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2 *This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies. Comparison as of: 13/07/2023
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Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.
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Bond Assistance VIC is a loan given to renters in Victoria that can be used to pay for a bond on a rental property, without losing time saving for the funds. Because the funds are available almost immediately with Bond Assistance VIC, renters can secure the property of their dreams as soon as they find it.
Considering the challenging conditions in Victoria specifically, getting bond help via Bond Assistance VIC can be crucial.
According to a global housing affordability survey, Melbourne is the sixth least affordable housing market in the world. With so many Victorians increasingly turning to renting as a means to overcome skyrocketing housing prices, the competition for rental properties is also on the rise.
Using Bond Assistance Victoria allows renters who may not have the cash on hand for a bond to sign up for a lease on the spot without delay.
The old saying goes “buy where you can afford, and rent where you want to live”. For many of us, the dream of buying anywhere at all may remain a dream for some time yet. However, with Bond Assistance Victoria, at least the second half of the saying can come true!
Renting means greater choice and flexibility, and lower expenses all around compared to buying. By removing the upfront burden of having money for a bond, renting has also gotten that much easier.
If you’d like to find a rental property in Victoria, but don’t have the funds on hand for a bond, click on the “Apply Now” button.
By entering the details of your loan and some information about yourself, you will receive a decision on your application in a matter of minutes. You could then receive the funds directly in your bank account within the hour, depending on your financial institution. It couldn’t be easier.
Then it’s simply a matter of selecting which rental property is right for you, and organising a time to sign the lease!
Bond Assistance VIC
JayceenemoAug 09, 2023
Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.
BGCJun 13, 2023
Simple process, easy to follow application, quick response time and good support.
BradMay 31, 2023
I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.
Out of 2,701 reviews
When you are renting your home, you’re not living with a mortgage over your head and you don’t need to worry about footing the bill for emergency repairs like replacing your hot water system or repairing a leaking roof. This is great for people who enjoy keeping their living costs low, but the other shoe tends to drop when it comes time to move to your new rental housing. That’s where we can help: MoneyMe offers bond assistance VIC in the form of a bond loan to help renters secure their dream rental property.
Moving to a new rental property in Melbourne can be an expensive endeavour. Not only are rental prices steep in the more illustrious inner suburbs, but you also have some big upfront costs that you need to pay in cash as soon as you secure your new home.
The first upfront cost is your rental bond. Depending on your weekly rent and your landlord, your total bond amount may be between 4 and 6 weeks’ worth of rent. This amount is paid to the RTBA (Rental Tenancies Board Authority) and held in trust for the term of your tenancy. It is returned to you at the end of your tenancy – either in full or in part if there are has been any deductions made – but it cannot be transferred to your new rental property. So, until you receive your bond amount back, you can benefit from bond assistance VIC and borrowing the cash you need.
The second upfront cost is your weekly rent paid in advance. Often this will be about a month’s rent to be paid along with your bond payment. You need to make these payments before you take possession of the keys for your new rental. Then you have the professional services costs for your old property and for moving your furniture to the new one. Costs for professional cleaners, gardeners and removalists can easily climb into well over $1,000. Put that all together and you could be looking at being thousands of dollars out of pocket before you even move into your new home.
With MoneyMe, you can apply for bond assistance VIC and rent assistance to help you cover those upfront costs more easily. Instead of dipping into your savings, you can apply for our quick loans to assist you in paying the total cost of your move. Applying for any of our quick loans is easy, and it takes just a few minutes to complete your online application. You can be at absolute ease knowing you have a pre-approval amount waiting for you when it comes time to move. This helps to build a moving budget you can work with, allowing you to seriously house-hunt for the best rental property like a cute little apartment in Geelong or a rural acreage just outside of Ballarat.
Our unsecured personal loans are available for balances up to $50,000. You can apply for any of our loans to fund for things like your change in accommodation, furnishing your new home or even planning your holiday afterwards. Our travel loans offer you an upfront payment you can use to secure the cheapest flights, tours and accommodation for anywhere you’d like to go. Alternatively, you can apply for a boat loan or car loan and go on your self-guided cruise in Australia.
If you are a homeowner and you’ve been dreaming of adding on that extra bedroom or you’ve been suddenly lumped with expensive emergency repairs you need to make around the home, we also offer an unsecured loan in the form of a renovations loan. This offers you the funds you need to update your home, upgrade your appliances and generally shape your home the way that you’ve always wanted to.
Anybody seeking short term loans or larger express loans will likely be asking themselves the same question: “How much can I borrow?” To help you answer that question, use our personal loan calculator. Apart from getting, indicative personal loan interest rates, your personal loan repayment calculator will also show what your likely monthly repayments will be like on the loan term and same day loan amount that you apply for. Use these calculators to see how small loans versus larger personal loans Australia will impact your general living expenses.
As a responsible money lender, we ensure that we are only offering a student loan or a wedding loan rates that our customers can comfortably repay. If you are looking to apply for cash loans online for everyday purchases that you can repay slowly over time, consider our Freestyle Virtual Credit Account. It’s the latest pay-later solution that acts as a virtual credit card with a revolving line of credit that offers you balances between $1,000 and $10,000. You can draw down on your credit limit at any time, for any reason. Use it as a cash advance between pay cycles, offering you fast same day loans. Powered by Mastercard, you can use it to shop in-store and online, or transfer cash to your bank account or anyone. Rather than taking up space in your wallet, our Freestyle is stored in your smartphone.
Unlike personal loans, the funds you have used on your Freestyle card becomes available to use again once you have repaid them. Plus, customers can even enjoy up to 55 days interest-free on which means more time to shop, dine or pay bills without worrying of additional fees!
MoneyMe is the online money lender specialising in personal loans and same day cash loans like bond assistance VIC. We offer lightning-fast approvals and flexible easy loans, without the unnecessary paperwork. Apply now for our cash loans and make your life easier.
Bond assistance VIC, also called bond loan assistance, is a type of personal loan with a specific purpose: help you pay the security deposit or bond on a rental property in Victoria. At MoneyMe, we understand that the fast-moving rental market in Australia means that quality apartments and townhouses don’t sit on the market too long. This warrants a fast and easy bond loan application to give you immediate funds.
Thanks to our fast loans, you won’t miss out on your dream apartment that’s just a walking distance from your workplace and the public park that you frequently visit.
When people hear about moving costs, they usually just think of the professional movers, truck rentals, and moving supplies. However, there is another expense they tend to forget: the security deposit on a rental accommodation, which is usually four weeks’ rent, although there are some variations to this computation.
To help renters secure their dream property, be it a one-bedroom apartment that’s close to their office or a townhouse that’s perfect to raise a family, MoneyMe offers bond assistance VIC up to $50,000 that comes with affordable repayment terms and lower interest rates than traditional lenders.
We’re able to lower our rates because we do everything online. No fancy offices and other overhead costs related to managing a physical site. What we do is rely on our skilled and dedicated team, a powerful infrastructure, and a fast online application and verification process.
Instead of asking you to send us your bank records, payslips, and other paperwork, we use illion Open Data Solutions to conduct our online verification of your bank statements. Through the use of smart data and a secure portal, we can obtain your bank statements and see read-only snapshots of your most recent transactions that reveal much about your current salary, living expenses, and debt obligations.
If you want to know your scheduled repayment amount, you can use our personal loan repayment calculator where you can input the requested amount and your preferred duration, which is six months to three years. Depending on your current salary, living expenses, and debt obligations, you may want to adjust these two factors until you come up with a number you’re comfortable with.
Our repayment calculator also allows you to choose your repayment frequency, which can be either weekly or monthly, depending on your payday and convenience.
To be eligible for our bond assistance VIC, you need to be at least 18 years old, currently employed, and an Australian resident. Furthermore, you need to pass our personal loan eligibility and risk assessment in which we check your credit history, especially your payment history. However, having a mark on your record doesn’t mean we automatically exclude you from our bond assistance eligibility. At MoneyMe, we look at your entire financial situation, which includes your debt obligations, monthly salary, and living expenses.
By looking at your entire circumstances, we can come up with a fair decision and offer you low credit score personal loans that still come with competitive rates and favourable terms.
To apply for our bond loan assistance or any quick cash loans, visit MoneyMe and click on the ‘Apply Now’ box, which will bring you to an application form that takes around three to five minutes to complete. Make sure that you submit accurate personal and bank details so we can come up with a same-day decision and fund transfer.
In the application form, you also need to input your monthly income, employment status, company name, living expenses, debt obligations, requested amount, loan duration, and reasons for borrowing.
Because we aim to come up with quick lending decisions, our application process is 100% paperless. You don’t need to submit your payslips, printed bank records, and other documents when you borrow from us. We don’t even require lengthy phone interviews or in-person discussions, unless in very rare instances when we need to verify your identity.
Thanks to a safe and secure portal, we can conduct online verifications of your bank statements in which we can see read-only snapshots of your most recent transactions. Take note that no one at MoneyMe can view, access, or change your passwords and other sensitive information.
Provided that your personal and bank details are accurate and you pass our risk assessment, you can expect to receive your money within the same day as you send your loan application. At MoneyMe, when we say quick loans, we mean it.
If you’re still searching for your next home or your moving plan is a bit tentative, another option is to apply for bond loan pre approval in which we indicate that we’re willing to give you funds should you eventually decide to submit an application.
A pre-approved bond assistance VIC is not a commitment on your part, meaning you can choose not to file an actual loan application in case you change your mind. This is just an offer that shows our readiness to approve your bond and rent in advance should you eventually decide to proceed with your plan to move.
To learn more about bond assistance VIC and other financial products and services, visit MoneyMe now.
Short on funds and in need of an extra cash advance to pay your graduate loans? Can’t seem to afford that one expensive purchase you’ve been dreaming about? Consider quick and easy instant loans at MoneyMe.
If you’re looking for instant loans, you’re not likely to get one from a bank due to their long processing times and assessment process. However, our instant loans services at MoneyMe can surely help you out when you need that extra bit of cash. Whether you need it to pay your bills during a difficult time or are looking to foot the cost of your new bathroom renovation, MoneyMe can help you with our instant loans.
MoneyMe prides itself on offering quick instant loans that are as easy and as simple as possible. Any borrowers can qualify for our instant loans as long as they are Australian residents 18 or older, are actively working, and are residing within the country. We provide quick approvals for any loans you need, so you don’t need to wait in traffic or stand in line at a bank or loan lender.
Our process begins with completing and submitting our instant loan application form, which should only take you five minutes to answer.
With us, there is no paperwork. Our online application simply asks the standard questions about your loan eligibility. Our form gathers details about your income, mortgage payments for home loans, prior debts, and rental payments for renters to provide you with fair instant loans. You will also be required to provide your bank statement. Furthermore, you will be asked to input the amount you wish to borrow and the purpose of your loan. MoneyMe can handle all your loan needs, from car loans to student loans.
Often, you can expect to receive a response from us within minutes if you apply during business hours. Once your loan has been approved, and you have agreed to its terms and conditions, the money you need will be deposited into your bank account the same day.
As well as providing you with a safe and secure experience at MoneyMe, we are also committed to protecting your personal information. Therefore, we adhere to the same security and encryption standards that banks adhere to so that you can rest assured that your information is protected and secure.
You can check our legitimacy by reading the reviews on our site and seeing how many customers we have assisted with instant loans. Secure Socket Layer (SSL) encryption is used throughout the site so that all transactions are secure up to 256 bits. We ensure that all data are safely encrypted between your system and ours so that all information is sent and received with the utmost security.
If you are interested in applying for instant loans, please visit our website or download the MoneyMe app available on the App Store and Google Play.
Take advantage of our entire online application process for instant loans that take just minutes to complete without face-to-face interaction. Applying for instant loans with us is easy because we offer low interest rates and low fees on repayments.
In addition to the benefits listed above, we also offer other helpful tools such as our credit card calculator and a cash back credit card service. We aim to make life a little easier for those in need of financial assistance.
MoneyMe provides a straightforward online application process for instant loans.
Our online application form will ask you standard questions about your income, home loan payments, or rent if you are a renter, as well as any current bills and debts you have. As part of the application process, you’ll be asked to enter both a target loan amount and the purpose of your loan, such as a car loan.
We access your credit report to determine if you are eligible for instant loans to understand your credit history. Credit assessments are just one part of the application process, and trust us that all applications are carefully considered.
There’s no need to worry if your credit report isn’t as good as you’d like. We know that your credit history does not fully reflect your monetary status. However, your credit history is likely to affect instant loans’ costs. Any instant loans typically carry higher interest rates for weaker credit files.
With MoneyMe, even if you have a low credit score, you can grow and improve. Once you’ve successfully fulfilled the repayment of your first MoneyMe low interest payday loans, we adjust your MoneyMe credit rating accordingly. This gives you access to better rates and lower interest fees for your next instant cash online loan.
When you apply during business hours, you will know if your financed amount has been approved within minutes. Following your approval, you will receive small pay day loans offer to show you the interest rate you have been charged and the comparison rates. You must pay close attention to your instant loans’ comparison rates. In this case, you will see how much the total loan will cost you.
Whatever you need cash loans for, we can help at MoneyMe.
We offer customers small loans and unsecured loan options, including car laybys, travel loans, and small debt consolidation loans with competitive variable interest rates. We can transfer money to you as quickly as you need it when you use our service.
p.a. to 25.20 %
p.a. to 26.58 %
$395 for loans between $5,000 and $15,000
$495 for loans between $15,001 and $50,000
Minimum 3 years
Maximum 5 years
Early exit fees