The smarter, faster
way to borrow

Online Cash Loans

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $35,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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MoneyMe

MoneyMe is a small, responsible finance provider offering cash loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

MoneyMe loans

At MoneyMe, we pride ourselves on applying dedication and innovation to help Australians access their cash requirements online. Whether you need a little extra money to pay some bills, or funds for something special, our online approval process means you can access cash whenever and wherever you want..

MoneyMe can lend between $2,100 and $35,000. Following a five-minute loan application, the money can be in your account in just one hour, depending on your bank. However, applications made outside of business hours may take longer.

Paying back a loan

The MoneyMe approval process is simple and transparent. We’ll never let you borrow more than you can realistically pay back, nor will we leave you wondering about our cost structure. What’s more, our fees are very reasonable and transparent.

MoneyMe ensures that repaying your loan is simple. We’ll set up your direct debits on your nominated payday and you will receive a reminder in advance of that date. Concerned you will miss your repayment as the date nears? The MoneyMe team is available via phone, email, live chat, Facebook or Twitter – we will work with you to help resolve the situation.

MoneyMe will set up direct debits on your nominated payday and send you a reminder in advance of that date. Concerned about making your repayment by the nominated date? Don’t hesitate to contact the MoneyMe team – we will work alongside you to help resolve the situation.

Simple and secure

To borrow through the bank you will typically have to gather pay slips, bank statements, or other time-consuming documentation, as well as waiting some time for approval. The MoneyMe way is different – using illion Open Data Solutions we securely obtain your recent bank statements in seconds. Along with your personal details, this is all the information we need to process your loan. You can be assured we will keep all your information safe and secure.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Online Cash Loans

4.81/5

109 reviews

1 review

5
03-03-2020

One of the best lending experiences I have had. From the application to funding within a few days, all were done electronically. Very impressive.

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1 review

5
01-03-2020

Extremely satisfied with the website. The whole process was quick, the replies were prompt and the money was in my account within 3 hours.

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1 review

5
30-01-2020

Efficient customer service and easy to deal with.

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1 review

4.5
24-01-2020

A great option for those who are in need of a loan. It was easy to apply and get the funds. The app makes it is easy to make and track repayments.

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1 review

5
22-01-2020

Awesome processing of loans. The online form was easy to fill and the process was very quick as it's all online. Very nice staff and they're really here to help. Thanks so much, guys!

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1 review

5
21-01-2020

It has lightning fast approval and fully automated checking of bank details. Very impressive.

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1 review

5
30-12-2019

Very happy. It was easy to apply and the reply was super fast.

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1 review

5
25-12-2019

A very easy-to-use website.

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1 review

5
17-12-2019

Easy online application. I was impressed by how quick they approved my loan.

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1 review

5
29-11-2019

Absolutely amazing. Thank you for your help! It was quick and easy to fill out.

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1 review

5
24-11-2019

Fantastic experience. The application was easy and the approval was quick.

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1 review

4
23-11-2019

Prompt service and the website was easy to navigate.

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1 review

5
20-11-2019

Fast and easy application. The online chat was easy and friendly.

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1 review

5
14-11-2019

Simple to use.

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1 review

5
06-11-2019

Very user friendly, a pleasure to use!

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1 review

5
04-11-2019

It helped me get to my destination and accommodation for the Easter weekend.

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1 review

5
25-10-2019

Awesome customer service.

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1 review

5
17-10-2019

Very simple and fast. I was very happy with how easy it was with hardly any paperwork.

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1 review

5
13-10-2019

Amazing customer service. 😊😊

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1 review

5
01-10-2019

I was very satisfied with your service.

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1 review

5
29-09-2019

Very impressed with the super easy application, fast response and payment of funds. I will definitely use it again.

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1 review

4.5
26-09-2019

It was a quick application with a prompt response.

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1 review

5
25-09-2019

Fantastic service. I would recommend you to other people. Also a great open chat line. 👍

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1 review

5
20-09-2019

Excellent and user-friendly system.

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1 review

5
09-09-2019

Excellent service and easily accessible information on the website regarding their products and services.

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1 review

4.5
08-09-2019

They are a great help.

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1 review

5
30-08-2019

Excellent customer service from every staff member. They were prompt to follow up on my questions. Awesome job.

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1 review

5
17-08-2019

The application was so easy to fill out and everything was done online.

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1 review

5
13-08-2019

Easy and quick website.

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1 review

5
11-08-2019

I would recommend MoneyMe to anyone wanting a quick loan. It's all done online and is easy to apply.

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1 review

4
09-08-2019

The chat support was fast.

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1 review

4.5
30-07-2019

Fast and easy. They made me feel really good.

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1 review

5
28-07-2019

Well, it was so professional and easy. Such a great online experience.

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1 review

4.5
27-07-2019

A very straight forward and simple process to apply for a loan. Very happy with the service.

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1 review

5
23-07-2019

The service was really quick and helpful. They were genuine and I would come back whenever I require help. They don't let you down if you are genuine.

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1 review

4
08-07-2019

I found it to be a very simple process and very straightforward.

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1 review

5
30-05-2019

Excellent service via online. I was able to complete the who loan process via online.

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1 review

4.5
19-05-2019

Happy with the service provided

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1 review

5
05-04-2019

Very convenient online application (only took few minutes). Extremely fast response from application to approval. The loan was funded in about 15 to 20 minutes and all of that happened online. I am very impressed.

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1 review

5
30-03-2019

I got the money very fast. Easy to apply online by yourself, so awesome.

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1 review

5
29-03-2019

Excellent!

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1 review

5
03-02-2019

Easy and very user-friendly.

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1 review

5
02-02-2019

Easy and painless. Extremely happy with your service.

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1 review

4.5
29-01-2019

Very good and very fast.

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1 review

5
17-01-2019

Great, quick and efficient. I like how everything is completed online.

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1 review

5
10-01-2019

I have looked at many loan sites and none of them were as good and as clear as MoneyMe. The process was easy to understand. Thank you.

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1 review

4
03-01-2019

Unbelievably fast response. All done online. Money in account on the same day.

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1 review

5
19-12-2018

Really happy.

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1 review

5
09-12-2018

I’ve appreciated the loan you guys have provided me with. Good communication and fast money. I will always come back to you guys.

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1 review

4.5
26-11-2018

Great service.

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1 review

1
17-11-2018

Nice easy loan.

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1 review

5
11-11-2018

Its easy to apply online, no hassle. Thanks MoneyMe.

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1 review

5
22-10-2018

Easy, fast process and all online! Thank you MoneyMe.

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1 review

4
17-10-2018

Received funds in no time.

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1 review

4.5
17-10-2018

It was one of the better online experiences.

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1 review

5
13-09-2018

Very user-friendly web lender.

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1 review

4.5
30-08-2018

Easy online application and quick response.

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1 review

4
30-07-2018

Easy online service

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1 review

5
26-07-2018

My choice of cash loans. Very reliable and professional. Will definitely choose them again!

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1 review

5
24-06-2018

Really easy to deal with

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1 review

5
23-06-2018

Very fast and convenient processing

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1 review

5
23-06-2018

Excellent service

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1 review

5
21-06-2018

Awesome and prompt service

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1 review

5
08-06-2018

Thank you for your fast service

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1 review

5
05-06-2018

Very satisfied with the service and application process was fast.

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1 review

4.5
26-05-2018

Very fast and efficient. Staff went the extra mile to follow up and explain requirements for the loan. All the staff I dealt with were very friendly.

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1 review

5
09-05-2018

You have made the whole process so quick and easy in a very stressful time of my life. I would recommend to anyone that asks

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1 review

5
12-04-2018

Received the funds quickly. Online, flexible repayments.

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1 review

5
06-04-2018

Easy and fast!!!

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1 review

5
29-03-2018

"I applied in the late afternoon and the whole process was finalized within approximately one hour. Once approved I was advised via phone that funds would be in my account first thing in the morning which is exactly what happened. A very stress free experience..."

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1 review

5
26-03-2018

I actually called to say thank you very much. Already recommending your company to my brother

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1 review

5
19-03-2018

Super easy, super quick approval & money in my account. No hassles whatsoever!

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1 review

5
14-02-2018

Exceeded my needs and expectations. I used the online chat facility, which answered my questions. Then was followed up by a phone call from a person which was great

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1 review

5
08-12-2017

Very fast and efficient process very quick and easy,Very fast and efficient process. Very quick and easy

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1 review

4.5
07-08-2017

Brilliant! I received my loan on the same day. Would recommend to others.

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1 review

5
19-07-2017

Website fabulous...easy to navigate

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1 review

5
01-07-2017

I found you to be very professional and the money went in to my account within hours.

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1 review

5
11-06-2017

It's really belpul, and staff give straight answers.

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1 review

5
01-06-2017

Fantastic, fast serrvice

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1 review

4
16-05-2017

Excellent, fast service.

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1 review

5
01-05-2017

So quick and very fast.

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1 review

5
17-04-2017

Great!!!

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1 review

5
31-03-2017

Wonderful service, a great team, and i give a 5 star service. Thank you, Garry.

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1 review

4.5
02-03-2017

Fast and efficient

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1 review

5
02-01-2017

So helpful in times of financial need. Very quick and easy to apply online. I would definitely recommend MoneyMe to my friends and families

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1 review

5
01-12-2016

Fully satisfied

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1 review

5
01-12-2016

Very happy with MoneyMe, they gave me a chance when others wouldn't. Great customer service and quick application process. Will be recommending you to everyone I know.

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1 review

5
20-11-2016

Easy Peasy!

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1 review

4
20-10-2016

Good service and quick to reply

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1 review

4
21-09-2016

Very easy and fast!

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1 review

5
19-09-2016

Good

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1 review

5
18-09-2016

Easy, and cash was in my account about 2hrs after I was approved - thumbs up!

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1 review

5
17-09-2016

Great experience

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1 review

5
16-09-2016

what a quick and easy way to loan money. so awesome

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1 review

5
14-09-2016

Great fast service

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1 review

5
13-09-2016

Very fast and very helpful!

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1 review

5
12-09-2016

Hassle free loan approval process

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1 review

5
05-09-2016

It was easy and the fund is there as soon as you are approved. Thank you for a great and non complicated loan application

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1 review

5
22-08-2016

The money is to allow me to move from my current address to a rental property. The experience was easy, stressfree and seemless

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1 review

4
21-08-2016

Good, fast, clear communication all through the process - refreshing!

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1 review

5
01-07-2016

So helpful. Thank you MoneyMe.

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1 review

4
06-06-2016

Approval was very quick.

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1 review

4
15-11-2015

It's awesome, fast approval!

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1 review

5
14-11-2015

Everything was very good. I used the loan to pay for my car transmission

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1 review

5
07-11-2015

Applying for a loan with Money Me is such a breeze! I would definitely recommend the service to my family and friends!

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1 review

5
04-11-2015

Very helpful

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1 review

5
01-02-2015

I think it's pretty great as it is

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1 review

5
12-01-2015

Everything is fine

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1 review

5
25-12-2014

nothing at all. its perfect.

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98%

%

of customers
would recommend
MoneyMe to a friend

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