*$100 credit back offer is available when you apply and are approved for a Freestyle Virtual Credit Account and spend $100 on purchases, in-store or online, on or before June 30, 2021. The credit back will be paid as a statement credit to your account between July 1 - 5th 2021. Offer is limited to $100 per customer and not available in conjunction with any other offer. Freestyle provides up to 55 days interest-free on purchases. At the end of the interest-free period, an interest rate of 16.99% p.a. will apply.