Our awesome low rates
vs the big 4 banks
The above comparison rates are based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison as of 8/12/2020. $495 establishment fee and $10 monthly fee applies to MoneyMe.
What our customers say
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MoneyMe is a small, responsible finance provider offering quick, short term loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access quick, personal loans.
Responsibility is central to our quick, personal loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.
Loan repayments will be scheduled conveniently for you in accordance with your pay cycle. We will also send you a friendly reminder in advance of your nominated direct debit date.
When trying to access a loan quickly, the last thing you need is the hassle of gathering pay slips, bank statements, or other time-consuming documentation. For your convenience, MoneyMe uses illion Open Data Solutions to securely obtain your recent bank statements online in seconds. Rest assured, your security is our absolute priority.
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MoneyMe is an Australian lender operating entirely online. Just like you, we don’t believe in paperwork and wasted time. What we believe in is quick and easy finance and same day loans. Using smart algorithms and advanced data technology, we offer quick approval on unsecured personal loans. Depending on who you bank with, your quick cash loans are transferred to your bank within minutes, ready to use on the go! With our top-of-the-line process, getting access to a quick loan has never been easier.
MoneyMe is an Australian lender operating entirely online. Just like you, we don’t believe in paperwork and wasted time. What we believe in is quick and easy finance and same day loans. Using smart algorithms and advanced data technology, we offer quick approval on unsecured personal loans. Depending on who you bank with, your quick cash loans are transferred to your bank within minutes, ready to use on the go! With our online process, getting access to a quick loan has never been easier
As a money lender with Australian Credit License, it’s our nature to do everything fast and fair while meeting all Australian credit regulations. We’ve created a quick credit solution that revolutionises conventional lending methods, saving you time so you to focus on the important things in life.
To qualify for our online application process, you must be employed, an Australian resident, and above 18 years old. If you meet all these requirements, then you’re all set to apply! We look at many factors to help determine your repayments, not just your credit score. These include your salary, your expenses and debt levels. We can only view your account as read-only 90-day PDF document and have no access to your login details or personal information. These snapshots, along with some personal, employment and spending details, are all we need to come up with a quick loan offer. Our seamless online process is backed by secure technology and machine learning algorithms, allowing us to send you an outcome in a matter of minutes.
We believe in responsible lending and only offer loan terms that you can comfortably repay. We understand that sometimes in life, things happen. You might have overlooked a bill or been in tough situations resulting in a default on your credit file and credit score. Unlike the old credit reports, we use Comprehensive Credit Report statements to see your credit hevaiour for the last 24 months and your positive positive repayment history. This way, you get access to flexible terms when you apply for our fast cash loans or line of credit.
Here at MoneyMe, we are fair and we believe in rewarding our customers. When you have successfully repaid an easy loan with us, we re-evaluate your profile and if it shows a positive repayment history, we may be able to give you access to better terms the next time you apply for an express loan with us.
Improve your cash flow and experience better ways of managing your bills and debts with our range of fast loans. If you’re moving into a new house, you may have professional cleaning and removalist costs in addition to your bond amount and rental fees. With MoneyMe, you can get quick access to a short term loan. Or if you need a cash advance to help you stay on top of your finances while paying for all the upfront costs – we can help. The comfortable repayment terms allow you to focus on the exciting bits of relocating, like buying furniture and settling into your new neighbourhood!
Whether it’s extra cash for emergency expenses like medical bills, mechanical repairs or a new car, or even small loans to help you clear off your utility bills or car registration, we provide fast access to credit via a seamless, paperless online application process. Our range of mini loans can help you settle all your financial commitments and still have breathing space and savings to help you keep up with your daily lifestyle.
Don’t forget your bucket list – life is short! Our easy money loans help you plan a holiday to that travel destination you’ve been wanting to book for years but never got around to. Or, for the career change you’ve always wanted, apply for a student loan to help you cover your learning expenses. Our school loans also help you settle fees for your college and university courses. Or for your school fees, the quick loans from MoneyMe are .
We offer flexible credit options, because we get you and your flexible lifestyle. If you’re looking to get extra cash to add to your wedding funds, we’ve got you covered. You can also apply for renovation loans for home upgrades. A quick loan provides easy funds for all sorts of life moments, no matter how big or small they are.
It’s always a good idea to find a personal loan calculator if you’re considering a new loan. Loan calculators are useful online tools that can provide an overview of expected interest rate when you apply for fixed rate loans. It shows you principal, repayments loan term. We align your repayments with your pay cycle, so you can easily manage your fortnightly or monthly fees without having to worry about late charges.
The application process with us is super straightforward and just takes minutes to complete. Depending on who you bank with, your funds may hit your bank account in as little as 60 seconds after your loan approval. Use your cash anytime, anywhere you need it and be the best you! Apply online for quick loans with MoneyMe.