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Online cash

Low interest rates and money in your bank account within 60 minutes

A feature-packed virtual card, ready to use instantly on approval

Simplify your debts into one low monthly repayment

Cash Loans Online up to $50,000

A modern way to access credit

MoneyMe offers customers fast credit approvals for cash loans online. We are the next generation in money lending, offering smart and seamless online applications that are low doc and painless. With our advanced loan management platform, you can complete your application and receive an outcome for personal loans in a matter of minutes.

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A modern way to access credit

MoneyMe offers customers fast credit approvals for cash loans online. We are the next generation in money lending, offering smart and seamless online applications that are low doc and painless. With our advanced loan management platform, you can complete your application and receive an outcome for personal loans in a matter of minutes.

We do everything online, and there are no frequent phone calls required. We rely on technology to assess thousands of data points to deliver fast and accurate loan results, while all you experience is a simple and straightforward process. 

Cash loans online give you flexibility and help you plan ahead and cover your daily expenses when big costs suddenly arrive. When you need cash fast and you need it at a competitive rate, MoneyMe is here to help.

Fast cash for big and small spending

Anybody looking for extra cash will ask themselves the same question right at the start of the process: “How much can I borrow?” Finding the answer to this will help determine what you can achieve with the money you borrow and help allocate budgets for things like holiday trips, big occasions, home improvement costs and more.

 How much you can borrow will depend on a range of different factors, and affordability is one of them. MoneyMe believes in responsible lending, which means we always try to ensure that we’re only offering you an amount that you can comfortably repay. This includes short term loans like weekend loans or cash advance loans that can help you with everyday costs while waiting for your next paycheck. These kinds of small loans are a great way to help you cover unexpected expenses like car repairs or moving costs. We also offer a bond loanrent assistance and renovations loan to help you manage bills and rental expenses all while staying in control of your finances.

 Moving into a new house can be particularly challenging, especially when you are relocating from a rental property to another. Not only do you have to outlay the bond payment for your new home, but you will also have other expenses like moving and cleaning fees to worry about. Cash loans online from MoneyMe are express loans designed to help you cover these expenses upfront, getting them out of the way, so you can focus on enjoying your new home. Repayments are regular and tailored for affordability so you can absorb them into your day to day living expenses without any stress.

Easy cash for getaways

With all the everyday hustle and bustle, we get that you need to take a break, too! If you are planning the trip of a lifetime, consider a travel loan to ensure you can budget right and pay for your flights, accommodation and transfers all upfront. With easy-to-manage monthly repayments, your entire trip can be booked and ready fast and you can slowly pay it off over a few years without breaking the bank.

Freestyle: The Virtual Credit Account

Another great option to consider is the MoneyMe Freestyle Virtual Credit Account. It works like a virtual credit card that pre-approves you for credit amounts from $1,000 to $10,000. But instead of another plastic credit card to add to your wallet, it lives in your smartphone. Use it to pay for in-store purchases using Tap and Pay or shop and pay your bills online. Powered by Mastercard, Freestyle is the modern way to pay later, transfer money straight to your account or anyone, and more.

 The good thing about the Freestyle account is, you don’t have to use up all the funds you’re pre-approved for, but you know they’re always there just in case you need them. It works by offering you a revolving line of credit that you can draw down when you need them and then either repay your small loans in full or on regular, scheduled payments. 

Customers with a Freestyle Virtual Credit Account are also eligible for up to 55 days interest-free on all purchases and transactions. With on-the-go funds available for fast purchases, you can afford to pay for limited-time discounts, such as cheap flights from Sydney to Brisbane, concert tickets in Melbourne or pay transport for quick family visits in Perth for the holidays.

How to get a cash loan online

To be eligible to apply for either our personal loans Australia or a Freestyle Virtual Credit Account, you must be at least 18 years old, a permanent resident of Australia and currently employed. We take into account several factors to determine your loan rate, so no need to worry if your credit score is currently in bad standing or if you have no credit file available yet. Apart from your personal information and income, we also look into your credit history, financial commitments and living expenses. This way, you get personalised rates that you can comfortably repay.

Our easy loans are available for smaller amounts, and once we have seen your good repayment history with us, we can re-evaluate your profile and offer you better loan terms on your next application for easy loans.

As an online money lender with an Australian Credit Licence, it’s our responsibility to ensure that all of our customers can manage their credit products without overextending themselves. Our cash loans and small personal loans are available when you need them to help get you out of a tight spot and help you get your finances back under control.

Get the right loan rate

Using a personal loan calculator is a great way to check how much you can afford to repay and for how long. This online tool is easy to use and useful in giving your expected fortnightly or monthly fees for an unsecured personal loan or same day loan, including the personal loan interest rates you may be offered once you’re approved. You can use our personal loan repayment calculator to check how much interest will be payable over the entire course of your preferred payment duration. With a clearer picture of what your repayments will be like, you can easily budget for other expenses, such as home improvements, university course fees or daily expenses.

Apply anytime and anywhere

We understand that you don’t want to waste time with lengthy processes, that’s why we’ve built a streamlined loan application for our unsecured loans. Using your desktop, smartphone or tablet, you can apply for fast cash loans online wherever you are.

MoneyMe helps you make big purchases sooner rather than later, like having your dream boat through a boat loan or initial deposits for your dream car using same day cash loans. And if you’re looking for education funds, our student loans are great for covering tuition costs upfront especially when your university offers special discounts for students who are able to pre-pay for their courses.

Whatever you need cash loans online for, MoneyMe can help with approved loans for up to $50,000. Live your life and get yourself the money you need for some breathing space, travelling, or for paying for big important events like a wedding loan. Get the extra cash you need now with our quick loan approvals and easy online application.

How to get an instant cash loan online?

MoneyMe offers cash loans online using an easy and simple process. Our cash loans online are available to Australian residents 18 or older, employed, and residing within the country. There is no need to borrow money from banks or loan companies when using our service.

Our process begins with completing and submitting our cash loan online application form, which only takes five minutes to answer. We value your convenience and security when you apply for cash loans online with us.

No paperwork is required with us as our online application form simply asks you the standard questions about your loan eligibility. We ask for details about your income, mortgage payments for home loans, prior debts, and rental payments for renters to develop fair cash loans online for your specific situation. You’ll also be asked to input how much you want to borrow as well as the purpose of your loan. You can rely on MoneyMe for various loaning needs, from car loans to student loans.

As we pride ourselves on our instant approval of cash loans online, you can often receive an answer from us within minutes (if the application is sent during business hours). After your loan is approved and you’ve understood the terms and conditions, the cash you need will be placed in your bank or savings account within the same day.

To begin your cash loans online application, you can start by heading to our website or downloading the MoneyMe app available on the App Store and Google Play. Take advantage of our entirely online application process that only takes minutes to accomplish without the need for face-to-face interaction. With our average personal loan interest rates and low charges, there isn’t anything holding you back from applying for cash loans online with us.

In addition, we offer benefits such as our merchant payment solutions and virtual credit cards on our site. It is our mission to make handling your finance a little easier. Check out our site today to learn more about what we offer.

How to get a cash loan online?

If you need money, you can get a cash loan online from MoneyMe. You can apply through our website or the MoneyMe app (available on the App Store and Google Play). 

Our application and assessment process for your loan is entirely online and can be processed within minutes. As long as you have the necessary information, we can get your cash loan online approved and in your bank account the same day – no more making trips to the bank and waiting weeks for your fast loans Australia to be approved with us.

MoneyMe is also committed to giving you a secure and safe experience on our platform. With this in mind, we adhere to the same security and encryption standards that banks follow to ensure that your information is kept safe and secure.

You can also check our legitimacy by reading the reviews on our site and seeing the number of people we’ve assisted with easy loans. All transactions on the site are encrypted with Secure Socket Layer (SSL) up to 256 bits. In other words, all data are encrypted between your system and ours, so all data that are sent and received are protected.

With our competitive interest rates and low fees, you’re guaranteed to be in the best hands with MoneyMe. We also house various means to cover costs and bills with our low-interest loans options and other financial services. Some examples are bond loans and spot cash loans. Visit our site today to see how we can help you with your finances. 

Can I get multiple cash converters online loans?

MoneyMe is a responsible finance provider offering cash loans online to Australians minus the paperwork, long wait times, and hidden fees. We are revolutionising the way people obtain personal loans at MoneyMe. Getting cash loans online with MoneyMe is a quick and easy three-step process:

  • Choose your desired online fast cash loans amount and the repayment period.
  • Fill in your personal and bank account details, and supply a valid email address and mobile number.
  • With our fast lending service, receive approval for your on-the-spot loans in minutes. Once approved and your contract is digitally signed, the cash should be in your bank account within an hour.

Our online cash loans are fair and competitive. We consider more factors than just your credit score to determine your eligibility for our affordable, quick loans. In addition to income, debt obligations and living expenses are considered to give you the fairest loan decision possible. 

While we do not allow multiple cash converters online loans, we provide comfortable monthly repayment schemes for our borrowers. You will improve and grow your credit score when you take out a fast, easy loan from us. 

Since we heavily consider your loan history, we can update your MoneyMe credit rating once you’ve successfully repaid your loan with us. With this, you will have access to lower rates and fees on your future advance loans on our platform.

How to pay cash converter pawn loan online?

At MoneyMe, repayments for your quick cash loans are set up to be easy. When you apply for cash loans online with us, we set you up with a customised direct debit schedule aligned with your pay cycle. 

This means that we collect money from your bank account every month to repay your loan. Be sure to have enough funds to repay your monthly payment as there may be consequences or fees for the late payment.

You can check our MoneyMe app for consistent updates on the amount of money you have to repay. Our app allows you to seamlessly transfer funds whenever you receive income or extra cash towards your loan repayment.

Ready to get
started?

Low interest rates and money in your bank account within 60 minutes

A feature-packed virtual card, ready to use instantly on approval

Simplify your debts into one low monthly repayment

What do repayments look like?


Lucy, 38

6.25% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Our customers LOVE us

Online cash

Unbelievably easy finance when I needed it the most. A huge thank you from me and as a returning customer I know that I am getting a fair deal.

After 5 to 10 minutes of filling up my application, my loan has been approved and the money was in my bank account. I had a great experience that is why I'm giving them a 5-star rating. Excellent service. Thank you very much, MoneyMe.

Amazing through and through. MoneyMe helped me out when no one else would and they have been a delight to deal with. I 100% recommend their service. They're an absolute joy to deal with!

4.7/5

Review Stars Out of 2,701 reviews

MoneyMe

MoneyMe is a small, responsible finance provider offering cash loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

MoneyMe loans

At MoneyMe, we pride ourselves on applying dedication and innovation to help Australians access their cash requirements online. Whether you need a little extra money to pay some bills, or funds for something special, our online approval process means you can access cash whenever and wherever you want..

MoneyMe can lend between $2,100 and $50,000. Following a five-minute loan application, the money can be in your account in just one hour, depending on your bank. However, applications made outside of business hours may take longer.

Paying back a loan

The MoneyMe approval process is simple and transparent. We’ll never let you borrow more than you can realistically pay back, nor will we leave you wondering about our cost structure. What’s more, our fees are very reasonable and transparent.

MoneyMe ensures that repaying your loan is simple. We’ll set up your direct debits on your nominated payday and you will receive a reminder in advance of that date. Concerned you will miss your repayment as the date nears? The MoneyMe team is available via phone, email, live chat, Facebook or Twitter – we will work with you to help resolve the situation.

MoneyMe will set up direct debits on your nominated payday and send you a reminder in advance of that date. Concerned about making your repayment by the nominated date? Don’t hesitate to contact the MoneyMe team – we will work alongside you to help resolve the situation.

Simple and secure

To borrow through the bank you will typically have to gather pay slips, bank statements, or other time-consuming documentation, as well as waiting some time for approval. The MoneyMe way is different – using illion Open Data Solutions we securely obtain your recent bank statements in seconds. Along with your personal details, this is all the information we need to process your loan. You can be assured we will keep all your information safe and secure.

Ready to get
started?

Low interest rates and money in your bank account within 60 minutes

A feature-packed virtual card, ready to use instantly on approval

Simplify your debts into one low monthly repayment

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

55 people in the last 24 hours have applied