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Total repayments $0, made up of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

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Applying for quick cash loans with MoneyMe can be a fast and easy process, provided your financial situation shows that you can comfortably support the loan repayments.

MoneyMe is not authorised to provide personal advice about financial products, however there are general things that can be done to improve the eligibility for a personal loan.

People with higher loan approval costs are:

  • Employed with a regular income that appears in the bank statement
  • Employed for longer periods at their workplace
  • Income covers expenses and regular bills
  • Bank balance is generally on the increase
  • Don't have risky spending habits such as betting and gambling
  • Don't have many other existing short term loans

Even if you don't perfectly fit this criteria, there are things that can be done to improve eligibility for a quick cash loan, here's how.

  • Select a lower loan amount
  • Reduce regular expenses, this will increase the income to expense ratio
  • Change to lower services for phone, mobile or other bills
  • Cut back on risky spending habits

Generally being able to manage your finances in a healthy manner will help you get a quick cash loan. It is important that you check your own financial status to understand if you are able to make the loan repayments with interest and that it won't put you in a worse position than you were before.

If you believe that you fit this criteria, then just apply for the loan and start our easy application process and money could be in your account within an hour, depending on your financial institution.

MoneyMe is not authorised to provide personal advice about financial products. For additional information click on the link at the bottom page Warning about Borrowing.

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