Showing results for

Kitchen remodel cost

Personal loans for

Trusted by thousands of Australians

The Morning Show The Morning Show

Award winning lender

Award winning lender

Winner of Canstar's Innovation
Excellence Award 2022*

Winner of Canstar's Innovation Excellence Award 2022*

Estimate your

Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Kitchen remodel cost

If you are thinking about renovating your kitchen, you may be wondering how much a kitchen remodel costs? From replacing your kitchen cabinets or putting in a new benchtop or sink to completely redesigning the layout of your kitchen, kitchen remodel costs can vary widely depending on the extent of your kitchen renovation project. Whether you are cooking up a storm or sharing an evening meal with family or friends, the kitchen is a popular room in the house for people to gather, so it’s worth taking the time and effort to create a room that you’ll enjoy spending time in.

From a country feel with timber floors and cabinetry to a more contemporary minimalist look, when redesigning your kitchen and thinking about the functionality, you’ll also want to consider the style and design. To do this, you’ll need to factor in your personal tastes and lifestyle, your home’s existing décor and the size of the space you are working in. From a large eat-in kitchen to a smaller galley kitchen, kitchens come in all shapes and sizes, so that the renovation costs will vary. From laying tiles or other quality flooring, installing splashbacks or updating the lighting to building custom cabinets or buying new appliances, there are many costs associated with a new kitchen renovation. And as well as the cost of the hardware, materials and fixtures, you’ll also need to factor in labour costs such as electrical work, plumber expenses, design costs, building costs and more. Whether you’ve been meaning to remodel your kitchen for a while or are renovating ready to sell, once you decide to do a new kitchen renovation, even if the kitchen remodel costs are expensive, chances are you’ll want to start to renovate sooner rather than later.

What kind of loan do I need to cover the cost of a kitchen remodel?

As kitchen renovation costs are not cheap, what is the best way to finance your kitchen upgrade? Once you’ve got some quotes and estimated your kitchen renovations costs, you can compare different alternatives. To do this, you’ll need to look at how much money you’d like to borrow, as well as your specific financial circumstances, to work out the best option to suit your needs. For example, suppose you have an existing home loan. In that case, you can use the redraw facility (if your home loan offers one) to redraw any additional repayments you have made, or you may be able to top up or refinance your current loan. You could also fund your kitchen remodel costs by using a credit card, line of credit or a personal loan. There’ll be different terms and conditions, as well as fees and charges, associated with each of these alternatives, so you’ll need to be aware of these when deciding which loan product to choose.

A quick and easy way to cover your kitchen upgrade costs is to apply for home improvement loans. Like other personal loans, you’ll borrow a predetermined lump sum and pay it back in regular instalments over the term of the loan. With a variable rate personal loan, you’ll know what your repayments will be each month at the start of the loan so you can plan and budget accordingly. If you are looking for a straightforward unsecured personal loan, MoneyMe offers variable rate personal loans from $5,000 to $50,000 with low rates and flexible repayments. Whether it’s to cover kitchen remodel costs, bathroom renovation costs or any other home improvement expenses, personal loans can be used for a range of purposes.

If you are making small kitchen improvements and would prefer to use a line or credit rather than taking out a personal loan, the MoneyMe Freestyle virtual Mastercard® can provide a line of credit up to $20,000. The virtual card can be used for online purchases, Tap n Pay in-store, or you send money directly to your bank account. MoneyMe is transparent with our costs, so you can compare our personal loans and Freestyle account to help you find the most cost-effective solution for you. Contact MoneyMe today and see how we can help you with your kitchen renovation project.

How long does it take to get the loan?

Once you’ve made the decision to remodel your kitchen, you’ll most likely want to start as soon as possible. Gone are the days when you have to wait days, or even weeks, to get your loan approved. Being a tech-savvy money lender, you can apply online for a MoneyMe personal loan in just five minutes. Using secure technology, you are able to allow us read-only access to your last 90 days of bank statements. This streamlines the application process and also saves on paperwork. Using our proprietary loan management platform, we can offer quick same-day approval, and in some cases, the money can be in your account on the same day you apply. If you are looking for fast finance to cover your kitchen remodel costs, apply for a personal loan with MoneyMe today.

Turn your dream kitchen upgrade project into a reality with MoneyMe personal loans. From kitchen home improvements to bathroom remodels, if you'd like to get more ideas on how a personal loan can help you with your next home renovation project, be sure to view the range of mini-episodes of DVine Living hosted by Dale Vine on MoneyMe's DVine Living page.

Our customers

Kitchen remodel cost

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

View more

Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

55 people in the last 24 hours have applied