The smarter, faster
way to borrow

Instant Loans

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $35,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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Where can I get an instant loan?

You can get a loan so fast it almost seems instant with online lenders such as MoneyMe. MoneyMe loans are approved in minutes, and cash can be in your account within minutes too (depending on your bank). This means no queuing, paperwork, or long wait times with lenders. You can apply for an instant loan up to $35,000 in only 3min.

How to get an instant loan?

Getting an instant loan with MoneyMe is simple and fast:

  1. Click “apply now” on the MoneyMe website, and input the loan amount and repayment period.
  2. Input your personal details, estimated income and liabilities, bank account info, and email address.
  3. Receive a response in 5 minutes and have funds delivered to your account fast when approved.

MoneyMe

MoneyMe is a small, responsible finance provider offering instant loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

What we can do for you

Whether you need instant personal loans to help secure something you’ve long been saving for, or to regain control of your personal finances, MoneyMe’s instant cash loans offer between $2,100 and $35,000.

Following a five-minute loan application, once approved, you can gain access to your funds in around 60 minutes, depending on your bank. Please note that if you make your application outside of business hours it may take longer to process.

Responsible lending

Responsibility is central to our quick, personal loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.

Just as we focus on hassle-free lending, MoneyMe repayments are structured with ease of use in mind. We’ll set up direct debits on your nominated payday during the loan application process and send you a reminder in advance of that date.

Should you have any concerns about making your repayments in time, simply contact the friendly MoneyMe team for guidance. We are available via phone, email, live chat, Facebook or Twitter and will work with you to find a suitable solution.

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Borrow money online,
anytime, anywhere

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Outcome within
minutes, not days

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Customer
satisfaction rate

Safe and speedy service

Applying for a loan through your bank often involves a lot of admin, including submitting pay slips, bank statements, or other time-consuming documentation. For your convenience, MoneyMe uses illion Open Data Solutions to securely obtain your recent bank statements online in seconds. Rest assured, our systems offer the highest levels of safety and privacy.

With MoneyMe, it is very easy to Improve Your Loan Eligibility and you can get cash fast via our Easy Application Process.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Instant Loans

4.75/5

100 reviews

1 review

5
01-12-2020

Very nice people to deal with and very fast approval.

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1 review

5
01-10-2020

I've never come across something so easy to follow and so uncomplicated. Awesome! Thank you for making my experience frustration-free. xx

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1 review

5
01-04-2020

You guys were extremely helpful. The loan was easy to process and you were quick to reply. Love it!

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1 review

5
14-02-2020

I got my loan so quickly I could not believe it. Thank you very much, I can get my car tomorrow.

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1 review

4.5
28-01-2020

It was quick and easy to apply for a loan at MoneyMe.

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1 review

4
22-01-2020

A speedy disposal.

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1 review

5
19-11-2019

Literally instant service. MoneyMe helped me out massively. Thank you.

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1 review

1
06-11-2019

Quick and easy application with fast approval.

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1 review

5
24-10-2019

MoneyMe was highly recommended by my colleagues! It's fast, easy and hassle-free.

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1 review

5
15-10-2019

Satisfied.

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1 review

5
09-10-2019

So easy and fast. Wow. 😊

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1 review

5
13-09-2019

Very quick and efficient service. I'm very impressed.

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1 review

5
08-09-2019

Wow, I'm very impressed. The application process was so quick and super convenient! Thank you so much. I will definitely recommend MoneyMe to my friends and family.

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1 review

5
31-08-2019

All good.

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1 review

5
24-08-2019

Excellent, easy to deal with and straightforward application process.

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1 review

5
13-08-2019

Excellent customer service.

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1 review

5
26-07-2019

I would highly recommend MoneyMe for instant loans.

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1 review

5
15-07-2019

Instant, easy and user-friendly. Simple to pay.

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1 review

5
12-07-2019

Very fast and easy to understand. Hassle-free.

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1 review

5
12-07-2019

Very quick approval, very professional approach and a great company to deal with. I'm very appreciative for your help.

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1 review

5
11-07-2019

Fast, easy and kind staff!!

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1 review

4.5
21-06-2019

Fast and thorough

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1 review

5
21-06-2019

Fast service

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1 review

5
12-06-2019

Thank you guys for giving me an opportunity to get a loan. Very much appreciated. 😊

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1 review

5
09-05-2019

Very fast and fantastic customer service.

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1 review

5
27-04-2019

It was a great experience for me. I got approved straight away and my problem was solved. Thanks so much!

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1 review

5
26-04-2019

Quick application and approval, with loan deposited into my account the same day.

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1 review

5
29-03-2019

In a time of my need I got a loan from your company. So easy and quick to get a loan. Thank you very much.

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1 review

5
22-03-2019

An immediate response & finalised with the touch of a button. Amazing service!

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1 review

5
12-03-2019

The service was really good, easy and fast.

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1 review

4.5
22-02-2019

Easy application, approved in minutes.

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1 review

5
13-02-2019

Very professional, quick and efficient service delivery.

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1 review

5
29-01-2019

Just right when I needed it most.

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1 review

5
26-01-2019

Quick and easy to complete application, quick decision and cash in bank account shortly after.

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1 review

5
19-01-2019

Easy, quick, great service.

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1 review

5
19-01-2019

Happy with your very good and fast service.

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1 review

5
20-12-2018

Really loved the service. They did everything online in minutes and I was approved instantly. Would recommend to anyone!

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1 review

5
24-11-2018

It was such a good experience, quick and approved.

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1 review

5
20-11-2018

Very quick and easy to apply, no hassle.

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1 review

5
17-11-2018

Quick and prompt service, excellent job guys.

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1 review

5
10-11-2018

Thank you MoneyMe. Very fast application process and received the money within a day.

Like

1 review

4.5
12-09-2018

The loan application was very quick and simple.

Like

1 review

5
30-08-2018

The application process was quick, the response was even faster and the customer service was impeccable. Highly recommend MoneyMe.

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1 review

4.5
23-08-2018

Fast and very easy to deal with. Thank you very much.

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1 review

5
17-07-2018

MoneyMe is the most efficient and user-friendly loan system I have ever used. The questions were simple and to the point. The loan was approved fast and the money is literally in your account in minutes. Would recommend/10

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1 review

4
24-06-2018

It was easy dealing with you guys

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1 review

4
21-06-2018

Easy finance with fast approval.

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1 review

4
07-06-2018

Very fast and easy process.

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1 review

4
20-05-2018

No comment. All good .

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1 review

5
14-05-2018

Super fast and easy

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1 review

5
14-05-2018

Exceptional service

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1 review

4.5
08-05-2018

It was a good experience

Like

1 review

1
29-03-2018

Good

Like

1 review

5
14-03-2018

"It was pretty easy and fast to get a loan and I recommend MoneyMe for loans to anyone. Great, plus no hassle at all."

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1 review

5
11-03-2018

Excellent, fast, user-friendly service.

Like

1 review

4.5
09-03-2018

Very satisfied with how fast it was approved.

Like

1 review

1
30-12-2017

Hi there, I'm really happy with your quick prompt service

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1 review

5
22-12-2017

It was just amazing, I was thinking how I'm gonna get through this holiday and out of nowhere i was approved!

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1 review

4.5
15-12-2017

Easy application & it was fast

Like

1 review

5
09-12-2017

Thank you so much kindly Moneyme you were there when I needed help. Your quick responded are amazing you made my day so happy. ,Thank you so much, kindly. Moneyme you were there when I needed help. Your quick responses are amazing, you made my day so happy.

Like

1 review

1
07-12-2017

Fast, easy, and hassle free. ,"Fast, easy, and hassle free. "

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1 review

5
06-12-2017

Super easy and so so fast!,Super easy and so so fast!

Like

1 review

5
30-11-2017

Excellent and really past transaction ,Excellent and really fast transaction

Like

1 review

4
20-11-2017

Fast service with a positive result, thank you.,"Fast service with a positive result, thank you."

Like

1 review

5
19-11-2017

Great service quick and easy highly recommend ,"Great service, quick and easy. Highly recommend."

Like

1 review

5
07-08-2017

It was an awesome experience with quick response. Just on point.

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1 review

5
21-07-2017

You guys are so good.

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1 review

5
02-07-2017

Too good and prompt.

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1 review

5
08-06-2017

Fantastic service and very straight forward process

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1 review

5
30-05-2017

I thank you so much for the loan. Fast cash sent to my bank just like that. Awesome, best loan place ever.

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1 review

5
16-05-2017

Awesome service. Quick and efficient, super happy and will use you again.

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1 review

5
02-05-2017

Amazing Service, Instant Cash

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1 review

4
17-04-2017

Easy and hassle free..

Like

1 review

5
02-04-2017

Great and quick service

Like

1 review

5
13-03-2017

Very pleased with. Quick and seamless service.

Like

1 review

5
03-03-2017

it was great doing bussines with these guys

Like

1 review

4.5
24-02-2017

It is really helpful and on time.

Like

1 review

4
06-01-2017

Thank you for helping me

Like

1 review

3.5
28-12-2016

Simple process

Like

1 review

5
19-12-2016

Outstanding service in all standards

Like

1 review

4.5
19-12-2016

Very efficient and fast service

Like

1 review

5
26-11-2016

Thank you for great, fast service.

Like

1 review

4.5
21-11-2016

Thumbs up 👍

Like

1 review

4.5
31-10-2016

The process is simple and very efficient

Like

1 review

5
31-10-2016

No hassle, no fuss!

Like

1 review

5
19-10-2016

awesome

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1 review

5
11-09-2016

Fast and Easy Process. Awesome Service.

Like

1 review

4.5
01-09-2016

fast and very easy , very happy and impressed

Like

1 review

5
17-08-2016

Thank you MoneyMe for helping me out! A really easy process and took the stress out of getting a small loan. I will use you again in the future.

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1 review

4
16-08-2016

Quite good thanks. Quickly done.

Like

1 review

5
13-08-2016

Great service, also it was quick for me to be paid. love it

Like

1 review

5
28-06-2016

Thank You MoneyMe. The loan helped me fixing my car....

Like

1 review

5
22-06-2016

I had a very good experience with money me

Like

1 review

5
18-05-2016

Quick and easy process

Like

1 review

5
14-12-2015

Very quick, efficient service. Thank you

Like

1 review

5
07-12-2015

The wait time was spot on, the money was in my account in just over an hour and the service was great.

Like

1 review

5
30-06-2015

Fast & effecient sign up. Easy online application process

Like

1 review

5
28-06-2015

Its fast and good

Like

1 review

5
12-02-2015

Fast and prompt service

Like

1 review

5
03-01-2015

You guys are great even received the funds on the same day.

Like

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Instant Loans up to $35,000 Approved Online | MoneyMe

A fast and convenient credit solution

An instant loan designed for people on the go. We built algorithm-based loan processes that are completely online because we get you, and your desire for straightforward and upfront credit solutions. And when we say instant loans, we actually meant it. They are same day loans available for up to $35,000.

Learn more

A fast and convenient credit solution

An instant loan designed for people on the go. We built algorithm-based loan processes that are completely online because we get you, and your desire for straightforward and upfront credit solutions. And when we say instant loans, we actually meant it. They are same day loans available for up to $35,000.

Forget about submitting a bunch of documents and waiting for the lender to check their accuracy. Forget about waiting for a day or so before getting a call back, having to sign tons of paperwork and fax it back. Here at MoneyMe, we changed the way quick credit works. Everything is fast and easy – no paperwork and lengthy forms. Your online application just takes minutes to complete. And once you get approved, depending on who you bank with, your money hits your account within a matter of minutes. We’re all about accessibility and continuous tech advancements, and ensure our customers have access to fast credit anytime, anywhere.

Imagine a fine afternoon with no one else on the road and you’re driving your new car. That’s how we process your fast cash loans – easy, speedy and smooth.

Getting an instant loan

To be eligible to apply with us, you must be a citizen or a permanent resident of Australia, at least 18 years old and employed. If you put a big check on all these requirements, then you’re all set to apply. The application process is online and takes just minutes to complete.

Learn what type of loan suits you

It is important to know what type of instant loan you need. You might be looking to apply for a small loan like a cash advance. These mini loans offer quick cash solutions when you have impending big expenses and you’re still waiting for your next pay check. These type of loans are also helpful for unexpected bills when your savings account can’t help. We understand that emergency bills require instant, upfront payments. Through our quick cash loans and short term loans, you can have quick access to that extra cash you need right now.

Apart from unforeseen events, everyday life necessities might be a good reason to apply for a loan. Maybe you’ve found your dream car and you want to get it before the sale ends. Our instant loans can help you with the funds you need to get behind those new, shining wheels, fast.

Secure travel funds

Or maybe, it’s time to travel. Early bird specials and booking perks for a holiday appear to be an advantage only to people who are prepared to pay for their travel upfront and in full amount. This means you need instant money to book your entire trip right now. With MoneyMe’s loan offers, you don’t have to wait or think twice. Lock in those travel dates, submit your annual leave request and starting shopping for luggage because you’re due for a flight in a few months!

For education and continuous learning

Have you just found out you have been offered a slot in a university course? If you’re considering paying for your fees upfront, we can help. Our student loans cover school expenses like fees for early education and college courses that might not be supported by government funding programs.

A better way to manage your finances

We believe in responsible lending and easy money. Our instant loans are designed to help people get access to fast cash into their bank account as soon as possible.

If you’re looking for instant loans to help with managing bills, then we suggest finding a personal loan calculator to give you an idea of how monthly or fortnightly repayments will affect your current cash flow. Our fixed rate loans can paint a good picture of how an instant loan might help your current situation and open avenues to refinance later down the track.

Access funds when you need it

Apart from quick online loans, we also offer other credit products that might be suitable for your current needs and lifestyle. Our virtual credit card , Freestyle, introduces a new, convenient way to Tap n Pay, shop online or transfer money straight to your bank. With this innovation, you don’t have to use a physical card for shopping in-store and onlie. Freestyle lives on your phone and is available in just a few taps. It’s secure and always ready to use anytime and anywhere you need it.

Rental fees

For renters, coming up with instant cash for a relocation can be challenging. You have to consider the cleaning fees, removalist and fumigation fees. Plus the bond to pay for the new property and an advance rent before you can completely move in, all on top of your rental fees on your old house.

Our instant loans give you a breathing space. You can pay your bond and moving costs with a fixed repayment schedule that helps your weekly living. Besides, maybe you’ve been looking forward to buying that new décor you saw at the shopping centre the other day, and you certainly want funds for that!

For life’s new chapter

It’s your big day. You want it to be perfect, just like exactly how you imagined it. If you’re looking to have instant cash to back up your wedding fund, we got you. With MoneyMe’s instant loan, you can book your wedding venue now and pay for your suppliers in full amount now – all upfront with no more follow-up deposits.

Apply online now. Get approval on the same business day, and once you have signed your digital contract, expect the funds in your bank account in minutes. With our instant loans, you experience a faster, better way to manage and access your credit.