The smarter, faster
way to borrow

Online Cash Loans

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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MoneyMe

MoneyMe is a small, responsible finance provider offering cash loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

MoneyMe loans

At MoneyMe, we pride ourselves on applying dedication and innovation to help Australians access their cash requirements online. Whether you need a little extra money to pay some bills, or funds for something special, our online approval process means you can access cash whenever and wherever you want..

MoneyMe can lend between $2,100 and $50,000. Following a five-minute loan application, the money can be in your account in just one hour, depending on your bank. However, applications made outside of business hours may take longer.

Paying back a loan

The MoneyMe approval process is simple and transparent. We’ll never let you borrow more than you can realistically pay back, nor will we leave you wondering about our cost structure. What’s more, our fees are very reasonable and transparent.

MoneyMe ensures that repaying your loan is simple. We’ll set up your direct debits on your nominated payday and you will receive a reminder in advance of that date. Concerned you will miss your repayment as the date nears? The MoneyMe team is available via phone, email, live chat, Facebook or Twitter – we will work with you to help resolve the situation.

MoneyMe will set up direct debits on your nominated payday and send you a reminder in advance of that date. Concerned about making your repayment by the nominated date? Don’t hesitate to contact the MoneyMe team – we will work alongside you to help resolve the situation.

Simple and secure

To borrow through the bank you will typically have to gather pay slips, bank statements, or other time-consuming documentation, as well as waiting some time for approval. The MoneyMe way is different – using illion Open Data Solutions we securely obtain your recent bank statements in seconds. Along with your personal details, this is all the information we need to process your loan. You can be assured we will keep all your information safe and secure.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Online Cash Loans

4.81/5

109 reviews

1 review

5

One of the best lending experiences I have had. From the application to funding within a few days, all were done electronically. Very impressive.

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1 review

5

Extremely satisfied with the website. The whole process was quick, the replies were prompt and the money was in my account within 3 hours.

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1 review

5

Efficient customer service and easy to deal with.

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1 review

4.5

A great option for those who are in need of a loan. It was easy to apply and get the funds. The app makes it is easy to make and track repayments.

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1 review

5

Awesome processing of loans. The online form was easy to fill and the process was very quick as it's all online. Very nice staff and they're really here to help. Thanks so much, guys!

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?