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Best New Car Financing Deals

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Best New Car Financing Deals

Are you on the hunt for the best new car financing deals this year? In reality, the practical need to own a new car also requires most of us to apply for car loans. In fact, a myriad of car lenders are out there, but staying up to date with the best new car financing deals can help you get the best car loans in terms of interest rates, fees, loan amount, and other conditions in favour of your financial circumstances.

Here in Australia, a personal loan, which can be a secured car loan or an unsecured car loan, is one of the best new car financing deals availed by Aussies. One in seven millennials supports this claim. According to the Australian Bureau of Statistics, this age group is most keen on getting a new ride, with 14.1% taking out a personal loan for this reason. 

MONEYME, as one of the leading favourite and fastest online lenders in Australia for the best new car financing deals, lets you experience a straightforward and simple online application for any kind of vehicle loan. Loan amounts are high as you can borrow from $5,000 up to $50,000 with loan terms of one to five years.

How do car financing deals work?

Regardless of age, choosing the best new car financing deals can be quite daunting. As one of the most huge investments a person can make, you really have to draw a line between which options are for the best new car financing deals and which should be set aside. To begin with, you have to understand that car finance deals are usually composed of a two-stage process: 

  • First, decide on the type of deal you want: loan, lease, hire purchase, or dealer finance. 
  • Then it’s a case of choosing the provider whose product best suits your needs and financial circumstances.

In the simplest explanation, car finance works when a financial institution lends you your desired money to purchase a car. In exchange, the lender will include interest and fees on the borrowed money and repay it in one to five years or depending on the agreed terms and conditions. Car financing options include banks, credit unions, online lenders, finance companies, and some car dealerships.

For online lenders like MONEYME, the best new car financing deals can be determined through a car loan comparison. Factors such as best car loan rates, best car loan comparison rate, establishment fees, monthly fees, loan terms, and early-exit fees are what make MONEYME the best choice for borrowers in Australia.

How do I qualify for car financing?

To qualify for the best car financing deals, you will typically need to meet certain minimum requirements. These include being at least 18 years old, a resident of Australia, and employed or receiving some form of regular income. Additionally, you may be required to have a good credit history or provide proof of steady income from investments or other sources. 

If you apply with MONEYME, we will assess your current financial situation and make sure that you can afford the repayments before approving your application for a guaranteed car loan. We also take other factors into account, such as your credit history and employment status. As a responsible lender, we make sure that the loan we provide is affordable and suitable for your current circumstances.

Our online application is quick and easy to complete, and we can typically provide an outcome in as little as 60 minutes. Once approved, your funds will be transferred into your account within the same day.

How to choose the best new car financing deal?

Car loans are very popular lending products, and you’ll find available offers absolutely everywhere. But how do you know which is the right lender for you? How do you choose the right car loan for your financial circumstances?

Here are our recommended top three secrets that borrowers consider when choosing the best new car financing deals: 

Identify the amount you would like to borrow

When it comes to buying a new vehicle, whether a private car loan or even financing a car through a dealership, try to stick with the budget that you have set yourself. You can use our online loan repayment calculator to help you work out what a comfortable cash loan amount to borrow will be and how to budget your repayments while you’re paying off your loan.

Choose the most suitable and affordable loan term for you

At MONEYME, we offer an online calculator that lets you play with various loan terms until you land on a repayment amount that you can comfortably budget into your current living expenses. It could be your rent or mortgage repayments, your other bills and debts, and your everyday living expenses in general. 

Pick the best car lender

Most car finance products are similarly priced between lenders, so choosing the best new car financing deals with the best car lender out there can be one of the hardest decisions you’ll make in the process. When making a car loan comparison, make sure you look at accessibility, online ratings, and customer testimonials as well as perks, flexibility, and ease of application and approval.

If you’re looking for specialists in easy and fast online finance, MONEYME is the answer. Apply online now and you could have up to $50,000 transferred into your account within 24 hours of applying.

Our customers

Best New Car Financing Deals

Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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