The smarter, faster
way to borrow

Easy instant loan application


The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account


There are times where you normally have savings for rainy days but unexpected situations happen and you need money quickly and on the go. Those times aren’t pleasant but if or when it happens you need to be approved for an instant loan. MoneyMe provides a solution where you can apply online for a small personal loan and provided your financial situation is healthy, you can get a decision so quick that in some cases it’s almost instant. If you are approved, money can be in your account within the hour, depending on your financial institution.

Easy and instant

There are times when there is no time for paperwork or lining up in a bank. With MoneyMe, there are no lengthy pages of paperwork to fill out, or even to print and deliver. You don’t have to wait in a queue because it is all online. The application process is very easy and approvals are so quick it can feel like it’s instant, then you wait a little longer for the money to be transferred between banks. This can all be done within the hour provided your bank activity is in order and you are with the right banks.

To see how easy it is, start the application now and we will ask for your personal information. You will need to declare that the information you provide is accurate and true. The section on employment status, income and expenses is very important because it will determine your eligibility for the instant loan. Once you have filled out the details, click next and we will begin the bank statement check securely.

Secure checking process

MoneyMe utilises the latest in financial security technology from to take a snapshot of your bank statement online and within a fully-encrypted session. You will need to enter your bank account login details and these details are encrypted and processed completely electronically so no staff at MoneyMe or will have access to your login details. Once a snapshot of your bank account is taken, the approval process begins and this can range between minutes to hours depending on certain patterns analysed from your spending habits. Provided you’re approved, the transfer process begins instantly.

Alternative method

If you prefer not to use the electronic path, you can send in your bank statements to However this method may make the application process longer.

If you need an instant loan, start the easy online application now.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


We're here for you

Our team is available to help 7 days a week



of customers
would recommend
MoneyMe to a friend

Ready to get started?