The smarter, faster
way to borrow

Cash Loans

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $35,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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What is a cash loan?

A cash loan is money borrowed and repaid in instalments over an agreed period of time. Normally a cash loan ranges in between $2,100 and $35,000. MoneyMe’s cash loans can be applied for online in only 3min, with the money in your bank in minutes in some cases. Read more here.

Where can I get a cash loan?

You can get a cash loan quickly and easily through online lenders such as MoneyMe. MoneyMe loans don’t require paperwork . You can apply for up to $35,000, select your repayment terms, and you’ll receive a loan decision in minutes. Moneyme delivers cash fast. In some cases, within minutes from when your application is submitted.

How can I get a cash loan?

Getting a cash loan with MoneyMe is quick and easy:

  1. Choose your desired loan amount and repayment period.
  2. Fill in your personal and bank account details, and supply a valid email address and mobile number.
  3. Receive a decision in minutes. Once approved, we aim to have the cash in your bank account within the hour.

MoneyMe

MoneyMe is a small, responsible finance provider offering cash loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

What we can do for you

A loan approved online through MoneyMe enables you to access a short-term cash injection whenever and wherever you want. Our simple, transparent system allows you to achieve your cash requirements faster than ever before.

There is no paperwork involved and your online application will usually take you just five minutes. Once approved, the money will hit your account in an average time of 60 minutes, depending on your bank and whether your application is made within business hours.

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Borrow money online,
anytime, anywhere

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Outcome within
minutes, not days

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Customer
satisfaction rate

Paying us back

Responsibility is central to our cash loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.

In the same way that we have made cash lending super simple, repaying your loans approved online couldn’t be easier. Borrow between $2,100 and $35,000 and pay your loan back according to your pay cycle.

MoneyMe will set up direct debits on your nominated payday, and send you one or two reminders in advance of that date. If for any reason you think your repayment will be late, contact the MoneyMe team and we will do everything we can to help you resolve the situation. If there is a fee for the changes, rest assured we will be completely upfront about them.









Making it fast

While banks require copies of pay slips, bank statements, or other time-consuming documentation, we use illion Open Data Solutions, to securely obtain your recent bank statements online in seconds. Along with your personal details, this is all the information we need to process your loan. You can feel confident, all systems we have in place offer the utmost security.

With MoneyMe, it is very easy to Improve Your Loan Eligibility and you can get cash fast via our Easy Application Process.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Cash Loans

4.77/5

98 reviews

1 review

5
01-07-2020

Very pleased. MoneyMe was fast to approve my loan.

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1 review

5
22-01-2020

Very professional and fast approval. The service was excellent!

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1 review

5
19-01-2020

Very quick, easy and friendly. I was absolutely happy with MoneyMe.

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1 review

5
18-01-2020

The best experience I’ve had with a loan application.

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1 review

5
16-01-2020

Very fast and great service.

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1 review

4.5
06-12-2019

Simple and effective method of gaining fast finance. Saved my skin!

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1 review

5
01-12-2019

Lovely people to deal with, nothing is too much trouble.

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1 review

5
27-11-2019

Really easy to use and so reliable!!! You guys helped me so much in my time of need!! Thank you so much.

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1 review

5
23-11-2019

Very good service and flexible repayment terms.

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1 review

5
19-11-2019

Very happy with the service. Thank you.

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1 review

5
09-11-2019

Very quick and easy to apply.

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1 review

5
04-11-2019

EXCELLENT!

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1 review

4
02-11-2019

Fantastic service. Quick and easy.

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1 review

5
29-10-2019

Very satisfied!

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1 review

5
24-10-2019

My loan was approved in a couple of minutes. Very fast service. I love it.

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1 review

5
16-10-2019

Brief, fast and easy.

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1 review

5
12-10-2019

Easy and quick application process.

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1 review

5
12-10-2019

Very quick and efficient.

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1 review

5
22-09-2019

Wonderful service.

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1 review

5
16-08-2019

Fantastic, fast and easy.

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1 review

5
12-08-2019

All I can say is fantastic!

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1 review

5
28-07-2019

Very easy to complete the forms and my questions were answered promptly through the online chat option.

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1 review

5
29-06-2019

Excellent service. Quick and easy, no hassle.

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1 review

4
19-06-2019

Quick and helpful

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1 review

5
11-06-2019

I absolutely love your service. I found MoneyMe as the most reliable lender over others.

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1 review

4
17-05-2019

Great Service.

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1 review

5
18-04-2019

Great, helpful, lowest rates.

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1 review

4.5
04-04-2019

All good. Thanks 👍

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1 review

4
25-02-2019

Very easy and incredibly helpful.

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1 review

5
06-02-2019

Extremely prompt and efficient

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1 review

5
26-01-2019

Excellent.

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1 review

5
15-12-2018

Absolutely A1.

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1 review

4.5
29-11-2018

Easy to use.

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1 review

5
29-10-2018

Very quick and easy to use.

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1 review

5
31-08-2018

Your rates are incredible and I would recommend you guys to anyone I know.

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1 review

4.5
26-07-2018

Very pleasant service.

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1 review

5
20-07-2018

Very satisfied!

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1 review

5
17-06-2018

Quick and easy

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1 review

4.5
11-06-2018

In times of need it is very handy, fast and affordable

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1 review

4.5
10-06-2018

Easy to deal with. Fast and prompt.

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1 review

4
06-06-2018

Very good! Didn't take long for approval. Received $$ the next day!

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1 review

5
18-05-2018

Quick and hassle free process

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1 review

5
17-05-2018

You guys are awesome! Efficient, professional, caring and so easy to deal with! Thank you!

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1 review

5
11-05-2018

Very Quick Application and Response Time.

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1 review

5
01-05-2018

Easy application, very quick deposit. A great help in a tough time.

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1 review

5
24-04-2018

Very fast, nice customer service, really good for bad credit rating. Very happy

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1 review

5
16-04-2018

Very fast and easy application process, with the funds cleared in your account just as quick..!!

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1 review

4.5
11-03-2018

Easy to use and quick service.

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1 review

5
01-03-2018

I was very happy with the service I received, it was very straight forward. No stuff arounds and the money was in my account in a couple of hours

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1 review

4
16-02-2018

Quick and easy

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1 review

5
10-02-2018

Really good service. Heaps easy to solve your cash problem if you have the right papers. Would love to continue with them in future

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1 review

5
05-02-2018

Shocked on getting an approval so fast

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1 review

5
21-01-2018

Thanks for approval on my loan, it's been greatly appreciated. It will help me with my vehicle expense once again, thank you.

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1 review

1
16-01-2018

Quick. Easy.

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1 review

5
31-12-2017

I was glad to find MoneyMe. No hassle, quick and easy. Don't know what would happen without your help! Thank you, recommended to everyone!

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1 review

5
28-12-2017

Very happy with the quick service, very satisfied with the repayments and the fact that they sent me a calendar with my repayment dates.

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1 review

1
03-12-2017

Very good ,Very good

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1 review

5
18-11-2017

Money in your bank the same day great communication money in your bank the same day hassle free and thank god fr moneyme recommend this to all my friends and everyone out there in need for some help☺????,"Great communication, money in your bank the same day, hassle free. Thank god for MoneyMe. Recommend it to all my friends and everyone out there in need of some help?"

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1 review

5
10-08-2017

It was great and simple.

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1 review

4.5
25-07-2017

Quick and easy application, friendly staff

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1 review

4
06-07-2017

Extremely hassle free application process.

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1 review

4.5
22-06-2017

Fantastic

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1 review

5
21-06-2017

Simple, easy to apply, funds in my account so quickly. Really impressed with service.

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1 review

5
20-06-2017

Very good service

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1 review

5
19-06-2017

Quick, accurate and positive outcome

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1 review

5
14-06-2017

Quick, easy and helpful

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1 review

5
07-06-2017

I am so happy with your service. I was so desperate and needed help till pay day. Thank you you guys, you saved my life I will never forget this.

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1 review

5
04-06-2017

The easiest website to use. And fast approval, thank you.

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1 review

3.5
02-06-2017

Very easy and simple to get a loan

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1 review

4
02-06-2017

Quick, hassle free, efficient.

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1 review

5
25-05-2017

I was totally surprised to put in an application from Hawaii at 4am Sydney time and still be approved with money in my account 10 minutes after applying. Very satisfied customer here.

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1 review

5
19-05-2017

Great service and fast process

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1 review

5
04-05-2017

Thank you for your very fast response.

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1 review

4.5
05-04-2017

Your online application is very easy to navigate and very fast.

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1 review

5
15-03-2017

Great experience and service is amazing

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1 review

5
03-03-2017

Great service, quick response, very happy.

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1 review

5
25-02-2017

I think that the company has been of great help in my case and I think as a new client it was fast approved and professionally handled. I'm looking forward to a new start and hopefully I'll stay with the company and use the service again.

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1 review

5
06-12-2016

Brilliant services

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1 review

5
05-12-2016

Moneyme helped me to pay for my car, and my rent. Their service is really good and consultants were very helpedful. Thank you for helping me out when I was low on cash, I will definitely use your service again.

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1 review

5
17-11-2016

I am very thankful that you guys gave us a chance, thank you MoneyMe.

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1 review

4.5
10-10-2016

Happy so far

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1 review

5
05-10-2016

Staff who communicated with me were pleasant and polite

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1 review

4.5
27-09-2016

it was fanatstic

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1 review

4.5
19-09-2016

Very good customer service and they keep me updated on my loan.

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1 review

5
12-09-2016

Great customer service, and I look forward to future loans with you.

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1 review

5
05-09-2016

Fast and easy to apply, with no complicated paper work.

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1 review

5
18-08-2016

Super easy to apply for, and quick approval! Thank you MoneyMe

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1 review

5
18-08-2016

Very pleased with the fast and efficient response. My loan was approved on the same day, and money deposited in my bank within hours. Cheers MoneyMe

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1 review

5
12-08-2016

Quick reply, it was easy to apply and money was in my bank after a few hours.

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1 review

5
30-06-2016

It was great to receive a loan as now my dental requirements can be done and paid for. Thanks heaps

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1 review

4
22-06-2016

It was quick and easy to apply for and getting answer was very quick too...

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1 review

5
16-05-2016

No paperwork at all excellent

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1 review

5
15-12-2015

Great assistance

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1 review

4
06-07-2015

I applied for the loan on a Sunday morning as I had a cash shortfall that week and had the money within a few hours

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1 review

5
04-06-2015

I went on a small holiday with my family. It was fast and quick. Service was great as I was able to talk on the phone as I was at work.

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1 review

5
18-04-2015

Found the service really quick and easy.

Like

1 review

5
03-03-2015

Difficult to say at this point as I am a new customer however, so far so good!

Like

1 review

5
28-12-2014

it good the way it is

Like

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Get Cash Loans up to $35,000 Approved Online | MoneyMe

A modern cash solution

Experience the faster way to get approved for a cash loan up to $35,000. MoneyMe offers a fully online application and approval process that fits this generation's need for quick services and convenient solutions.

Learn more

A modern cash solution

Experience the faster way to get approved for a cash loan up to $35,000. MoneyMe offers a fully online application and approval process that fits this generation's need for quick services and convenient solutions. Complete your loan application in minutes, get approved fast, and with cash hits hitting your bank account in minutes! We like to make things fast and easy – no paperwork or lengthy forms. You get quick cash loans in no time, so you can focus on the important things in life.

So, what do you need fast cash loans for? Whether it’s small loans to cover your little expenses or larger loans for big-ticket items, we offer personal loans tailored to you. To be eligible, you must be employed, an Australian resident, and over 18 years old. Unlike conventional money lenders, we exist completely online. Apply online, get approved online, and your money is transferred straight to your bank. In most cases, depending on who your bank account is with and how much you have requested, the transfer can occur within seconds from the moment you sign the contract. Oh, and that’s online too. We’ve made borrowing money online quick and easy.

Fast, fair and responsible lending

Who uses MoneyMe? People just like you. We have an Australian Credit Licence and we believe in responsible lending. We do things the MoneyMe way – we’re fast and fair.

Comprehensive Credit Reports (CCR) have changed the way lenders look at and assess the risk of new customers. The old credit score model would usually only include negative reporting, such as enquiries and default listings. With the new comprehensive report, positive payment behaviour is now shared with creditors. This way, you are empowered to take control of your credit– giving you the opportunity to make your repayments on time and create a positive influence on your credit score.

Our smart process and machine learning allow us to provide you a personalised rate. We take into account several factors such as your credit profile and history with us. We also love giving back to our customers. If you have a good repayment history with us, we may offer variable interest rates. You may also be eligible to improve your rating when you have successfully repaid a cash loan or a line of credit. With improved ratings, you access better loan terms.

For more information about your credit file and access to a credit guide to help you manage your financial footprints, head over to the Australian government site MoneySmart. Here you’ll find useful information to help you decide how much you can borrow, including a personal loan calculator and tips on how to manage your living expenses.

Access cash when you need it

The kind of expenses a short term loan or our mini loans can help you with include, but not limited to, emergency situations like repairs for your car, deposits or paying out house moving costs. This includes a bond loan to cover your upfront moving costs like helping you secure a new rental sooner rather than later. General life stuff, really. You can now have access to the extra cash you need right away.

We tailor your instant cash loans to fit with your current lifestyle. We also try to ensure that the money we offer you, like a quick cash advance, will help you with your existing living expenses. As a responsible lender, we are careful in reviewing and assessing our customers to make sure that their repayments are aligned with their lifestyle and financial commitments.

For new learning opportunities

You might also be considering heading back to school or college to start a new career path or develop professionally in your current field. Today’s world is full of career movers who like having more than just one steady job for the rest of their lives. University loans cover your schooling costs and help you build meaningful careers while doing what you love to do. A student loan might be the perfect fit for you if you’ve been looking to join a yoga retreat, an online class and other learning courses.

How to get a cash loan

Do you know what you need your cash loan for? If yes, then now is the perfect time to get money from a same day loan provider. MoneyMe operates online, quickly and gets your funds to you sooner rather than later. You can apply online with us for unsecured personal loans from $2,100 up to $35,000. A great way to access fast loans when you need it!

If you are currently employed, a resident of Australia and over 18 years old, then you qualify for our application process. Everything happens online – just fill out the application form and when you’re done, we will check your current bank history, run your credit file and shoot you off a digital contract with our loan terms and any fees applicable like establishment fees. We align your fortnightly or monthly repayments with your pay cycle so you don’t have to worry about late fees!

Your security is a top priority

Your transactions with us are secure for absolute peace of mind. When you submit your bank statements online, we use illion’s trusted and secure data technology to view your bank statement transactions. They are provided and viewed as “read-only” PDF documents for only 90 days. With our views only limited, you can ensure that no one at MoneyMe has access to your account or login details. These snapshots, along with some personal, employment and spending details, is all we need to come up with a decision for your loan application.

Once you have qualified for credit with MoneyMe, we make an offer based on the information you have provided. Rest assured that we only offer what we think is a responsible credit amount. When you have good credit history and have successfully completed a loan repayment schedule with MoneyMe, your rating gets better and you get access to bigger loans with lower fees, if they’re still right for your financial circumstances.

Apply online with MoneyMe for fast cash loans. Complete your application in just a few minutes and have the cash in your account in as little as 60 seconds.

An easier way to manage debts

Often people aren’t aware that they can refinance. Refinancing is a general term which entails the assessment of all your credit and bills, the financial commitments you currently have, and finding an easier and more cost-effective way of paying them off. Debt consolidation is one helpful option, and it merges all of your current debts into a single easy loan.

When would this be helpful? A credit card is one of the most common choices to pay off debts, but the interest rates tend to get high. Debt consolidation might be your best option when you have a credit card bill on top of your car loan, medical expenses, and other little debts you have accumulated for your living expenses. Consolidating them with a cash loan pays them all out instantly, and you only have to pay one lender a fixed interest loan repayment instead of half a dozen with all different interest rates and fees. It simplifies your debt, halts your interests from building, and helps you with your general cash flow.

Refinancing is also a great option as you approach the end of any of your fixed-rate loans. Having paid back the interest on the original loan, and only having a small percentage of their principal to go, you might be interested in rolling your old loan into a new one. Your new loan amount might include funds to cover an upcoming life event like an epic world travel adventure, home renovations or a wedding celebration. Holiday loans give you all the cash you need upfront to take advantage of early-bird booking specials and perks. With MoneyMe, you could have the easy money to book your world tour, in as little as minutes. Generally speaking, fast cash loans are approved within seconds but if you’ve applied outside of business hours then it may take a business day for them to clear.