Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.)
with money in your bank account in as little as
60 minutes.
Won’t impact your credit score!
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example interest rate
Comparison rate
Total charges
$1,857.28
Total repayments
$21,857.28
It won’t affect your credit score!
Interest rate (p.a.)
up to
Comparison rates (p.a.)*
up to
A credit card fast approval application at MoneyMe can be completed online in a matter of minutes. Unlike loans from other money lenders, our credit card fast approval and other services allow you to withdraw cash as you need it.
Use it to transfer cash directly to your account or pay for big-ticket items such as a home renovation project and bills straight from our MoneyMe app. No matter what comes your way, you can count on it to keep your cash flow healthy and secure.
You undergo the same review process as our personal and other online loan customers when applying for our credit card fast approval. To determine your eligibility for our credit card guarantee approval, we consider other factors, including your credit history, income, debt obligations, and living expenses.
Our approval process includes assigning you a MoneyMe loan rating based on your credit report and history. Moreover, our rates are fair and tailored to meet your needs so that you can comfortably pay back any loans you take out – no hidden fees or secret conditions when you apply with us.
Your MoneyMe loan rating may improve each time you obtain fast cash or same-day loans and make your credit card repayments on time. We can re-evaluate your account and see if it reflects a positive repayment history, allowing us to offer you better loan terms and lower interest rates.
To qualify for a credit card fast approval or any of the MoneyMe credit products, you must be employed, over 18 years old, and a resident of Australia.
The application process for our quick credit cards is entirely online, with no paperwork required. In the same way as you, we dislike waiting in long lines and filling out lengthy forms.
When you apply for an online credit card approval with us, we verify your information by asking for proof of your online bank statement. We have access to them through our secure portal as read-only PDFs with a 90-day expiration date.
Our criteria for deciding on your virtual credit card application will be based on your personal information, employment details, earnings details, and spending details. Our program is fair, simple, and straightforward.
Get a result in minutes and start using your credit card fast approval right away. Your contract can even be signed digitally. We make it easier than ever for consumers to get funding through our same-day credit card!
MoneyMe’s credit card fast approvals can be yours the same day you apply. With our highly intuitive credit card fast approval application online, our company is a wholly online lender dedicated to offering customers the fastest and most convenient way to apply for a credit card.
We are dedicated to saving you both time and frustration with our fast approval loans and application for personal or business credit cards. Get approved within one hour when you apply during business hours for our line of credit or fixed-rate personal loan online and get your easy finance option the same day.
If approved, you can obtain instant loans through our credit card fast approval, accessing your smartphone. In minutes, you can apply for easy money in-store or online without any lengthy paperwork.
Our MoneyMe account works similar to a regular credit card by allowing you to access revolving credit funds. With flexible repayment options, you can get a small loan instantly on an already approved credit account. You are in control of paying back your credit line.
Pay the minimum monthly repayment charges or pay off your credit balance in one go – flexibility when and if you need it. MoneyMe offers a complete range of credit options for residents of Australia.
Easy access to credit. The biggest advantage of a credit card fast approval is easy access to credit. Credit cards function on a deferred-payment basis, which means you get to use your card now and pay for your purchases later. The money used does not go out of your account, thus not denting your bank balance every time you swipe.
Incentives and offers. Our easy approval credit cards come packed with offers and features (MoneyMe Perks) to help you save. These range from cashback to rewards point accumulation, allowing you to gain some credit back when making purchases. It’s like earning a small commission from purchasing items.
Record of expenses. Our credit card fast approval records each purchase made through the card through our effective MoneyMe app. This can be used to determine and track your spending and purchases, which could be useful when working out a budget or for easy finances when managing taxes.
Purchase protection. Our credit cards at MoneyMe provide additional protection for card purchases or assets in the form of insurance for loss, damage, or theft. It may be possible to vouch for the veracity of a claim by using your credit card statement.
See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!
Review your loan offer, hit 'submit application', and
we'll take care of the rest.
If approved, you can have money in your bank account
in as little as 60 minutes.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
Apply in minutes and manage your account
wherever and whenever you need it.
Instant transfers for most banks
For almost all banks you can expect
to have money available in your bank account straight away.
For a handful of smaller banks or credit unions, it may take 1 business day.
Personal Loans are running hot!
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Want to boost your financial wellness while also having a shot at winning some extra cash? Simply log into the MONEYME App and check your credit score every month to go in the draw to win $1,000!
1300 669 059
