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Auto Loan

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Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Auto Loan

Drive the car you want with an auto loan from MONEYME, and take advantage of competitive rates and terms. With MONEYME, you can be approved for a car loan for used cars or even for brand-new ones.

Whether you’re looking to buy your first car or upgrade to a newer model, MONEYME has a variety of car finance options to fit your needs. We offer both new and used car loans, so you can purchase the car you want. Our car loan terms are flexible, and our interest rates are competitive. But this is only a small part of what we offer – we also provide a variety of other services to help you get the most out of your auto loan.

Start your journey today by visiting our website or downloading our mobile app. We’re here to help you every step of the way in getting the best financing available.

How do auto loans work?

Auto loans are a type of loan that is specifically designed to finance the purchase of a vehicle. When you take out an auto loan, you agree to repay the loan over a set period. The interest rate on your loan will be determined by a number of factors, including your credit score, the length of the loan, and the type of vehicle you are purchasing.

There are two types of auto loans: secured and unsecured. A secured loan is one where the vehicle itself is used as collateral for the loan. This means that if you default on the loan, the lender can repossess the vehicle. An unsecured loan is not backed by any collateral and, as such, is more risky for the lender. Interest rates on unsecured loans are typically higher than on secured loans.

MONEYME offers only unsecured auto loans. As we advocate responsible lending, we will only lend you an amount that we believe you can afford to repay. We believe that it is better to provide you with a loan that you can comfortably repay than one that puts your finances under strain. 

Typically, MONEYME’s new and used car finance offers have a term of one to five years. We also offer a range of features that can make your loan more flexible, such as the ability to make early repayments at no extra cost.

How do I qualify for an auto loan?

To qualify for an auto loan with MONEYME, you must have a regular source of income, such as from employment. MONEYME also requires that you be at least 18 years old and a permanent Australian resident or citizen. 

In addition, you will need to have a good credit history and proof of identity, such as a driver’s licence or passport. If your credit score is not ideal, we still encourage you to apply. We look at more than just your credit score when assessing your loan application. We also consider factors such as debt obligations, expenses, and current financial situation. Rest assured our experienced credit team will work with you to find a loan that is right for your situation.

If you can meet our basic criteria, you can apply for loan amounts ranging from $5,000 to $50,000, with flexible repayment terms and competitive interest rates. Download our app now!

How to apply for an auto loan?

Applying for an auto loan with MONEYME is easy as you can do it in the comfort of your own home. Our online application only takes a few minutes to complete, and you’ll get an instant decision. 

If you’re ready to get started, all you need to do is complete our online application form. We’ll ask you for some basic information about yourself and your financial situation. You will also be required to indicate your preferred loan amount and loan duration. 

Once you submit your application for our auto loans, we’ll conduct a thorough assessment. This helps us ensure that we can offer you a loan that is suitable for your needs and that you’ll be able to repay it comfortably. 

If you qualify, one of our expert loan consultants will be in touch to discuss the best car loans for your situation. We’ll work with you to find a loan that suits your needs and budget. If your application is successful, we’ll transfer the funds to your nominated bank account straight away, so you can start shopping for your new car!

We’ve been helping people navigate the world of auto financing for years, and we know exactly what it takes to get the best possible rate. We’re here to help you every step of the way, from start to finish.

We offer truly independent and tailored advice to our clients, so you can be sure you’re getting the right loan for your new or used car. And because we’re the experts, you can rest assured that you’re in good hands. So if you’re looking for the best car finance deals, make sure you come to MONEYME. 

If you have any questions about our auto loan products, or anything else, our team is always happy to chat.

Our customers

Auto Loan

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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