Award winning finance solution

Award winning finance solution

Create an account in minutes
to access up to $10,000*

Simply add Freestyle to your
mobile wallet & you’re ready to go

Freestyle it! Anywhere
that accepts Mastercard®

Your go-to payment method,
in-store and online

55 days interest-free
on purchases**

Pay later for groceries, petrol,
big ticket items & more

Transfer money
straight away

To your bank account,
to friends, to anyone

Where to use Freestyle?

  Browse  

Australia’s first
virtual credit account

Apply now. Get it now. Use it now. Download today.


How to get started

MME_homepage_Final-V2 1

Create an account

Set up Freestyle in minutes via the MoneyMe App or get started here

2 2

Add to mobile wallet

Tap ‘Add to mobile wallet’ in the MoneyMe App and follow the prompts to activate Tap n Pay

3 3

Credit available 24/7

It’s that simple! Shop in-store & online or send money to your bank account straight away

  • MME_homepage_Final-V2 1

    Create an account

    Get set up in minutes via
    the MoneyMe App or get
    started here

  • 2 2

    Add to mobile wallet

    Tap ‘Add to mobile wallet’ in
    the MoneyMe App and follow
    the prompts to activate Tap n Pay

  • 3 3

    Credit available 24/7

    It’s that simple! Shop in-store
    & online or withdraw money
    to your bank straight away

Our fees and charges

Limit

Up to $10,000*

Annual fee

from $100

Monthly fee

$9

(waived if your balance is less than $20)

Interest-free period

up to 55 days**

Interest rate

from 16.99% p.a.

Other fees and charges may apply.

What our customers say

4.94/5

MME_homepage_2019_V3_Full-V4-ForRoel
[title here] [long description here]
98%

%


of customers
would recommend
MoneyMe to a friend

Daniella Byron

1 review

star a day ago

Such an unbelievably impressive service so far. I was very nervous about borrowing money but they were always so helpful and reassuring. Always quick to hell with questions and the money was in my account within the hour.

Like

Qii Xandra

1 review

star a day ago

Loan came very fast! Staff were friendly and very accomodating. They work after hours too which made it very convenient for me. Repayments are very transpartent and can be monitored through the online account. Overall, highly recommended.

Like

Pepe Intharacks

1 review

star a day ago

Always great outstanding service by the team at MoneyMe - Quick & easy application online & this is my second loan & very happy with the amount I was offerd. Very easy weekly repayments. Keep up the good customer service.

Like

Kim Col

1 review

star a day ago

Fast process! Service excellent! Check these guys out if you need cash... You'll know within 5 minutes of applying!

Like

Luke Nyirenda

1 review

star a day ago

All I can say is Excellent service. Thanks MoneyMe for quick response and great help. You provide exceptional service. 150% recommendation from me. Thanks again

Like

Pene Roe

1 review

star a day ago

MoneyMe have helped me out a couple of times now. Very quick to reply and very professional. The staff are friendly and helpful. Would recommend them to anyone. Cheers.

Like

Clint Joyce

1 review

star a day ago

Excellent service, quick and easy application and funds available almost immediately.

Like

[title here] [long description here]
98%

%


would recommend
MoneyMe to a friend

Ready to get started?

Shop now, pay later or transfer money to
anyone. Freestyle it with Mastercard®.

A virtual credit account with a digital card attached

Freestyle is a virtual credit account that gives you access to up to $10,000 online – when, where and how you want it. Save that wallet space for your extra cash, Freestyle is like a credit card but is stored digitally on your smartphone.


So, what does this mean exactly? With no paperwork you can apply for a Freestyle Virtual Credit Account and be approved within just minutes. The application process is easy – we cut out all the paperwork and long approval processes. As soon as you’re approved, simply add your virtual card to your mobile wallet to start using your credit instantly!

What do I need to apply?


In order to apply for a Freestyle Virtual Credit Account, you must be Australian resident, 18 years or older and currently employed.


The Freestyle online application is super convenient, much quicker and easier than applying for a credit card. Unlike a credit card application, where you’d fill out lengthy forms and provide documentation, all you need to do to apply for Freestyle is enter your personal details, employment information, income and expenses before electronically submitting your bank statements.


We use the trusted Illion Open Data Solutions technology to securely retrieve your bank statements online, allowing us to process your application faster than any bank (don’t worry, we only get a PDF copy of the last 90 days!). The entire process is paperless and hassle-free – meaning we’re able to get you an outcome in just a matter of minutes.


How do I apply?


You can apply for a Freestyle Virtual Credit Account online in just a few minutes. Simply fill out our easy online application to get started. No lengthy forms and no long wait times, just 5 straightforward steps to get an outcome in seconds. Once approved, your Freestyle virtual account will be set up and ready to use straight away.


Why choose MoneyMe?


At MoneyMe, we pride ourselves on being able to provide new and innovative ways for everyday Australians to access credit on demand.


Using the latest in financial technology, our online Freestyle credit application is incredibly fast, simple and mobile-friendly, so you can apply for Freestyle and start using your virtual card anytime, anywhere. Whether you’re on the bus, at the hairdresser, or in line at the cash register, Freestyle is designed to be applied for on-the-go.