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Same Day Loans Sydney

Personal loans for

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Winner of Canstar's Innovation Excellence Award 2022*

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Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Same Day Loans Sydney

As a resident in Sydney’s North Shore or Western Suburbs, you qualify for fast same day loans in Sydney from MoneyMe. That’s because we service all of Australia online offering quick and painless credit you can apply for in just minutes, no matter where you live. If you’re looking for a no-fuss credit option in either a revolving line of credit or as a lump sum personal loan, then you’ve come to the right place. We’ll get you approved for fast loans Sydney in a matter of minutes.

The MoneyMe app streamlines the application process for loans through automated systems to make it easily accessible to all Australians from any location within the country. Melbourne and Brisbane residents, for example, are qualified for our same day loans Melbourne and same day loans Brisbane services. They simply need to send their loan applications via the app and get approved within minutes. Perth and Adelaide locals are also free to apply for MoneyMe’s same day loans Perth and same day loans Adelaide services to get the funds they need to purchase their personal needs within twenty-four hours.

Where can I get same day loans?

MoneyMe is a wholly online lender which means we don’t have offices in places like Parramatta or the Eastern Suburbs. We’re able to service all of Australia, including Sydney’s Inner West and up to Hornsby, out to Campbelltown and beyond, all online via our website. You can apply for a same day loan for up to $50,000 in just minutes using our intuitive and simple online application form. We won’t ask you for lots of supporting paperwork and we don’t need to annoy your employers. Everything we need to make a fair and thorough decision about your application for either a personal loan or our virtual online credit card – the Freestyle account – is completed online and in a matter of minutes.

How to apply for a same day loan in Sydney?

Applying for a quick cash advance in Sydney takes you just minutes. 

How can we offer such fast same day loans in Sydney? Because we use the power of the internet. Unlike other money lenders who may offer you an online application form but still expect you to upload income statements and other supporting documentation, we are specialists in low doc personal loans. This means that we have created a slick, fast and easy application and assessment process that utilises the power of instantaneous information to do the heavy lifting for us. When you apply for a quick loan from MoneyMe, you’re directed to our online application form that asks for some basic information like your current income details, your current debts, your rent or mortgage repayments and roughly what your entertainment and other incidental monthly expenses are like. You input the bare minimum information, taking you just minutes to complete. 

You can apply for short term loans in Sydney from $5,000 up to larger $50,000 loans or our Freestyle virtual Mastercard® for a credit limit between $1,000 and $20,000 and enjoy credit card or loans same day approval at great rates and low fees.

At the end of the application form, you will be directed to your online banking platform where you are requested to login. This portal is securely managed by illion’s bank-level encryption software and we don’t receive your login details or any access to your online accounts. After you have input your login credentials, your personal loan broker is sent a copy of your most recent 90-day bank statement showing your income details, your expenses and other direct debits. We use this statement to verify all of your application data fast and thoroughly.

Once assessed by both our cutting-edge software and our personal loans team, we return a loan offer to you online. Everything you need to know is included in your loan offer so you can check the interest rate offered, the total cost of the loan over the loan term that you have nominated as well as the terms and conditions of our personal loans and any other fees that may be applicable.

Unlike other credit providers, we don’t charge our customers an early termination fee so if you’re in a position to clear out your loan balance for both small loans and larger, long term loans ahead of schedule and would like to save yourself some interest payments then we’re happy to help you do that. 

As a MoneyMe customer, you can easily manage everything related to your loan online via your own dashboard. Your personal loan dashboard is even mobile-friendly. We’re about making it easier and faster to borrow money when you need it. Stop jumping through hoops and navigating convoluted application processes. Switch to MoneyMe and get the money you need fast with same day loans in Sydney.

Can I get same day loans with less-than-stellar credit?

A credit history that's not the best can feel limiting, particularly if you’re trying to refinance and straighten out your personal finances once and for all. At MoneyMe, we understand a person’s credit history isn’t the complete picture and, thanks to recent changes with how money lenders can view your current credit file, we can make a thorough and informed decision when we assess any request for credit that we receive. Your credit file now includes the past 24 months of transactions that you have made on any outstanding credit matters so if there was something that you missed and you’re in the process of correcting it, we can see the inroads that you’re making which help us to reach a fair decision about any credit we would like to offer you.

If in doubt, apply for same day loans in Sydney with us today to see how much you might be able to borrow. Please note, however, that multiple credit enquiries and rejections can negatively affect your credit score so if you have been recently knocked back then it’s a good idea to wait at least 3 months for applying again for new credit. 

If you’re ready to proceed with a quick cash loan from us today, then head straight to our online application form and get started. It will take you just minutes from start to finish and once approved, we transfer your loan funds immediately. Depending on who you bank with this could mean that the cash you need could land in your account by the end of the day.

Our customers

Same Day Loans Sydney

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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