More than a credit card

Shop now, pay later or transfer money to anyone. Freestyle it with Mastercard®.

Shop now, pay later or transfer money to
anyone. Freestyle it with Mastercard®.

Personal loans:

For the bigger things in life

Top-up your loan if you need extra funds.

$2,100 $50,000

How much do you need?

*Get up to $50,000 fast, no early exit fees.

Why choose MoneyMe?

Completely online

No fuss, no paperwork. Get up to $50,000 in minutes

Quick decision

Complete our 3-minute application process to get a fast outcome

Competitive rates

Fairer rates tailored to your credit profile and history

Fixed repayments

Self-manage your repayments from within your MoneyMe account

What can you expect

Fast and easy

The experience is simple, online and quick

Lightning speed

We use the latest in financial technology to give you a fast outcome

Transparency

We’re completely upfront, with no hidden fees or charges

Dedicated support

Our team is available to assist you 7 days a week

What our customers say

4.94/5

98%

would recommend
MoneyMe to a friend

of customers
would recommend
MoneyMe to a friend

Daniella Byron

1 review

a day ago

Such an unbelievably impressive service so far. I was very nervous about borrowing money but they were always so helpful and reassuring. Always quick to hell with questions and the money was in my account within the hour.

Qii Xandra

1 review

a day ago

Loan came very fast! Staff were friendly and very accomodating. They work after hours too which made it very convenient for me. Repayments are very transpartent and can be monitored through the online account. Overall, highly recommended.

Pepe Intharacks

1 review

a day ago

Always great outstanding service by the team at MoneyMe - Quick & easy application online & this is my second loan & very happy with the amount I was offerd. Very easy weekly repayments. Keep up the good customer service.

Kim Col

1 review

a day ago

Fast process! Service excellent! Check these guys out if you need cash... You'll know within 5 minutes of applying!

Luke Nyirenda

1 review

a day ago

All I can say is Excellent service. Thanks MoneyMe for quick response and great help. You provide exceptional service. 150% recommendation from me. Thanks again

Pene Roe

1 review

a day ago

MoneyMe have helped me out a couple of times now. Very quick to reply and very professional. The staff are friendly and helpful. Would recommend them to anyone. Cheers.

Clint Joyce

1 review

a day ago

Excellent service, quick and easy application and funds available almost immediately.

Things you should know

For an unsecured personal loan of:

Medium Loan

From $2,100 to $3,000

Personal Loan

From $3,001 to $50,000

Repayment period:
- Minimum 12 months
- Maximum 24 months
Based on an unsecured loan of $2,500 over 2 years:
- Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.
- Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Repayment period:
- Minimum 12 months
- Maximum 60 months
Based on an unsecured loan of $30,000 over 5 years:
- Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.
- Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan

From $3,001 to $50,000

Repayment period:
- Minimum 12 months
- Maximum 60 months
Based on an unsecured loan of $30,000 over 5 years:
- Minimum interest rate of 8.99% p.a. (10.4% comparison rate*). The total repayment is $38,601.51, which includes $30,000 principal, $1,200 establishment fee and $7,601.51 interest.
- Maximum interest rate of 29.99% p.a. (31.7% p.a. comparison rate*). The total repayment is $60,165.89, which includes $30,000 principal, $1,200 establishment fee and $29,165.89 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:

Fees and charge

Other fees that may apply

Example repayments

Interest rate 16.99%*
Credit limit approvals up to $20,000
Minimum withdrawal amount is $100
Monthly account fee of $5
Only applies if outstanding balance is over $20
Annual fee from $0 to $149
Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Dishonour fee of $15
This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
Overdue account fee of $15
This is payable each time your account is not up to date by the end of the last day of the month.

Based on a revolving line of credit of $20,000 over 3 years
- Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other fees that may apply

Dishonour fee of $15
This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
Overdue account fee of $15
This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years
- Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.