The smarter, faster
way to borrow

Cash Advance

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $35,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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MoneyMe

MoneyMe is a small, responsible finance provider offering cash loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access cash advance online.

Cash advances with MoneyMe

Whether you need a cash advance for something special you’ve been saving for, or just need a little extra, MoneyMe allows you to access cash whenever and wherever you want.

MoneyMe’s lending process involves a five-minute loan application and our personal cash loans range from $2,100 to $35,000. Once your loan is approved, your money can be with you in just 60 minutes, depending on your bank. Please note that applications made outside of business hours may take longer.

Repay your loan on time and you will build a good MoneyMe credit history. This may allow you to borrow more money whenever you need it.

Paying us back

Our cash solutions are only made possible if you pay us back. We make every attempt to lend you money responsibly so that you are able to pay us back without any difficulty. The cost of your loan is straight forward and there are no surprises.

MoneyMe makes repaying your loan simple and easy. During the loan approval process we will set up your direct debits. Repayments will be scheduled according to your pay cycle. Concerned you will miss your repayment date? The MoneyMe customer service team is available via phone, email, live chat, Facebook or Twitter to help resolve any issues you may be having.

The MoneyMe way

To borrow through the bank you will typically have to gather pay slips, bank statements, or other time-consuming documentation, as well as waiting some time for approval. The MoneyMe way is different – using illion Open Data Solutions we securely obtain your recent bank statements in seconds. Along with your personal details, this is all the information we need to process your loan. You can be assured we will keep all your information safe and secure.

With MoneyMe, it is very easy to Improve Your Loan Eligibility and you can get cash fast via our Easy Application Process.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Cash Advance

4.69/5

67 reviews

1 review

5
22-01-2020

Very happy!

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1 review

5
20-01-2020

Easy and hassle-free.

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1 review

5
14-01-2020

Very easy to deal with.

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1 review

5
28-12-2019

Quick and professional.

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1 review

5
23-12-2019

Fantastic! Thanks for giving me a chance.

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1 review

5
14-12-2019

Fantastic service.

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1 review

5
25-11-2019

Great service.

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1 review

4
22-11-2019

Fantastic service. Very happy.

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1 review

4.5
13-11-2019

All good.

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1 review

1
01-11-2019

Very good.

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1 review

4
29-10-2019

Great service and quick result.

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1 review

4.5
17-10-2019

A nice, easy and fast process with MoneyMe. 5 stars!

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1 review

1
03-10-2019

Very satisfied.

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1 review

5
28-09-2019

Utterly impressed with the way you have helped me. I will talk you up to everyone I know.

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1 review

5
13-09-2019

Excellent Service! It’s a wonderful experience with MoneyMe as it helped me overcome cash crunch.

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1 review

4.5
28-08-2019

Very quick and easy.

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1 review

5
25-08-2019

The service was great.

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1 review

4
23-07-2019

All good.

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1 review

5
23-05-2019

Received good communication from the MoneyMe team

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1 review

5
19-04-2019

Excellent.

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1 review

5
14-04-2019

Excellent service.

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1 review

1
14-01-2019

My experience with MoneyMe was really good. I was super happy to be approved as this money is going toward great things.

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1 review

5
22-12-2018

Very happy with the process.

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1 review

4.5
16-11-2018

Good and quick service.

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1 review

5
17-10-2018

Good. Thank you for helping me.

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1 review

5
27-09-2018

Very good.

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1 review

5
20-05-2018

Very quick and professional process.

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1 review

5
31-03-2018

Very fast, very efficient

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1 review

5
28-03-2018

I am so grateful for your services

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1 review

1
11-02-2018

So far, so good. Satisfied with the assistance given to me in response to the questions I had as well as the confirmation of loan approval. I do like the idea of a "line of credit" as opposed to a loan over 2-6 weeks paying back.

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1 review

5
10-01-2018

Yep, good service.

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1 review

4.5
05-01-2018

Easy online application, quick and fast. Staff were extremely friendly.

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1 review

5
20-12-2017

Excellent service

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1 review

5
16-08-2017

Couldn't be happier

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1 review

5
26-07-2017

I couldn't believe how quickly everything was processed! I couldn't believe that I had gotten approved as most lenders don't approve me for some unknown reason. I was so happy and thankful that it came through quickly. Now I'm able to pay for my bond! Thank you!

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1 review

5
07-07-2017

Very good to work with

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1 review

3.5
06-06-2017

Great!

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1 review

5
30-05-2017

Excellent customer service

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1 review

4.5
20-05-2017

Excellent service. I will surely recommend to friends.

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1 review

5
06-05-2017

Everything was straight forward & approved very quickly.

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1 review

5
20-04-2017

Very happy about how useful the website was and how quick everything was processed.

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1 review

5
07-04-2017

Fast and good service

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1 review

4
16-03-2017

Moneyme has helped me in settling some debts during emergency and i recommend for users.

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1 review

5
06-03-2017

Very satisfying result and very fast. Just love it.

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1 review

5
26-02-2017

Very easy and speedy process. The customer service was friendly and extremely helpful. I thank you for all your help.

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1 review

5
30-12-2016

Great and fast service

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1 review

5
07-12-2016

I found MoneyMe great to deal with at lending me a small loan.

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1 review

5
06-12-2016

Very prompt. Thanks

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1 review

3
15-11-2016

Quick deposit, great repayment system

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1 review

4.5
13-10-2016

Easy application process & fast processing

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1 review

4.5
13-10-2016

Easy to use.

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1 review

5
12-10-2016

Simply easy and painless!

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1 review

5
12-10-2016

Great service.

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1 review

5
03-09-2016

MoneyMe is awesome. It help me big time when i was down on cash.

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1 review

5
16-08-2016

very eficient, instant reply and information about schedule, money in the bank after 5 minute application in just a few hours. now I get on with a project that I've been stalling for months

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1 review

5
22-06-2016

Money me is an efficient service and really easy to use.

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1 review

5
28-05-2016

Simple process, happy customer, bill sorted. Awesome service!

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1 review

5
20-05-2016

Very good

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1 review

5
24-11-2015

Excellent service, very handy service indeed

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1 review

5
23-11-2015

It was really fast, even over the weekend. I will use it for my parents medicine overseas, thank you very much money me

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1 review

5
21-11-2015

It has helped with some emergency supplies for my baby. Very simple and effective service. If I am in need of a small loan in the future I will use this service again.

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1 review

4
15-11-2015

Positive customer service

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1 review

5
02-07-2015

they went out of their way to help me get the loan as i needed some emergency dental work done

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1 review

5
12-05-2015

Nothing it's a very good service

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1 review

5
28-03-2015

Fast with no hassles able to pay my phone bill

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1 review

5
24-02-2015

You got it all

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1 review

5
30-12-2014

Cant improve it! I found it easy and fast

Like

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?