How it works

It's fast,
safe and simple

Our commitment free application process takes less than 5 minutes, with cash sent to your account fast!

Choose between our Personal Loans or Freestyle

Complete our quick application form in less than 5 mins

Accept your offer

Get access to your credit fast


You're in
complete control

Rescheduling repayments

You can reschedule your repayments up to 5 days from the scheduled date, as long as it remains within your original loan term

Self-manage repayments

Additional or early repayments are free! In fact, we prefer if you repay your loan earlier and we won't charge you for it

Ready to get started?

Up to $20,000

Lower rate 16.99% p.a. & $250 credit back1

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to friends, family or
    your bank account

1$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Up to $50,000

From 6.25% p.a. (comparison rate 7.64% p.a.)2

  • Apply online in as little as 5 minutes
  • Money can be in your account same-day
  • No early exit fees or hidden costs


2This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Up to $20,000

Lower rate 16.99% p.a. & $250 credit back1

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to friends, family or
    your bank account

1$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Up to $50,000

From 6.25% p.a. (comparison rate 7.64% p.a.)2

  • Apply online in as little as 5 minutes
  • Money can be in your account same-day
  • No early exit fees or hidden costs

2This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.