Low Rate Freestyle
Virtual Mastercard®

Minutes to apply. Fast approval.

Get our lowest rate advertised of 16.99% p.a.
plus $250 back*. Add to your mobile wallet instantly & enjoy up to 55 days interest-free on purchases.

Low rate 16.99% p.a. & $250 back*

Add to your mobile wallet to use instantly & enjoy up to 55 days interest-free on purchases.

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.

Award winning finance solution

Award winning finance solution

Ready to use credit limit
up to $20,000 in minutes**

With instant access to your virtual
Mastercard® via the MoneyMe app

Our low rate
of 16.99% p.a.

Get our lowest ever
advertised rate

Pay later with
interest-free

Enjoy up to 55 days interest-free
on purchases***

Transfer money
straight away

To your bank account,
to friends, to anyone

Where to use Freestyle?

  Browse  

Australia’s first
virtual credit account

Apply now. Get it now. Use it now. Download today.


How to get started

MME_homepage_Final-V2 1

Create an account

Set up Freestyle in minutes via the MoneyMe App or get started here

2 2

Add to mobile wallet

Tap ‘Add to mobile wallet’ in the MoneyMe App and follow the prompts to activate Tap n Pay

3 3

Credit available 24/7

It’s that simple! Shop in-store & online or send money to your bank account straight away

  • MME_homepage_Final-V2 1

    Create an account

    Get set up in minutes via
    the MoneyMe App or get
    started here

  • 2 2

    Add to mobile wallet

    Tap ‘Add to mobile wallet’ in
    the MoneyMe App and follow
    the prompts to activate Tap n Pay

  • 3 3

    Credit available 24/7

    It’s that simple! Shop in-store
    & online or withdraw money
    to your bank straight away

Our fees and charges

Limit

Up to $20,000*

Annual fee

from $0

Monthly fee

$5

(waived if your balance is less than $20)

Interest-free period

up to 55 days**

Interest rate

16.99% p.a.

Credit back

$250*

Other fees and charges may apply.

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.

What our customers say
Fast approval

5.00/5

3 reviews

[title here] [long description here]
98%

%


of customers
would recommend
MoneyMe to a friend

1 review

5

MoneyMe was very good and helpful.

Like

1 review

5

Very quick and easy process.

Like

1 review

5

Good overall. Easy to apply and to get approval and quick response.

Like

[title here] [long description here]
98%

%


would recommend
MoneyMe to a friend

Ready to get started?

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfef credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.

Faster and easier than a credit card

Freestyle is a virtual credit account that gives you instant access to up to $20,000 once approved. No more waiting for days to get an answer – with Freestyle, not only is it easier to apply than a credit card, our fast approval and instant card creation means you can start using your Freestyle Virtual Credit Account straight away.

Get started in minutes


Start your application today by clicking ‘Apply now’ above. Simply enter a few personal, employment, income and expense details and upload your bank statements electronically through our secure portal powered by illion Open Data Solutions technology.


That’s all we need! We’d say sit back and relax, but our technology works so fast that once you’ve submitted your application, you’ll likely get an outcome on-the-spot, so you can start using your Freestyle Virtual Credit Account instantly when approved.


It’s worth the hype


The Freestyle Virtual Credit Account is the first of its kind. Unlike traditional credit cards, Freestyle is completely digital. Gone are the days waiting for your card to arrive in the mail. With our fast, online application and instant card creation, your Freestyle Virtual Credit Account if approved is ready to use in minutes. It’s that easy to get!


Whether you’re paying for a cab, your morning coffee or a new pair of jeans, you can Tap n Pay with Freestyle – no matter where you are in the world. Online shopping? Use your virtual card details at checkout to pay with Freestyle. What’s more, you can make quick funds transfers to friends or send money to your own bank account in just a few taps, giving you the ultimate freedom to pay your way.


We’re lightning fast. And that’s a promise.


We can promise you this: when you apply online for a Freestyle Virtual Credit Account, you’ll be sure to get an outcome faster than any credit card application.


The entire application is online and paperless, saving you the hassle of queuing in person or filling out tedious paperwork. We use the latest in financial technology to assess your application in real-time, meaning you’ll get a quick outcome and instant access to credit once approved.



Ready to get started?

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfef credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $20,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $5

    Only applies if outstanding balance is over $20

  • Annual fee from $0 to $149

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

  • Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Get our lowest rate advertised
of 16.99% p.a.
plus $250 back*.