What is a Freestyle
Credit Card?
It’s the virtual credit card you can access straight
from your phone
when you sign up and pay with your Freestyle credit card!
For approved applicants only. Eligibility, fees and charges and T&C’s apply.
Click HERE for $250 offer T&C's.
Forget waiting days or weeks for your credit card to arrive in the mail, Freestyle is ready to use straight away once approved.
It’s the virtual credit card you can access straight
from your phone
Use your card from your phone
instantly once approved
Pay later with up to 55-days interest free6
Transfer money to any bank account
Get cashback offers in 2 days with
MONEYME
Perks, powered by Cashrewards™
No annual fees for limits under $3,000
Submit basic details
Includes: Personal, Employment, Income & Expenses
Verify income
Via our secure online portal
Fast approval
Typically takes around 60 mins
Download the app to access virtual card
Add to mobile wallet and start shopping
18+ years
Employed
Earns more than $24,000 per year
Australian resident or citizen
No major defaults or bankruptcy
We spread repayments over a maximum 5-year period
from your latest transaction, unlike banks who spread it
over decades to make you pay more interest.
Plus, we’ll always send you payment reminders to help you
avoid nasty fees for missed payments.
Limit
Up to $5,0005
Annual fee
Fee
Credit limit
$0
Up to $3,000
$49
$3,001 to $5,000
Monthly fee
$0
Balance under $20
$5
Balance over $20
Cash
advance fee
1.5%
Interest-free period
Up to 55 days6
Interest rate
A rate from 18.74% p.a. to 23.74% p.a. (based on your credit score) applies thereafter7
*Other fees and charges may apply.
*The Gimme $250 credit back offer (Offer) is provided by MONEYME Financial Group Pty Limited ACN 163 691 236 Australian Credit Licence 442218 (we/us/our). The Offer is only available to new Freestyle Virtual Credit Account (Account) applicants, for applications received before 31/01/2022. Applications will be subject to our usual credit assessment and approval process. The Offer is available when you apply and are approved for a new Account, and spend up to $250 on eligible purchases at Gimme within 30 days of Account approval. Eligible purchases include payments for the purchase of products and/or services and delivery costs that are made via the Gimme app. The Account may not be used for recurring payments or memberships. The credit back will be paid to your account within 2 business days of spending on eligible purchases. Any amounts spent, but subsequently refunded, will not count as an eligible purchase. You must have an active Freestyle Account to which the credit back can be deposited. You are not eligible to receive the credit back if your Account is closed or in default prior to the credit back being credited to your Account. The credit back will not contribute to any minimum payment applicable to your Account. The Offer is not available in conjunction with any other MONEYME offer and is only available to new Freestyle customers, and is limited to a maximum of $250 credit back per customer. You cannot transfer or assign your right to the credit back to any other person, and we accept no responsibility for any tax implications that may arise from the Offer. We reserve the right to, at any time, withdraw or extend the Offer or otherwise vary these T&Cs. Participation in the Offer is deemed acceptance of these T&Cs.