Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Car Finance Deals



The days when cars were just mere status symbols are over and fortunately, various car finance deals are available to make acquiring one easy. The demands of today’s world make owning a vehicle not only a convenience but essentially a necessity. Getting to and from school, work, or any other destination is made much easier and safer when you have your own car. Cars are not only for personal use either; they are fundamental when it comes to running a business. Whatever your purpose for getting your own vehicle is, MoneyMe offers solutions that can suit your financing needs, budget, and other conditions. 

Because hundreds of car finance companies now make car finance deals available for people from all walks of life, the problem is not whether a car financing deal is available but rather, which deal is the right one for you. People always ask ‘what is the best way to finance a car’ and the answer is the one that addresses your needs best. For those who want to buy a car for personal use, getting a personal car loan is ideal. Meanwhile, for those who want to secure a vehicle for business purposes, a chattel mortgage car loan is the best option. 

Choosing which among the car finance offers available is your best fit should not be based on your purpose of getting a car alone. You should also be knowledgeable about the terms that come with getting a new car loan such as the fees, repayments, interest, and time constraints along with other technicalities. 



How do car finance deals work?

If you don’t have enough cash to afford the car that you want, that’s where the option to apply for a car loan comes in. Basically, you get money from the lender so you can purchase the car you want. In return, you have to pay interest, on top of the amount you borrowed, over a duration of time that you and the dealer both agreed to. The total repayment value also depends on other factors such as your credit score and other personal circumstances you might request to suit your specifications better. 

As for the requisites of applying for a car finance deal, you need to present documents that show these three basic types of information: personal identification, financial information, and vehicle information. For identification documents, you can present your driver’s license or other IDs that show your residential address and status. You must present your bank statements or a document listing your assets and liabilities to show your financial information and you should also present the purchase price, registration number and VIN, and comprehensive car insurance policy of the vehicle you are planning to purchase using the loan. 



Do car finance deals include insurance?

Because there are so many types of car finance deals, it is critical to understand the terms and coverage of the one you are getting. A common question among people applying for car loans is ‘will my car loan cover insurance?’ and the straightforward answer, for those in Australia, is no. What a car loan covers is generally just the amount you need to pay for the value of the vehicle alone. Simply put, car insurance is an extra cost that you have to consider when planning the overall budget you need to afford the car you want. 



How to get the best car finance deal?

There is no ‘one-size-fits-all’ solution when it comes to car finance deals. Choosing the right one for you is critical as it will determine how the years following your loan approval will go. Before applying for a car loan service, first, you should calculate the total amount you need to borrow to pay for the car. If you have enough cash to make a downpayment, the amount you need will decrease which means you will have to pay lower interest and monthly repayment charges. Other factors you need to consider when choosing which among the car finance deals is the best one for you include the loan interest rate and whether it is fixed or variable, the size of the loan, the duration of the loan, the type of loan (secured or unsecured), and other loan fees that may be incurred such as early repayment fees. You can also use the loan repayment calculator from MONEYME to help you get an estimate for your loan size conveniently online. 

Applying for a car finance deal is a long, tedious, and costly process but with MONEYME, the top-trusted online lender in Australia, you can apply for your car loan without the hassle and even get approved within minutes without extra fees. You can get $5,000 to $50,000 for a duration of one to five years and enjoy interest rates lower than Australia’s four biggest banks. Not only is the online loan application fast and easy, but you can also benefit from a flexible repayment structure without early exit charges. 

Wait no longer to get your dream car with MONEYME’s financial solutions. Access and manage your funds from anywhere via our iOS and Android app. Apply today to get the amount in your bank account in as fast as twenty-four hours!

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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

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Won't impact your credit score!
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