Low Rate Freestyle
Virtual Mastercard®

Easy online application. Instant access to card.

Get our lowest rate advertised of 16.99% p.a.
plus $250 back*. Add to your mobile wallet instantly & enjoy up to 55 days interest-free on purchases.

Low rate 16.99% p.a. & $250 back*

Add to your mobile wallet to use instantly & enjoy up to 55 days interest-free on purchases.

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.

Award winning finance solution

Award winning finance solution

Ready to use credit limit
up to $20,000 in minutes**

With instant access to your virtual
Mastercard® via the MoneyMe app

Our low rate
of 16.99% p.a.

Get our lowest ever
advertised rate

Pay later with
interest-free

Enjoy up to 55 days interest-free
on purchases***

Transfer money
straight away

To your bank account,
to friends, to anyone

Where to use Freestyle?

  Browse  

Australia’s first
virtual credit account

Apply now. Get it now. Use it now. Download today.


How to get started

MME_homepage_Final-V2 1

Create an account

Set up Freestyle in minutes via the MoneyMe App or get started here

2 2

Add to mobile wallet

Tap ‘Add to mobile wallet’ in the MoneyMe App and follow the prompts to activate Tap n Pay

3 3

Credit available 24/7

It’s that simple! Shop in-store & online or send money to your bank account straight away

  • MME_homepage_Final-V2 1

    Create an account

    Get set up in minutes via
    the MoneyMe App or get
    started here

  • 2 2

    Add to mobile wallet

    Tap ‘Add to mobile wallet’ in
    the MoneyMe App and follow
    the prompts to activate Tap n Pay

  • 3 3

    Credit available 24/7

    It’s that simple! Shop in-store
    & online or withdraw money
    to your bank straight away

Our fees and charges

Limit

Up to $20,000*

Annual fee

from $0

Monthly fee

$5

(waived if your balance is less than $20)

Interest-free period

up to 55 days**

Interest rate

16.99% p.a.

Credit back

$250*

Other fees and charges may apply.

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.

What our customers say
Online approval

4.75/5

8 reviews

[title here] [long description here]
98%

%


of customers
would recommend
MoneyMe to a friend

1 review

3

Wonderful and fast service.

Like

1 review

5

I am very pleased with the experience I’ve received from MoneyMe! The service is very prompt and efficient and I couldn’t be happier with the result. I would definitely recommend MoneyMe to my friends and family.

Like

1 review

5

Excellent and efficient service.

Like

1 review

5

Awesome.

Like

1 review

5

Very easy process and great customer service.

Like

[title here] [long description here]
98%

%


would recommend
MoneyMe to a friend

Ready to get started?

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfef credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.

A virtual credit account with a digital card attached

Freestyle is a virtual credit account that gives you access to up to $20,000 online – when, where and how you want it. Save that wallet space for your extra cash, Freestyle is like a credit card but is stored digitally on your smartphone.


So, what does this mean exactly? With no paperwork you can apply for a Freestyle Virtual Credit Account and be approved within just minutes. The application process is easy – we cut out all the paperwork and long approval processes. As soon as you’re approved, simply add your virtual card to your mobile wallet to start using your credit instantly!

What do I need to apply?


In order to apply for a Freestyle Virtual Credit Account, you must be Australian resident, 18 years or older and currently employed.


The Freestyle online application is super convenient, much quicker and easier than applying for a credit card. Unlike a credit card application, where you’d fill out lengthy forms and provide documentation, all you need to do to apply for Freestyle is enter your personal details, employment information, income and expenses before electronically submitting your bank statements.


We use the trusted Illion Open Data Solutions technology to securely retrieve your bank statements online, allowing us to process your application faster than any bank (don’t worry, we only get a PDF copy of the last 90 days!). The entire process is paperless and hassle-free – meaning we’re able to get you an outcome in just a matter of minutes.


How do I apply?


You can apply for a Freestyle Virtual Credit Account online in just a few minutes. Simply fill out our easy online application to get started. No lengthy forms and no long wait times, just 5 straightforward steps to get an outcome in seconds. Once approved, your Freestyle virtual account will be set up and ready to use straight away.


Why choose MoneyMe?


At MoneyMe, we pride ourselves on being able to provide new and innovative ways for everyday Australians to access credit on demand.


Using the latest in financial technology, our online Freestyle credit application is incredibly fast, simple and mobile-friendly, so you can apply for Freestyle and start using your virtual card anytime, anywhere. Whether you’re on the bus, at the hairdresser, or in line at the cash register, Freestyle is designed to be applied for on-the-go.



Ready to get started?

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfef credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $20,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $5

    Only applies if outstanding balance is over $20

  • Annual fee from $0 to $149

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

  • Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Get our lowest rate advertised
of 16.99% p.a.
plus $250 back*.