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Used Car Finance Deals

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Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Used Car Finance Deals

Used car finance deals are becoming increasingly popular in Australia, as many people are choosing to buy second-hand cars instead of new ones. Used cars are often much cheaper than new cars, and they also have less depreciation left in their lifetime. As a result, used car finance deals can save you a lot of money in the long run. With a growing number of used car finance companies in Australia offering different interest rates and repayment terms, it’s important to compare your options before you apply for a loan.

Slip into your dream car sooner with second-hand car finance from MONEYME. We know that buying a used car can be a big decision, which is why we’ve made it easy for you to compare your options and find the best deal for your needs. Whether you’re looking for a low interest rate, no deposit, or flexible repayments, we can help you find a used car finance deal – even if you have a not-so-ideal credit!

How does financing used cars work?

Used car finance deals are a great way to get behind the wheel of your dream vehicle without breaking the bank. However, it’s important to understand how they work before signing on the dotted line. Used car loans are a straightforward agreement between you and a lender. They’ll advance you a certain loan amount to put towards the purchase price of a second-hand car, and you pay them back according to a pre-agreed schedule. After the final cheap used car finance payment clears, the loan account is closed.

MONEYME offers a wide range of used car finance deals to choose from. When you apply for financing through MONEYME, we’ll take a look at your financial situation and decide which option suits your circumstances. You can even compare your options by getting a personalised car loan quote through our online loan repayment calculator so you can make an informed decision. We’ll then set up a repayment schedule that’s tailored to your needs. This means you’ll know exactly how much you need to repay each month or fortnight, and there are no hidden fees or charges. You can even pay off your loan earlier than scheduled without penalty.

Once you’ve been approved for financing, you can use the money to buy any used car you want. It’s important to remember, however, that you’ll need to have the car inspected by a qualified mechanic before you finalise the purchase. This is to ensure that the car is in good condition and that there are no hidden problems that could cause you expensive repairs down the line.

What are the benefits of financing used cars?

Some of the benefits of financing used cars are as follows:

  • Used cars are often more affordable than new cars. You can save money on your purchase by opting for a used model instead of a new one.
  • Used cars may come with lower interest rates. Since used cars typically cost less than new cars, you may qualify for a lower interest rate when you finance your purchase.
  • Used cars may come with additional benefits. Many dealerships offer special programs for financing used cars, such as extended warranty coverage and maintenance packages.

Save time, save money, and take advantage of all the benefits of used car finance deals with MONEYME. Having helped thousands of people get behind the wheel, we know how to get you the best deal possible. Our vast car finance options allow you to compare and find the right loan for you. We also have a wide range of repayment options, so you can choose the most convenient way to repay your loan.

Our team of finance experts is always on hand to answer any of your questions and give you advice regarding the used car loan process. We are committed to providing the best possible service to our customers, so we make it easy for you to apply for old car finance online. You can apply in minutes, and we’ll provide you with an instant decision. MONEYME is the smartest way to finance your used car purchase. 

How to find the best deals for used car financing?

If you’re looking for the best used car finance deals, there are a few things you can do to make sure you get the best possible rate. The first thing you should do is shop around. Talk to different dealers and lenders to see what rates they’re offering and compare them. This will help you negotiate from a position of strength and avoid being taken advantage of by a lender.

It’s also a good idea to get a pre-approved car loan before you start shopping for a car. This way, you’ll know how much you can afford to spend, and you won’t be pressured into paying more than you can afford. The options, terms and conditions, and rates for used car finance can vary considerably, so it’s important to do your research and compare different deals before making a decision.

With MONEYME, you get to experience all of the benefits of used vehicle finance without any of the hassle. We are good at what we do, and our customers love us for it. Applying is quick and easy, and you can get approved in minutes. The funds will be transferred to your account as soon as you’re approved, so you can start shopping for your dream car right away.

Get started today and compare used car finance deals now!

Our customers

Used Car Finance Deals

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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