Our awesome low rates
vs the big 4 banks

This comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

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Simple, online application process

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No-obligation personalised offer

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Fast same-day assessment

Funds transferred immediately after approval

What our customers say
Money Lenders



Out of 1,329 reviews

Ready to get started?

Up to $50,000

Awesome low rates with fast
approvals and flexible repayments.

Up to $20,000

Feature-packed low rate virtual
Mastercard® with interest-free terms.

Quick and easy online loans and no paperwork or long wait times

There are those times in life when you need a little extra cash fast. Maybe it’s for that purchase you just can’t wait for or to grab an awesome deal. Or, perhaps you have an unexpected expense and don’t want to compromise your lifestyle.

Whenever the need arises, with MoneyMe you can apply online at anytime for a small loan for any amount from $2,100 up to $25,000.

Easy direct debit repayments are set up at the time of application, so the money comes out of your bank account on the day you receive your pay, usually on a 30-day cycle.

Plus, our customers love that there are no hidden transaction fees - we only charge a flat cost of 24%. So it’s easy to know exactly what you’re signing up for. For instance, if you borrow $200, you’ll repay $248. Easy!

Applying for a loan online is a snap

With secure, hassle-free illion Open Data Solutions technology we can access 90 days of your bank statements online in a matter of seconds. And there’s no clunky scanning and emailing of payslips or bank statements. Just fill in your personal details and that’s all we need to get started with your online loan application.

To be eligible to apply you must be working in Australia and 18 years or older. Just so you know, responsible lending is very important to us – we won’t lend amounts that you can’t comfortably repay.

We give fast online approval

Once you’ve filled in the application, we’ll get things happening quickly and your cash could be in your bank account in 60 minutes or less – you could even have your money in seconds! This depends on your bank, of course! Just so you know, it generally takes a bit longer if you apply for your online loan outside of normal business hours.

So, why delay any longer? Get started now with our 3-minute online loan application now.

Ready to get started?

Up to $50,000

Awesome low rates with fast
approvals and flexible repayments.

Up to $20,000

Feature-packed low rate virtual
Mastercard® with interest-free terms.

Money Lenders with up to $50,000 Approved Online | MoneyMe 

Transforming the way credit works

When it comes to credit and money lenders you prefer to work with, what are your top requirements? Should they have online applications? Fast and easy loans approvals with a big credit limit? Same day cash loans available? Hassle-free lending process and a low doc approach to personal loans? Well, that’s good news because MoneyMe ticks all of those boxes.

Learn more

Transforming the way credit works

When it comes to credit and money lenders you prefer to work with, what are your top requirements? Should they have online applications? Fast and easy loans approvals with a big credit limit? Same day cash loans available? Hassle-free lending process and a low doc approach to personal loans? Well, that’s good news because MoneyMe ticks all of those boxes.

We are an Australian money lender that has built an entirely online application process for people who want fast access to expreess loans. There are no lengthy paperwork to fill out or frequent phone calls involved. Apply online, get an approval fast and depending on who you bank with, your cash loans hit your bank account in a matter of minutes. Why MoneyMe? Because we’re the Gen Now money lender who provides funds right when you need it.

Quick loans with the ultimate convenience

We understand our customers and we strive to deliver the best borrowing experience no other money lender can. We may not have physical offices in Melbourne, Sydney or Brisbane but we have a very strong online presence across all Australia’s cities and regions, including Perth to Hobart, Adelaide to Darwin, and everywhere in between. As an online money lender, we don’t have costly office overheads to worry about. Instead, we focus on delivering fair and transparent fees and interest rates for our unsecured personal loans and line of credit

Calculate your ideal rate

We believe in responsible lending and part of that commitment is offering our customers the quick online tools they need to make decisions about their quick loan applications. Use our personal loan calculator to take a quick look at the kinds of monthly repayments and the indicative interest rate you will likely be charged across our entire suite of loans. These include small loans like a fast bond loan to help you secure your new rental property quickly, to larger loans like car loans and boat loans.

Use our personal loan repayment calculator to find out the best loan term for your unsecured loans, sketch a general budget and check how your monthly cash flow is likely to be impacted with any of our easy loans. This will help to answer questions like: “What sort of personal loan interest rates will I be charged?”, “How long should my short term loan be?” and, “How much can I borrow?”

Small loans are a great way to get fast access to rent assistance and for building up your credit history. If you’re new to the world of credit or you’re still in the process of building a good credit file, we offer cash advance loans and other small personal loans designed to help you get in front and give you an opportunity to show how trustworthy and reliable you really are as a prospective credit customer.

As a responsible money lender, we want to ensure that any of our personal loans Australia are going to help your financial situation, not the other way around. We’ll take a look at all of your application information, including your current expenses, income and debt obligations and come up with a same day loan amount that we believe works best for you.

Easy cash for big and small spending

Our unsecured loans are available across a range of options. You may opt for student loans if you’re returning to higher education and looking for a convenient way to ensure your tuition costs are taken care of sooner rather than later. With quick student loans at your fingertips, you can take advantage of early-bird specials offered to students who can pay for their total tuition upfront. We can help you get the money you need to secure the next step in your education and start building a better future and a better career.

Our cash loans online are also a great way to get fast funds for must-have purchases. Choose from a car loan and a boat loan options and get approved for your desired amount before you start hunting for your dream ride. Our renovation loans can help you finally stop dreaming and start planning those home improvements you’ve always wanted. Put in solar hot water, update the insulation and windows; build a guest room or revamp your kitchen. With MoneyMe, you are a few taps and clicks away from your much-awaited home upgrades with fast funds available when you need them.

Are you planning an overseas trip and need access to quick loans to get a great deal? Or are you finally going to do that trip around Australia and tick off the bucket-list locations you’ve always wanted to visit? Apply for our travel loan to pay for everything – from flights and accommodation to tours and boat hire and everything else. This way, you can focus on having the time of your life knowing that your travel experience is completely paid for ahead of time, with manageable monthly repayments.

Freestyle has you covered

If it’s a travel plan that you’re considering, then perhaps you may choose a smarter, more flexible option like our Freestyle Virtual Credit Account. Not only do we offer a range of personal loans, but we also have built a line of credit that works just like any other credit card, except that there is no traditional physical card. We have taken advantage of what modern technology has to offer, paving our way to innovate a virtual credit account that lives in your smartphone.

Freestyle lets you do so much more: Powered by Mastercard, it’s like a virtual credit card that you can use to pay in-store or online for easy, cashless payments for everything – from clothes and groceries to your utility bills. Approved applicants can enjoy a credit limit between $1,000 and $10,000 with up to 55 days interest-free offered on all purchases made with their virtual credit card. Plus, you can use it to transfer money to your bank account or pay anyone straight away!

Why is Freestyle the better option for you?

When you apply for a personal loan from a money lender like us, you get competitive rates and tailored repayment options, but you only get your approved credit amount once in the form of a single lump-sum payment. The Freestyle Virtual Credit Account is a more flexible alternative. You have a pre-approved credit limit of up to $10,000 available to withdraw, with new credit funds available once you have repaid what you borrowed. Personal loans don’t allow you to redraw your loan amount once some of it has been repaid, but your Freestyle account does.

Enjoy the peace of mind knowing that you have extra cash available whenever you need to cover urgent payments like emergency car and home repairs, or removalist costs when you’re moving to a new apartment. And not just that – with Freestyle, you can also take advantage of great sales or last-minute discounts on flights with a quick swipe on your smartphone. Access to fast cash has never been this easy!

We are the smart money lender who is committed to ensuring that we always put our customer’s experience first. If you’re looking for fast and reliable credit from a responsible lender who embraces the latest in technology, believes in no-nonsense applications and won’t bug you with frequent phone calls, then you found us. Apply online for any of our loan products right now to enjoy fast and easy access to credit funds when you need them.