Easy instant loan application

How much do you need?

For how long?

Credit rating


The interest rate 15.00% p.a.
(Comparison Rate 30.62%* p.a. based on a $2,500 loan over 2 years). Your total repayment is $5,702.64, Minimum term: 3 months, Maximum term: 2 years, Maximum APR: 15.00%

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

This is MoneyMe..

MoneyMe is a simple way of borrowing money online 24/7. With well over 100,000 loans approved, MoneyMe is one of the fastest growing fin-techs in Australia and is popular for it’s cheaper rates.


of customers would recommend MoneyMe to a friend.


says MoneyMe is fast and easy to use.


of customers are very satisfied with our service.

There are times where you normally have savings for rainy days but unexpected situations happen and you need money quickly and on the go. Those times aren’t pleasant but if or when it happens you need to be approved for an instant loan. MoneyMe provides a solution where you can apply online for a small personal loan and provided your financial situation is healthy, you can get a decision so quick that in some cases it’s almost instant. If you are approved, money can be in your account within the hour, depending on your financial institution.

Easy and instant

There are times when there is no time for paperwork or lining up in a bank. With MoneyMe, there are no lengthy pages of paperwork to fill out, or even to print and deliver. You don’t have to wait in a queue because it is all online. The application process is very easy and approvals are so quick it can feel like it’s instant, then you wait a little longer for the money to be transferred between banks. This can all be done within the hour provided your bank activity is in order and you are with the right banks.

To see how easy it is, start the application now and we will ask for your personal information. You will need to declare that the information you provide is accurate and true. The section on employment status, income and expenses is very important because it will determine your eligibility for the instant loan. Once you have filled out the details, click next and we will begin the bank statement check securely.

Secure checking process

MoneyMe utilises the latest in financial security technology from bankstatements.com.au to take a snapshot of your bank statement online and within a fully-encrypted session. You will need to enter your bank account login details and these details are encrypted and processed completely electronically so no staff at MoneyMe or bankstatements.com.au will have access to your login details. Once a snapshot of your bank account is taken, the approval process begins and this can range between minutes to hours depending on certain patterns analysed from your spending habits. Provided you’re approved, the transfer process begins instantly.

Alternative method

If you prefer not to use the electronic path, you can send in your bank statements to help@moneyme.com.au. However this method may make the application process longer.

If you need an instant loan, start the easy online application now.

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*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.