Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

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Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

How To Assess Dental Surgery Loans For Your Procedure



When you have an important dental procedure, finding the right dental surgery loans shouldn’t add to your stress. 

MONEYME offers tailored personal loans to fit your budget, making quality care accessible. Before you apply, we’ll guide you through the simple steps to choosing a loan that meets your needs.



Step #1: Understand the basics about dental care financing.

Dental surgery financing loans are a kind of personal loan provided by lenders such as MONEYME. They are designed for people who need to pay for different dental treatments, those looking for cosmetic dental surgery loans, or dental implant financing. 

These loans, whether you apply for dental cosmetic surgery loans or any other surgery loans Australia-wide, could be useful for those who don’t have enough savings or enough dental insurance coverage. MONEYME offers an easy online application process that allows for quick decisions.

Key factors affecting loan approval

MONEYME considers multiple factors when assessing eligibility for dental surgery loans, ensuring a personalised and fair evaluation. These include income level, current employment status, and credit history. 

We do not solely focus on credit scores; instead, we take a comprehensive view of an applicant’s financial situation, evaluating income and ongoing debts to determine suitable loan terms and amounts.

Comparing interest rates and terms

At MONEYME, we offer competitive interest rates. Our personal loans, whether they are oral surgery loans or other dental procedure loans, are transparent, with all fees and the total loan cost clearly outlined before the agreement. 

This approach helps borrowers understand the financial implications and select the right loan structure for them, considering factors such as the loan term and associated fees​.



Step #2: Learn about the impact of your credit score on loan terms.

Your credit score can influence the terms of your dental loans, acting as a measure of your financial reliability to lenders. At MONEYME, a higher credit score could mean more favourable loan terms, such as lower interest rates and potentially higher borrowing amounts. 

Tips for improving your credit score before applying

Enhancing your credit score is feasible with disciplined financial behaviour:

  • Timely payments. Consistently paying bills on time can gradually improve your score.
  • Credit utilisation. Keep your credit card balances low relative to your limits.
  • Check accuracy. Regularly review your credit reports for errors and dispute any inaccuracies.

Adopting these practices could boost your score and potentially enhance your eligibility for more favourable terms when applying for loans from lenders like MONEYME​​.

Step #3: Explore the different options offered by your chosen provider.

MONEYME offers a versatile range of loan products tailored to meet various financial needs, ensuring that every customer finds a fitting solution. 

We have personal loans that can be used as dental surgery loans. Our personal loan for surgery is unsecured, meaning it doesn’t require collateral. In addition, our personal loans could be used for a range of other purposes, such as loans for car repairs, weddings, travel, and more. 

Our options are structured to provide flexibility, competitive interest rates, and the straightforward application process that MONEYME is known for. This ensures that whether you’re consolidating debt, funding personal projects, or covering the unexpected costs of an emergency dental surgery, there’s a financial solution available to meet your needs efficiently and responsibly.

Step #5: Apply for a dental loan at MONEYME

Can you get a loan for surgery? Applying for dental surgery loans at MONEYME is streamlined and user-friendly. Prospective borrowers are asked to provide some basic details to initiate the application process:

  • Contact information. You are required to input a mobile phone number and a valid email address.
  • Income verification. This includes information regarding your income to assess your financial stability.

The entire process is digital, eliminating the need for physical documents like bank statements or payslips. This simplified approach allows MONEYME to process applications swiftly, and if approved, we’ll transfer the funds instantly.

 

Frequently Asked Questions (FAQs)

 

What types of dental procedures can be covered by surgery loans?

In Australia, dental surgery loans can cover a variety of procedures that are not typically funded by Medicare. These include both necessary and elective treatments, ranging from basic dental work like fillings and extractions to more complex procedures such as orthodontics, crowns, and bridges. 

At MONEYME, we understand the importance of timely and effective dental care. That’s why we offer flexible personal loans that can be used to finance a wide range of dental procedures.

How long does the dental loan approval process take?

In general, the dental loan approval process can vary depending on the lender. At MONEYME, we pride ourselves on efficiency and speed. You can expect a loan decision in as little as 60 minutes, not days. This applies not only to dental surgery loans but also when you’re applying for a vehicle repair loan, a loan for furniture, or other types of personal loans.

Where can I find lenders that offer dental surgery loans?

In Australia, you can find lenders that offer dental surgery loans through various platforms, including traditional banks, specialised medical loan providers, and online financial services. However, not every provider may offer the convenience and efficiency you need. 

At MONEYME, we provide flexible personal loans that can be used for dental surgeries, with the advantage of a quick and easy online application process. Our loans come with competitive rates and flexible repayment terms without any early exit fees, aligning with our commitment to transparency and efficiency​​.

MONEYME: Offering financial solutions that empower

At MONEYME, we redefine the lending experience with our commitment to efficiency, transparency, and client-focused financial solutions. Whether you’re looking to make big purchases, simplify your debts, or need reliable everyday spending power, we’ve got you covered. Our app puts control in your hands, allowing you to apply in as little as five minutes and manage your account anytime, anywhere. 

Ready to apply for a loan today? Check your rate and repayment schedule without impacting your credit score.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

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What our customers say

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Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
Won't impact your credit score!
Dental Surgery Loans
Won't impact your credit score!

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