The smarter, faster
way to borrow

Easy cash advance application


The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account


The traditional method of getting cash advances required you to fill out long pages of paperwork or line up for hours in a bank or other lenders. Worse options were a pawn shop or loan shark and you had to risk some collateral to get some cash, not knowing if your precious item will still be there when you had the repayments.

MoneyMe wants to make this bad practice history and make the process of getting cash advances easier, more secure and fast. We are passionate about providing you with fast access to cash using innovative technology that is fast and secure but also with reasonable repayment plans.

Easier than dealing with banks

Through the MoneyMe website or app, you can apply for a cash advance on the spot and provided you are eligible for a loan, you can be approved instantly and have the money in your account in minutes.

Select the amount and click on the Apply Now button and you will be taken to a form where you need to enter personal information about yourself that is accurate and true.

Other important information that is required is your approximate total income and expenses. This needs to be true and accurate because your eligibility for the cash advance depends on it.

Safer than dealing with loan sharks

The next step requires you to enter your bank login details for the account where your income is received. MoneyMe uses cutting edge technology from to take a snapshot of your bank statement and activities. Your bank login details provided will be process completely electronically and encrypted so that no staff at MoneyMe or will have access to it.

The snapshot of your bank statement will be used to assess your ability to service the cash advance plus interest but this will all be done instantly. Once approved, the funds transfer process begins.

Alternative method

If you prefer not to use the electronic path, you can send in your bank statements to However this method may make the application process longer.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


We're here for you

Our team is available to help 7 days a week



of customers
would recommend
MoneyMe to a friend

Ready to get started?