interest rate when you apply for fixed rate loans. It shows you principal, repayments loan term. We align your repayments with your pay cycle, so you can easily manage your fortnightly or monthly fees without having to worry about late charges.

The application process with us is super straightforward and just takes minutes to complete. Depending on who you bank with, your funds may hit your bank account in as little as 60 seconds after your loan approval. Use your cash anytime, anywhere you need it and be the best you! Apply online for quick loans with MoneyMe.