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Fast Loans

Personal loans for

Trusted by thousands of Australians

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Award winning lender

Award winning lender

Winner of Canstar's Innovation
Excellence Award 2022*

Winner of Canstar's Innovation Excellence Award 2022*

Estimate your

Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Fast Loans

Whether your car has broken down and you need urgent repairs, you have some emergency house renovations or some unexpected bills have come in, there are many reasons why you would require fast loans. Once you’ve decided that you want to take out a loan, chances are you’ll want your money as soon as possible. Not only will that mean you’ll need to find a loan with a quick and straightforward loan application process that won’t take days to complete, but you’ll also need to find a lender that offers a quick approval process. And once the loan has been approved, you don’t want to wait too long before you can access the funds.

Traditionally applying for a personal loan was very time consuming and involved a lot of paperwork. These days, there are many more loan options available to you, and online lenders have streamlined the application process, making it quicker and simpler. Gone are the days when you needed to queue up at the bank or have a lengthy meeting with the bank manager. Online fast loans and same day loans are now possible and loan applications can easily be submitted online in a matter of minutes.

How can I get a loan ASAP?

Deciding you need easy to get loans is the first step, but then where do you actually go to get one? In the past, getting a bank loan has typically been a long and drawn out process, but with so many banks and other loan companies in Australia going online, there are now many lenders who offer last minute loans and, in some cases, you can even get access to funds on the same day you apply. With so many different personal loans on offer, you’ll need to find one that works best for you.

At MoneyMe, you can take out fast loans from $5,000 up to $50,000. We offer flexible repayments and don’t charge early repayment fees or exit fees. Not only do our variable interest loans offer competitive rates, but we also have a very quick application process. Our application process is completed entirely online, and the application form is tailored for smartphones and tablets too. This makes it easy for you to apply for your loan from any device at a time and location that suits you. In most cases, you can complete the application process in just a few minutes. 

Rather than needing to supply a lot of bank statements, pay slips and other documentation, MoneyMe uses the latest finance technology. With the permission of the applicant, MoneyMe can very quickly gain read-only access to the last 90 days of your most recent bank statements. This information is obtained through a secure portal that uses the same security-level encryption as your bank. We want to make the process simpler for you, but also help ensure that your data is kept safe.

Using our advanced loan management platform, we’ve made the loan application and approval process very quick. You shouldn’t have to wait too long to find out whether your loan has been approved or not. Most borrowers who apply with MoneyMe for their fast cash loans during business hours will receive the outcome of their application on the same day, in some cases it will be in a matter of minutes. However, if your financial situation is particularly complex, if you’re unable to provide all of the required information on the spot or you apply online outside of business hours, the process may take a little longer.

Once we’ve approved your loan, we’ll immediately send you an offer outlining your variable rate of interest and the total cost of the loan over your nominated loan term. If you’re happy with the rate and terms, you can sign the loan contract digitally and send it back to us online. Once we receive it, we can transfer the funds straight away. The time it takes for the funds to appear in your bank account will depend on the financial institution that your bank account is with. In some cases you’ll receive the money in just a few minutes. At MoneyMe, we do all we can to help you get access to your funds as soon as possible, and then you can start spending. So if you are in the market for online fast loans, then you’ve come to the right place. MoneyMe fast loans are a very popular choice.

How much money can I borrow?

Whether you need $3,000 for car repairs or $40,000 for a new car, MoneyMe fast loans range from $5,000 to $50,000 so we have you covered for purchases large and small. The cost of borrowing will vary depending on your particular financial circumstances such as your credit history, your MoneyMe loan rating, how much money you want to borrow, and the loan term. To help you work out how much money you can comfortably borrow, MoneyMe offers a free online loan repayments calculator that can assist you. Once you decide on the amount and submit your application, with our fast same-day assessment, you shouldn’t have to wait very long to find out whether your loan has been successful. Apply online now and the extra funds could be in your account before you know it.

Does a fast loan require a credit check?

Being a responsible lender, MoneyMe carries out a credit check as part of the assessment process for all our personal loan applications. We don’t automatically decline anyone who has a mark on their credit file as we understand there may be a good reason or your circumstances may have improved. In some situations, such as if you don't have a perfect credit history, are in a debt agreement or are bankrupt, your loan application may be declined. We want to make sure that you’ll be able to comfortably meet your loan repayments. If we decline your loan application initially, you are very welcome to apply again at a later date if your financial situation improves.

An alternative to a personal loan is the MoneyMe Freestyle virtual Mastercard® that works like a credit card and can give you access to up to $20,000 to spend. It also comes with other features such as interest free payment plans for up to 55 days on purchases and credit back at 1,400+ stores. If you’re a business, ask us about our business payment solution, MoneyMe+. Offering our merchant payment solution to your customers is a great way to increase sales and brand awareness. 

At MoneyMe, we like to keep our customers happy which is why we provide extended operating hours. You can call the MoneyMe customer service team at 1300 329 037 on weekdays from 8am to 9pm or on weekends from 9am to 9pm (Sydney/Melbourne time). If you want to get access to fast loans without all the fuss, contact us today.

Our customers

Fast Loans

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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