The smarter, faster
way to borrow

Get approved for a cash advance

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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Summary

Getting a cash advance with MoneyMe can be an easy process. Making yourself more eligible for a loan can be easy as well, provided you are doing the right things. MoneyMe being a responsible lender will provide cash advances to people who can comfortably make the loan repayments plus interest. If there are reasons we believe you will be in a worse financial situation than before, we can’t approve your loan.
You can learn more about how to improve your eligibility for a cash advance on this page.

MoneyMe is not authorised to provide personal advice about financial products, however there are general things that can be done to improve the eligibility for a loan.

People who have been approved for cash advances are:

  • Employed in a steady job for longer periods
  • Bank statement activity showing regular income
  • Bills and expenses are comfortably covered by their income
  • Bank balance is normally increasing
  • Don't have risky spending habits such as betting and gambling
  • Don't have many other existing short term loans

Even if you don’t fit every criterion above, there are additional things you can do:

  • Choose a smaller loan amount
  • Increase your income – yes easier said than done
  • Reduce your expenses and liabilities such as bills for mobile, internet, entertainment etc.
  • Cut back on risky spending habits

Showing that you have a healthy financial status indicates that you can comfortably make the loan repayments, and this will improve your eligibility for the cash advance. MoneyMe is passionate about providing quick cash lending solutions to the right people so if you fit the description, apply now.

MoneyMe is not authorised to provide personal advice about financial products. For additional information click on the link at the bottom page Warning about Borrowing.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?