A credit card designed for today. 100% digital, up to
55 days interest free, and with zero fee options.
Forget waiting days or weeks for your credit card to arrive in the mail, Freestyle is ready to use straight away once approved.
We spread repayments over a maximum 5-year period
from your latest transaction, unlike banks who spread it
over decades to make you pay more interest.
Plus, we’ll always send you payment reminders to help you
avoid nasty fees for missed payments.
Limit
Up to $5,0001
Annual fee
Fee
Credit limit
$0
Up to $3,000
$49
$3,001 to $5,000
Monthly fee
$0
Balance under $20
$5
Balance over $20
Cash advance fee
1.5%
Interest-free period
Up to 55 days2
Interest rate
A rate from 18.24% p.a. to 23.24% p.a. (based on your credit score) applies thereafter3
*Other fees and charges may apply.
We understand there’s more than one way to
pay.
Add Freestyle to your mobile wallet to Tap n Pay
anywhere Mastercard is accepted, shop online
with your digital card details or use your credit
limit to transfer your mates back for dinner.
In order to apply for a Freestyle Virtual Credit Account, you must be Australian resident, 18 years or older and currently employed.
The Freestyle online application is super convenient, much quicker and easier than applying for a credit card. Unlike a credit card application, where you’d fill out lengthy forms and provide documentation, all you need to do to apply for Freestyle is enter your personal details, employment information, income and expenses before electronically submitting your bank statements.
We use the trusted Illion Open Data Solutions technology to securely retrieve your bank statements online, allowing us to process your application faster than any bank (don’t worry, we only get a PDF copy of the last 90 days!). The entire process is paperless and hassle-free – meaning we’re able to get you an outcome in just a matter of minutes.