Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

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Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Best Used Car Loans 



The skyrocketing automobile prices in Australia have prompted people to search for the best used car loans. A good number of Aussies are now buying used cars or older car models as they are much cheaper than the new ones. We at MONEYME understand that not everyone has the same financial conditions, and as such, we are here to provide reliable second-hand car finance plans for all those who need them. 

From fresh graduates in the market for a cheap and affordable daily driver, all the way to soon-to-be parents looking for spacious SUVs – MONEYME has same-day funds for just about anyone. On top of this, when you fill up our pre-owned auto loan application form, you’ll be able to enjoy a wide range of benefits you’d be hard-pressed to find anywhere else. 

Join us today and zoom into the incredible world of car loan finance. Read on to learn more about our streamlined process and client-forward terms.



How does a used car loan work? 

If you have ever keyed in something like ‘car loans used cars’ on Google, then you most probably want to know how this type of cash advance works. Understanding the concept is simple – you first take out a set amount of money, buy a great-value vehicle from a local dealer, and then make repayments over a period. 

Applying at MONEYME means that you can still have all the functionality of this traditional vehicle loan process. However, we have a number of advantages that make financing second-hand car offers much, much easier. For instance, you’ll experience an online credit decision, convenient repayments, and permanent car ownership.

  • Online credit decision. The best used car loans are those that give you a response as soon as possible. For that reason, our expert team makes sure to analyse your request efficiently and accurately. This way, if you qualify for our service, you can receive your money within the same day you applied.
  • Convenient repayments. Know that all of the car finance options at MONEYME boast a hassle-free repayment system. Here, we automatically synchronise your direct debit date with your personal salary cycle. Aside from this, we allow you to make free early deposits – whether that’s partial or full.
  • Permanent car ownership. Unlike lenders that carry secured second-hand car loans, MONEYME won’t take your vehicle as collateral if you can no longer repay your outstanding balance. Rather, we’ll review your financial situation once again and make an updated plan you’ll be able to better handle.

With our unique benefits, it’s easy to see why we have some of the best used car loans. Borrow fast funds from MONEYME today and cover the cost of practically any pre-loved vehicle. 



How is the interest rate calculated on a used car loan? 

When looking for the best used car loans, you should be thinking about how the vehicle finance terms are calculated. At MONEYME, you can have peace of mind knowing that we’ll make a comprehensive assessment before we give your interest rate, principal budget, and repayment duration. 

Instead of basing everything on your numerical credit rating, we take into account other pertinent factors. Our evaluation features an extensive checklist that considers your possible sources of income, general living expenses in Australia, and obligations from debt. As a result, we’ll know more about both the micro and macro aspects of your life. 

Since we give fair and honest decisions, you don’t have to feel apprehensive about filling up our online application form. No matter what your credit score for car loan is, we’ll be sure to compare your past and present situation thoroughly.

If our findings show that your current status has improved, then we’ll give you your used car finance rates. Similarly, we’ll let you enjoy a principal budget of $5,000 to $50,000 as well as a repayment term that lasts one to five years. 

Note that the initial terms given to you may also improve over time. Just show us positive borrowing behaviour (i.e. paying your outstanding balance on time) and we’ll reward you accordingly. 

Apply at MONEYME today and get the best used car loans for your specific lifestyle!



How to apply for a used car loan?

There aren’t a lot of requirements when it comes to our premium service. All it takes is following three easy steps and you’ll be buying a vehicle with the best used car loans on our platform. 

  1. First, verify your eligibility for our auto car finance offers. To do this, simply make sure that you are a registered resident in Australia, currently generating income from employment, and at least 18 years old.
  2. Afterwards, through our website or mobile phone app, load up our online application form. Fill up all the required data fields by sharing your preferred terms and typing down some standard contact information. 
  3. Lastly, submit your request and allow our expert team to make a comprehensive assessment. Once we have approved your loans for used cars, wait for us to transfer the money into your savings account. 

That’s all there is to it – now you can pay for your ideal pre-loved car deal.

Want an estimated quote before you apply? Just take advantage of our intuitive used car financing calculator. With this free tool, you can quickly input the terms you want and then view your monthly repayments in seconds. 

Apply now to experience our reasonably priced fees and charges. Join us today at MONEYME and effortlessly get a car loan!

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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
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Won't impact your credit score!
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