The smarter, faster
way to borrow

Get approved for a cash loan instantly


The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account



MoneyMe takes cash lending seriously as we are responsible lenders. This means we carefully assess each person applying for instant loans on their ability to make the loan repayments plus interest. We do not want our customers to be in a worse financial situation than before they took out the loan.

Once you know the easy application process for instant loans, you can learn about ways to improve your eligibility to be approved for these loans. Having a stable income that comfortably supports your expenses and being able to show that in your bank statement is one of the main factors we look for. See the rest of this page to find out more.

MoneyMe is not authorised to provide personal advice about financial products, however there are general things that can be done to improve the eligibility for a personal loan.

People with higher loan approval costs are:

  • In a stable job with regular income that shows in their bank statement
  • Employed for longer periods
  • Income covers expenses and liabilities
  • Regular surplus in bank balance
  • Don't have risky spending habits such as betting and gambling
  • Don't have many other existing short term loans

The more of the above criteria that you can tick, the better your eligibility for a loan, however there are other things you can do:

  • Select a smaller loan amount
  • Cut down on regular expenses or increase income
  • Change your services to lower plans for phone, mobile, internet and other bills
  • Reduce risky spending habits

MoneyMe wants to provide financial support for people who are generally good with their finances, but some unexpected situation requires them to take out loan. In this case, we are happy to instantly approve your loan and are passionate about delivering cash in the fastest way possible.

If you are comfortable with these terms, simply start the easy online application process and your search for an instant loan could be over. Money could be in your account within an hour, depending on your financial institution.

MoneyMe is not authorised to provide personal advice about financial products. For additional information click on the link at the bottom page Warning about Borrowing.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


We're here for you

Our team is available to help 7 days a week



of customers
would recommend
MoneyMe to a friend

Ready to get started?