Why choose MoneyMe?

What can you expect

What do repayments look like?


Lucy, 38

8.99% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Things you should know

For an unsecured personal loan of:



Medium Loan From $2,100 to $3,000

Repayment period:

• Minimum 12 months    • Maximum 24 months

Based on an unsecured loan of $2,500 over 2 years:

  • Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.

  • Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan From $3,001 to $50,000

Repayment period:

• Minimum 12 months    • Maximum 60 months

Based on an unsecured loan of $30,000 over 5 years:

  • Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.

  • Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $20,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $5

    Only applies if outstanding balance is over $20

  • Annual fee from $0 to $149

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

  • Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

What our customers say
Quick Loans

4.80/5

96 reviews

[title here] [long description here]
98%

%


of customers
would recommend
MoneyMe to a friend

1 review

4.5

The easiest and fastest process I have gone through to apply for a loan.

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1 review

5

Thank you for approving my loan application. I actually really need support during this time which I got from MoneyMe.

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1 review

5

Excellent.

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1 review

5

Quick and easy application. The best thing was when I got to speak to an Australian English-speaking lady (Hayley) when I had a question. Very friendly and helpful.

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1 review

5

MoneyMe is a great company. They came through and helped me in my darkest hour and were very quick at getting back to me. Thank you, MoneyMe.

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[title here] [long description here]
98%

%


would recommend
MoneyMe to a friend

View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or
    pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little
    as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Who is MoneyMe?

MoneyMe is a small, responsible finance provider offering quick, short term loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access quick, personal loans.

Quick loans online

MoneyMe offers you quick, online approval of personal cash loans ranging from $2,100 to $50,000. A five-minute application process is all that is required for you to access MoneyMe’s quick loans to achieve your financial goals.

Paying us back

Responsibility is central to our quick, personal loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.

Loan repayments will be scheduled conveniently for you in accordance with your pay cycle. We will also send you a friendly reminder in advance of your nominated direct debit date.




Making it Quick

When trying to access a loan quickly, the last thing you need is the hassle of gathering pay slips, bank statements, or other time-consuming documentation. For your convenience, MoneyMe uses illion Open Data Solutions to securely obtain your recent bank statements online in seconds. Rest assured, your security is our absolute priority.




View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or
    pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little
    as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Get Quick Loans up to $50,000 Approved Online | MoneyMe

Quick and easy finance

MoneyMe is an Australian lender operating entirely online. Just like you, we don’t believe in paperwork and wasted time. What we believe in is quick and easy finance and same day loans. Using smart algorithms and advanced data technology, we offer quick approval on unsecured personal loans. Depending on who you bank with, your quick cash loans are transferred to your bank within minutes, ready to use on the go! With our top-of-the-line process, getting access to a quick loan has never been easier.

Learn more

Quick and easy finance

MoneyMe is an Australian lender operating entirely online. Just like you, we don’t believe in paperwork and wasted time. What we believe in is quick and easy finance and same day loans. Using smart algorithms and advanced data technology, we offer quick approval on unsecured personal loans. Depending on who you bank with, your quick cash loans are transferred to your bank within minutes, ready to use on the go! With our online process, getting access to a quick loan has never been easier

As a money lender with Australian Credit License, it’s our nature to do everything fast and fair while meeting all Australian credit regulations. We’ve created a quick credit solution that revolutionises conventional lending methods, saving you time so you to focus on the important things in life.

How to get a quick loan

To qualify for our online application process, you must be employed, an Australian resident, and above 18 years old. If you meet all these requirements, then you’re all set to apply! We look at many factors to help determine your repayments, not just your credit score. These include your salary, your expenses and debt levels. We can only view your account as read-only 90-day PDF document and have no access to your login details or personal information. These snapshots, along with some personal, employment and spending details, are all we need to come up with a quick loan offer. Our seamless online process is backed by secure technology and machine learning algorithms, allowing us to send you an outcome in a matter of minutes.

We believe in responsible lending and only offer loan terms that you can comfortably repay. We understand that sometimes in life, things happen. You might have overlooked a bill or been in tough situations resulting in a default on your credit file and credit score. Unlike the old credit reports, we use Comprehensive Credit Report statements to see your credit hevaiour for the last 24 months and your positive positive repayment history. This way, you get access to flexible terms when you apply for our fast cash loans or line of credit.

You get rewards

Here at MoneyMe, we are fair and we believe in rewarding our customers. When you have successfully repaid an easy loan with us, we re-evaluate your profile and if it shows a positive repayment history, we may be able to give you access to better terms the next time you apply for an express loan with us.

A faster, easier way to access funds

Improve your cash flow and experience better ways of managing your bills and debts with our range of fast loans. If you’re moving into a new house, you may have professional cleaning and removalist costs in addition to your bond amount and rental fees. With MoneyMe, you can get quick access to a short term loan. Or if you need a cash advance to help you stay on top of your finances while paying for all the upfront costs – we can help. The comfortable repayment terms allow you to focus on the exciting bits of relocating, like buying furniture and settling into your new neighbourhood!

Whether it’s extra cash for emergency expenses like medical bills, mechanical repairs or a new car, or even small loans to help you clear off your utility bills or car registration, we provide fast access to credit via a seamless, paperless online application process. Our range of mini loans can help you settle all your financial commitments and still have breathing space and savings to help you keep up with your daily lifestyle.

Learn more and explore more

Don’t forget your bucket list – life is short! Our easy money loans help you plan a holiday to that travel destination you’ve been wanting to book for years but never got around to. Or, for the career change you’ve always wanted, apply for a student loan to help you cover your learning expenses. Our school loans also help you settle fees for your college and university courses. Or for your school fees, the quick loans from MoneyMe are .

Flexible terms

We offer flexible credit options, because we get you and your flexible lifestyle. If you’re looking to get extra cash to add to your wedding funds, we’ve got you covered. You can also apply for renovation loans for home upgrades. A quick loan provides easy funds for all sorts of life moments, no matter how big or small they are.

A rate that suits your needs

It’s always a good idea to find a personal loan calculator if you’re considering a new loan. Loan calculators are useful online tools that can provide an overview of expected interest rate when you apply for fixed rate loans. It shows you principal, repayments loan term. We align your repayments with your pay cycle, so you can easily manage your fortnightly or monthly fees without having to worry about late charges.

The application process with us is super straightforward and just takes minutes to complete. Depending on who you bank with, your funds may hit your bank account in as little as 60 seconds after your loan approval. Use your cash anytime, anywhere you need it and be the best you! Apply online for quick loans with MoneyMe.