Instant Loans

How much do you need?

For how long?

Credit rating


The interest rate 15.00% p.a.
(Comparison Rate 30.62%* p.a. based on a $2,500 loan over 2 years). Your total repayment is $5,702.64, Minimum term: 3 months, Maximum term: 2 years, Maximum APR: 15.00%

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

This is MoneyMe..

MoneyMe is a simple way of borrowing money online 24/7. With well over 100,000 loans approved, MoneyMe is one of the fastest growing fin-techs in Australia and is popular for it’s cheaper rates.


of customers would recommend MoneyMe to a friend.


says MoneyMe is fast and easy to use.


of customers are very satisfied with our service.

Where can I get an instant loan?

You can get a loan so fast it almost seems instant with online lenders such as MoneyMe. MoneyMe loans are approved in minutes, and cash can be in your account within minutes too (depending on your bank). This means no queuing, paperwork, or long wait times with lenders. You can apply for an instant loan up to $10,000 in only 3min.

GHow to get an instant loan?

Getting an instant loan with MoneyMe is simple and fast:

  1. Click “apply now” on the MoneyMe website, and input the loan amount and repayment period.

  2. Input your personal details, estimated income and liabilities, bank account info, and email address.

  3. Receive a response in 5 minutes and have funds delivered to your account fast when approved.


MoneyMe is a small, responsible finance provider offering instant loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

What we can do for you

Whether you need instant personal loans to help secure something you’ve long been saving for, or to regain control of your personal finances, MoneyMe’s instant cash loans offer between $200 and $10,000.

Following a five-minute loan application, once approved, you can gain access to your funds in around 60 minutes, depending on your bank. Please note that if you make your application outside of business hours it may take longer to process.

Responsible lending

Responsibility is central to our quick, personal loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.

Just as we focus on hassle-free lending, MoneyMe repayments are structured with ease of use in mind. We’ll set up direct debits on your nominated payday during the loan application process and send you a reminder in advance of that date.

Should you have any concerns about making your repayments in time, simply contact the friendly MoneyMe team for guidance. We are available via phone, email, live chat, Facebook or Twitter and will work with you to find a suitable solution.

Safe and speedy service

Applying for a loan through your bank often involves a lot of admin, including submitting pay slips, bank statements, or other time-consuming documentation. For your convenience, MoneyMe uses safe, fast Proviso technology to obtain 90 days of bank statements online in seconds. Rest assured, our systems offer the highest levels of safety and privacy.

With MoneyMe, it is very easy to Improve Your Loan Eligibility and you can get cash fast via our Easy Application Process.

How customers rate MoneyMe’s Instant Loans
30 reviews
  1. 5
    Awesome service. Quick and efficient, super happy and will use you again.
  2. 5
    Amazing Service, Instant Cash
  3. 4
    Easy and hassle free..
  4. 5
    Great and quick service
  5. 5
    Very pleased with. Quick and seamless service.
  6. 5
    it was great doing bussines with these guys
  7. 4.5
    It is really helpful and on time.
  8. 4
    Thank you for helping me
  9. 3.5
    Simple process
  10. 5
    Outstanding service in all standards
  11. 4.5
    Very efficient and fast service
  12. 5
    Thank you for great, fast service.
  13. 4.5
    Thumbs up 👍
  14. 4.5
    The process is simple and very efficient
  15. 5
    No hassle, no fuss!
  16. 5
  17. 5
    Fast and Easy Process. Awesome Service.
  18. 4.5
    fast and very easy , very happy and impressed
  19. 5
    Thank you MoneyMe for helping me out! A really easy process and took the stress out of getting a small loan. I will use you again in the future.
  20. 4
    Quite good thanks. Quickly done.
  21. 5
    Great service, also it was quick for me to be paid. love it
  22. 5
    Thank You MoneyMe. The loan helped me fixing my car....
  23. 5
    I had a very good experience with money me
  24. 5
    Quick and easy process
  25. 5
    Very quick, efficient service. Thank you
  26. 5
    The wait time was spot on, the money was in my account in just over an hour and the service was great.
  27. 5
    Fast & effecient sign up. Easy online application process
  28. 5
    Its fast and good
  29. 5
    Fast and prompt service
  30. 5
    You guys are great even received the funds on the same day.

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See answers to questions on how to use MoneyMe.

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We're here to help.

Call us

1300 66 90 59 anytime during business hours.

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.