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Fast Cash Loan

Do you need a fast cash loan? Whether you have unexpected medical expenses, urgent car repairs, need a holiday, or your bills are getting out of control, there are some situations where loans with fast approval would make all the difference. 

MoneyMe understands that, which is why we have made getting access to funds as easy and quick as possible. MoneyMe offers personal loans with competitive low rates, and in some cases the money can be in your account on the same day you apply.

At MoneyMe, you can apply for an unsecured personal loan in amounts ranging from $2,100 to $50,000. The cost of borrowing will depend on factors such as your MoneyMe loan rating, the amount of money you want to borrow and the loan term. With our straightforward online loan application process, speedy same-day assessment and the funds transferred immediately after approval, MoneyMe makes getting a fast cash loan very quick and convenient.

How can I get a fast loan online?

Gone are the days when the only way to get a personal loan was to go into a bank and speak with your bank manager, armed with reams of paperwork. These days, there are many banks and loan companies offering online loans, and the waiting time has significantly been reduced. In many cases, you can apply and get access to funds on the same day. Each lender will have different lending criteria, and varying interest rates and costs. With so many online fast cash loans available, you’ll need to shop around and find the best one for you. 

MoneyMe offers last minute loans up to $50,000. The amount you can borrow and your interest rate will depend on your particular circumstances. We have a handy free online loan calculator that you can use to help you estimate your repayments and work out how much money you think you can comfortably borrow. At MoneyMe, we are responsible lenders so we don’t want to lend you more funds than we think you can afford to pay back.

To be eligible for fast loans at MoneyMe, you’ll need to be an Australian citizen or permanent resident in Australia, at least 18 years of age and currently employed. With fast approval and flexible repayments, in some cases your money can be in your account on the same day. With low rates, no application fees, no early repayment fees and no exit fees, our low interest loans are very competitive. For an unsecured personal loan, our rates can be cheaper than the big 4 banks. Compare the rates and see for yourselves. 

Is it safe to get a loan online?

When taking out a fast cash loan online, security and privacy are important factors to consider. With so many online loans to choose from, you’ll need to make sure you are borrowing funds from a reputable lender. MoneyMe makes getting quick online loans possible using a proprietary AI-based loan management platform that allows us to deliver fast and fair loan decisions tailored to your personal circumstances. Following the same security and encryption standards as banks, we take several measures to ensure your information is kept safe and secure.

How do I apply for a fast loan?

Once you know you are dealing with a trustworthy and reputable lending company, you are ready to apply for your fast cash loan online. At MoneyMe, you can apply for quick loans in minutes via your computer, laptop, tablet or smartphone, making it easy to do at a time and place that suits you. To start the process click on the “Apply now” button on our website. You can then select the amount of money you’d like to borrow, the purpose of your loan, and how long you’d like to borrow the money for. You’ll then need to provide us with some information such as your income, living expenses and any other debt that you may have. We’ll also access your credit report to help us understand your credit history, although this is not the only factor we consider when assessing your loan application. 

Using secure technology, the applicant can give us permission to gain read-only access to the last 90 days of their most recent bank statements in a matter of seconds. This greatly speeds up the process and saves time for both parties. No longer do you need to spend hours finding physical copies of statements and other paperwork. If you submit your application during business hours, unless your financial situation is particularly complicated or some key information is missing, approvals are often received within minutes. Once your loan amount has been approved, we’ll send you your offer which will include your interest rate and repayments over your nominated loan term. You’ll also know about any fees and charges upfront. Once you have digitally signed your contract and sent it back, depending on your bank, the money could be in your account in a matter of minutes.  

If you are looking for fast lending, an alternative to a personal loan would be a line of credit. The MoneyMe Freestyle virtual Mastercard® works like a credit card and can give you access to up to $20,000. This money can then be spent in store using Tap n Pay or when making purchases online. You can also send the money to your bank account or another person’s bank account. With a fast and simple application process, instant card creation, 55 days interest-free on purchases and credit back at 1,400+ stores, the Freestyle virtual Mastercard® can provide a quick and convenient way to access extra funds if you need a fast cash loan. And if you run a business, get in touch with us so we can explain how our merchant payment solution MoneyMe+ can help you increase sales and brand exposure, and give your customers more spending power. This business payment solution allows your customers to make purchases up to $50,000 and pay for them later. Ask us also about our interest free payment plans.

Even though our fast cash loans and other financing solutions are all conveniently available online, we also pride ourselves on our exceptional customer service.  You can call us anytime between 8am and 9pm (AEST) Monday to Friday or 9am to 9pm (AEST) on the weekends at 1300 388 564. You may also contact us via live chat or send us an email at hello@moneyme.com.au. We’d love to discuss how we can help you get a fast cash loan. So whether it’s for a new car, home renovations or to pay for a wedding, if you need money in a hurry, get in touch today.

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