Why choose MoneyMe?

What can you expect

What do repayments look like?


Lucy, 38

8.99% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Things you should know

For an unsecured personal loan of:



Medium Loan From $2,100 to $3,000

Repayment period:

• Minimum 12 months    • Maximum 24 months

Based on an unsecured loan of $2,500 over 2 years:

  • Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.

  • Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan From $3,001 to $50,000

Repayment period:

• Minimum 12 months    • Maximum 60 months

Based on an unsecured loan of $30,000 over 5 years:

  • Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.

  • Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

View our products

Up to $50,000

  • Money in your bank in as little
    as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or
    pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little
    as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Ready for your next holiday? Fund it now, with a quick and easy cash loan today

Are you ready to head off on your travels but need some extra cash? Financing your vacation doesn’t have to be a hassle. With MoneyMe you can get online access to fast, secure and simple loans for amounts ranging from $2,100 to $50,000.

Perhaps you want to snatch up a great deal on plane tickets or a holiday travel package, without relying on a credit card. Or, maybe you just need a little extra spending money while travelling to overseas destinations.

Whatever your needs are, a travel loan can help make your trip stress-free, allowing you to be in the moment and fully soak up your travel experience

Repayments are really easy and scheduled in advance at the time of your application. These are tailored to your pay cycle and there are no hidden transaction fees.

It’s easy to apply online


Applying online is completely paperless and achieved using the latest, secure technology. Plus, it’s fast and easy so you can be on your way sooner!

To be eligible to apply you must be working in Australia and 18 years or older. Just so you know, responsible lending is really important to us - we’ll never lend you an amount you can’t comfortably repay.


Fast approval

Once you’ve applied, we’ll get back to you quick smart and your money could be in your bank account in just one hour or less- you could even have your cash in seconds! This depends on your financial institution, of course! As a heads up, it generally takes longer to approve your application outside of business hours.

So, why wait? Start packing your bags and complete our 3-minute loan application.

MoneyMe staff polled the top things to get and do for Valentine’s Day. Yes, don’t forget that Valentine’s Day is coming up soon. Check out our top picks for Valentine’s Day gifts and if you’re looking for something cool to do, check out the Valentine’s Day ideas. Let us know if any these rocked your date night.




View our products

Up to $50,000

  • Money in your bank in as little
    as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or
    pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little
    as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Travel Loans up to $50,000 Approved Online | MoneyMe

Fast and secure loans for travels

A travel loan is a type of unsecured personal loan that gives you quick access to funds to pay for your next holiday travel and the costs associated with it. As an online money lender who specialises in offering same day cash loans for various kinds of expenses, you can use our travel loan to buy your plane tickets, reserve accommodation and pay for other travel-related fees upfront without any hassle. With MoneyMe, you never have to miss the opportunity to book the trip of a lifetime!

Learn more

Fast and secure loans for travels

A travel loan is a type of unsecured personal loan that gives you quick access to funds to pay for your next holiday travel and the costs associated with it. As an online money lender who specialises in offering same day cash loans for various kinds of expenses, you can use our travel loan to buy your plane tickets, reserve accommodation and pay for other travel-related fees upfront without any hassle. With MoneyMe, you never have to miss the opportunity to book the trip of a lifetime!

Apply now and get approved fast on personal loans of up to $50,000. Our online application takes just a few minutes to complete and we don’t lay reams of time-consuming paperwork on you to fill out. Instead, we use the power of technology. As an Australian money lender for Gen Now, we are committed to ensuring that our customers receive the best online experience for every quick loan application. We don’t have a physical office because we don’t need one. We keep our overheads low and allot more to delivering innovative financial solutions to our customers instead.

A travel loan is a great way to access express loans on-the-go especially when it comes to purchasing limited-time offers like cheap flights. Our same day loans could see you getting the funds you need to start booking an exciting adventure sooner rather than later. Stop listlessly flicking through the travel brochures and clicking through everybody else’s social media posts wishing you were where they are right now. With MoneyMe, you can turn your dream getaway into an exciting reality and fly in no time.

Travel now, pay later with Freestyle

We offer a range of personal loans Australia and other credit products, such as travel loan options and a line of credit. While a travel loan is an unsecured loan that sends funds in full to your account, our Freestyle Virtual Credit Account is similar to a revolving line of credit where you can continue to redraw on up to your pre-approved credit limit. Freestyle’s credit card limits are offered between $1,000 and $10,000 – which means you have flexible cash to spend while you’re travelling, or secure back-up funds for unexpected events overseas. Plus, Freestyle is powered by Mastercard so you can use it wherever you are in the world!

The funds you’ve used up on your line of credit is available to redraw again when you repaid your borrowed balance, too. Unsecured personal loans cannot be redrawn again after you have started to repay them but a credit balance with MoneyMe’s Freestyle Virtual Credit Account can. Eligible customers can even access up to 55 days interest-free on all purchases made using the virtual card. The best bit? Since it works like a virtual credit card, you aren’t issued a plastic card like you would have been from a bank. Our credit card is digitally stored in the most important thing that you carry absolutely everywhere – your smartphone.

How to get a travel loan

A line of credit isn’t for everyone and you might prefer to opt for a travel loan that gives your funds in full amount to pre-book your travel. This can be a great way to stick to a pre-planned budget, too.

If it’s a travel loan that you’re considering, then the first question you need to ask is: How much can I borrow? MoneyMe has a free online personal loan calculator that helps you see your expected monthly repayments would look like.

A personal loan repayment calculator will show you indicative payment amounts you could expect for a range of different loan terms, including the establishment fees and personal loan interest rates. Experiment with the loan amount and the time you would like to take the loan over to find the best working option for you. By reducing the loan term, you can reduce the interest payable as well.

Easy cash for travelling and more

Use these online tools to see how our other credit products could help you improve your cash flow too, like a quick car loan. Our short term loans and small loans are ideal for helping you get over life’s little financial humps, offering a fast cash advance before payday, right when you need it the most. Take out some rent assistance credit in the form of quick cash loans online or consider applying for a bond loan to help cover the upfront costs for new rental properties. Our easy loans are available for a range of funds and competitive interest rates.

Find out more about our student loans to help you with upfront tuition costs in one quick loan payment. Our small personal loans can also be used for boat loans can give the needed boost to your savings to finally buy your dream machine and renovation loans to help you get started on improvements around the house.

For access to quick cash loans like our travel loan, apply now with MoneyMe. Complete your application in a matter of minutes with fast approval times. If you’re happy with the loan term and your interest rate, then it’s a simple matter of signing your digital contract and receiving your funds in your bank account in as little as 60 seconds. Here at MoneyMe, you not only get funds for paying bills. We understand that you deserve a break from life’s daily hustles, too! Apply now for a travel loan and get results fast, so you can pack your bags and finally head out for that much-needed adventure.