Get credit back at over 1,400 participating stores when you pay with Freestyle
Minutes to apply, fast approval
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Shop or transfer your money
Our fees and charges
Up to $20,0005
from $0 to $149
Based on credit limit
Waived if your balance is less than $20
up to 55 days
Other fees and charges may apply.
What our customers say
Things you should know
For a line of credit:
Fees and charges
Interest rate 16.99%3
Credit limit approvals up to $20,000
Minimum withdrawal amount is $100
Monthly account fee of $9
Only applies if outstanding balance is over $20
Annual fee from $0 to $149
Based on your credit limit and rating
3This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the outstanding balance of your loan to the date your payment is due.
Other fees that may apply
Dishonour fee of $15
This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
Overdue account fee of $15
This is payable each time your account is not up to date by the end of the last day of the month.
Based on a revolving line of credit of $20,000 over 2 years
Minimum interest rate of 16.99% p.a. (26.66% p.a. comparison rate4) with total cost of $6,421.40
Maximum interest rate of 25.99% p.a. (40.73% p.a. comparison rate4) with total cost of $6,880.34
4 Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.