Low rate Freestyle
Virtual Mastercard®

Get our lowest rate advertised of 16.99% p.a.
plus $250 back*. Add to your mobile wallet instantly & enjoy up to 55 days interest-free on purchases.

Low rate 16.99% p.a. & $250 back*

Add to your mobile wallet to use instantly & enjoy up to 55 days interest-free on purchases.

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020. View full T&C’s here.

Award winning finance solution

Award winning finance solution

Ready to use credit limit
up to $10,000 in minutes**

With instant access to your virtual
Mastercard® via the MoneyMe app

Our low rate
of 16.99% p.a.

Get our lowest ever
advertised rate

Pay later with
interest-free

Enjoy up to 55 days interest-free
on purchases***

Transfer money
straight away

To your bank account,
to friends, to anyone

Where to use Freestyle?

  Browse  

Australia’s first
virtual credit account

Apply now. Get it now. Use it now. Download today.


How to get started

MME_homepage_Final-V2 1

Create an account

Set up Freestyle in minutes via the MoneyMe App or get started here

2 2

Add to mobile wallet

Tap ‘Add to mobile wallet’ in the MoneyMe App and follow the prompts to activate Tap n Pay

3 3

Credit available 24/7

It’s that simple! Shop in-store & online or send money to your bank account straight away

  • MME_homepage_Final-V2 1

    Create an account

    Get set up in minutes via
    the MoneyMe App or get
    started here

  • 2 2

    Add to mobile wallet

    Tap ‘Add to mobile wallet’ in
    the MoneyMe App and follow
    the prompts to activate Tap n Pay

  • 3 3

    Credit available 24/7

    It’s that simple! Shop in-store
    & online or withdraw money
    to your bank straight away

Our fees and charges

Limit

Up to $10,000*

Annual fee

from $100

Monthly fee

$9

(waived if your balance is less than $20)

Interest-free period

up to 55 days**

Interest rate

16.99% p.a.

Credit back

$250*

Other fees and charges may apply.

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020. View full T&C’s here.

What our customers say

4.94/5

MME_homepage_2019_V3_Full-V4-ForRoel
[title here] [long description here]
98%

%


of customers
would recommend
MoneyMe to a friend

Daniella Byron

1 review

star a day ago

Such an unbelievably impressive service so far. I was very nervous about borrowing money but they were always so helpful and reassuring. Always quick to hell with questions and the money was in my account within the hour.

Like

Qii Xandra

1 review

star a day ago

Loan came very fast! Staff were friendly and very accomodating. They work after hours too which made it very convenient for me. Repayments are very transpartent and can be monitored through the online account. Overall, highly recommended.

Like

Pepe Intharacks

1 review

star a day ago

Always great outstanding service by the team at MoneyMe - Quick & easy application online & this is my second loan & very happy with the amount I was offerd. Very easy weekly repayments. Keep up the good customer service.

Like

Kim Col

1 review

star a day ago

Fast process! Service excellent! Check these guys out if you need cash... You'll know within 5 minutes of applying!

Like

Luke Nyirenda

1 review

star a day ago

All I can say is Excellent service. Thanks MoneyMe for quick response and great help. You provide exceptional service. 150% recommendation from me. Thanks again

Like

Pene Roe

1 review

star a day ago

MoneyMe have helped me out a couple of times now. Very quick to reply and very professional. The staff are friendly and helpful. Would recommend them to anyone. Cheers.

Like

Clint Joyce

1 review

star a day ago

Excellent service, quick and easy application and funds available almost immediately.

Like

[title here] [long description here]
98%

%


would recommend
MoneyMe to a friend

Ready to get started?

Up to $10,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfef credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020. View full T&C’s here.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $10,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $9

    Only applies if outstanding balance is over $20

  • Annual fee from $100 to $250

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $10,000 over 2 years

  • Minimum interest rate of 16.99% p.a. (26.66% p.a. comparison rate^) with total cost of $6,421.40

^Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Get our lowest rate advertised
of 16.99% p.a.
plus $250 back*.