Low rate Freestyle
Virtual Mastercard®
Get our lowest rate advertised of 16.99% p.a.
plus $250 back*. Add to your mobile wallet instantly & enjoy up to 55 days interest-free on purchases.
Low rate 16.99% p.a. & $250 back*
Add to your mobile wallet to use instantly & enjoy up to 55 days interest-free on purchases.
*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.
*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.
As seen in
Award winning finance solution
Award winning finance solution
Ready to use credit limit
up to $20,000 in minutes**
With instant access to your virtual
Mastercard® via the MoneyMe app
Our low rate
of 16.99% p.a.
Get our lowest ever
advertised rate
Pay later with
interest-free
Enjoy up to 55 days interest-free
on purchases***
Transfer money
straight away
To your bank account,
to friends, to anyone
Where to use Freestyle?
Browse
Australia’s first
virtual credit account
Apply now. Get it now. Use it now. Download today.
How to get started
Create an account
Set up Freestyle in minutes via the MoneyMe App or get started here
Add to mobile wallet
Tap ‘Add to mobile wallet’ in the MoneyMe App and follow the prompts to activate Tap n Pay
Credit available 24/7
It’s that simple! Shop in-store & online or send money to your bank account straight away
Our fees and charges
Limit
Up to $20,000*
Annual fee
from $0
Monthly fee
$5
(waived if your balance is less than $20)
Interest-free period
up to 55 days**
Interest rate
16.99% p.a. 
Credit back
$250*
Other fees and charges may apply.
*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.
What our customers say
%
would recommend
MoneyMe to a friend
of customers
would recommend
MoneyMe to a friend
Daniella Byron
1 review
Such an unbelievably impressive service so far. I was very nervous about borrowing money but they were always so helpful and reassuring. Always quick to hell with questions and the money was in my account within the hour.
Like
Qii Xandra
1 review
Loan came very fast! Staff were friendly and very accomodating. They work after hours too which made it very convenient for me. Repayments are very transpartent and can be monitored through the online account. Overall, highly recommended.
Like
Pepe Intharacks
1 review
Always great outstanding service by the team at MoneyMe - Quick & easy application online & this is my second loan & very happy with the amount I was offerd. Very easy weekly repayments. Keep up the good customer service.
Like
Kim Col
1 review
Fast process! Service excellent! Check these guys out if you need cash... You'll know within 5 minutes of applying!
Like
Luke Nyirenda
1 review
All I can say is Excellent service. Thanks MoneyMe for quick response and great help. You provide exceptional service. 150% recommendation from me. Thanks again
Like
Pene Roe
1 review
MoneyMe have helped me out a couple of times now. Very quick to reply and very professional. The staff are friendly and helpful. Would recommend them to anyone. Cheers.
Like
Clint Joyce
1 review
Excellent service, quick and easy application and funds available almost immediately.
Like
%
would recommend
MoneyMe to a friend
Ready to get started?
Up to $20,000
Low rate 16.99% p.a. & $250 back*
- Up to 55 days interest-free
- Fast approval in minutes
- Add to mobile wallet to use instantly
- Transfef credit to your bank or pay anyone
*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only. View full T&C’s here.
Things you should know
For a line of credit:
Fees and charge
-
Interest rate 16.99%*
-
Credit limit approvals up to $20,000
-
Minimum withdrawal amount is $100
-
Monthly account fee of $5
Only applies if outstanding balance is over $20
-
Annual fee from $0 to $149
Based on your credit limit and rating
*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the outstanding balance of your loan to the date your payment is due.
Other fees that may apply
-
Dishonour fee of $15
This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
-
Overdue account fee of $15
This is payable each time your account is not up to date by the end of the last day of the month.
Example repayments
Based on a revolving line of credit of $20,000 over 3 years
-
Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19
Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Get our lowest rate advertised
of 16.99% p.a.
plus $250 back*.
