Why choose MoneyMe?

What can you expect

What do repayments look like?


Lucy, 38

8.99% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Things you should know

For an unsecured personal loan of:



Medium Loan From $2,100 to $3,000

Repayment period:

• Minimum 12 months    • Maximum 24 months

Based on an unsecured loan of $2,500 over 2 years:

  • Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.

  • Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan From $3,001 to $50,000

Repayment period:

• Minimum 12 months    • Maximum 60 months

Based on an unsecured loan of $30,000 over 5 years:

  • Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.

  • Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $20,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $5

    Only applies if outstanding balance is over $20

  • Annual fee from $0 to $149

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

  • Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Bond Loans in VIC

Bond loans VIC provide the funds needed for residents of Victoria to put down a bond or deposit on a private rental property, without having to delay as a result of time-consuming saving. This could make the difference between being able to secure the right rental property immediately, or potentially missing out altogether.

Time to make the change?

A bond loan VIC could be just what’s needed to take the next big step in your life. Living at home and thinking it might finally be time to get out of Mum and Dad’s hair for good? Commuting long distances to work or university, and sick of wasting so much time each day? Feel like you’re missing out on a better social life because you live so far from your friends?

Applying for a bond loan VIC may allow you to quickly secure a rental property anywhere in Victoria, in a location that better suits your lifestyle. There’s barely any waiting for the funds, because the entire process can be completed online in minutes from your mobile, with a decision delivered in minutes also. The funds from your bond loan Victoria can even be deposited into your account within an hour or so, depending on your financial institution. It couldn’t be simpler or easier to achieve the lifestyle that works for you.

The challenges of renting

With the property market steadily heating up, the dream of purchasing a home is becoming less of a reality for many Victorians. This is driving many Victorians to choose renting in greater numbers. Renting also has a number of benefits over purchasing – it can be cheaper, easier, and faster, to secure a rental property that provides great lifestyle advantages.

However, what this also means is greater competition in the rental market. But by applying for a bond loan Victoria, you can skip ahead of the queue, and give yourself the best possible chance of securing the right property for you.

So, click “Apply Now” today. The right rental property for you could be closer to your grasp than you ever actually imagined. What are you waiting for?

In case you’re not based in Victoria, we also offer bond assistance in New South Wales, Queensland, Western Australia, and South Australia.







View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Bond Loan VIC up to $50,000 Approved Online | MoneyMe

Get approved for a bond loan fast

Before you can secure and move into a new home, you’ll need to pay your rental bond in full and upfront first. With MoneyMe’s bond loan VIC and small personal loan products, you get the cash you need to manage your rental payments minus the paperwork and long waiting times. Apply in minutes and get the funds you need to cover your moving costs and repay your express loan over time, in manageable repayments.

Learn more

Get approved for a bond loan fast

Before you can secure and move into a new home, you’ll need to pay your rental bond in full and upfront first. With MoneyMe’s bond loan VIC and small personal loan products, you get the cash you need to manage your rental payments minus the paperwork and long waiting times. Apply in minutes and get the funds you need to cover your moving costs and repay your express loan over time, in manageable repayments.

The rental market can be a tough one to be caught in. If you find your dream home in Melbourne or the perfect acreage just outside Ballarat or Geelong, you need to move fast to ensure you win the property. With a bond loan VIC, you’ll have the fast loan you need to lay an immediate deposit on your dream home and beat out the competition. 

How a rental bond works

When you’re moving into a new rental property, the upfront costs can easily jump into thousands of dollars. A bond loan VIC is offered amongst our same day loan products. It is designed to cover the cost of rent and other rent-related expenses and allow you to comfortably make repayments over time. You can use our personal loan repayment calculator to give you an idea of what repayments you might be looking at for a bond assistance loan.

When you rent a property – whether privately or through a real estate – there are two big upfront costs you will need to pay in cash to secure your new rental: your advance rent and bond amount. 

Depending on your real estate, your advance rent may be as much as 4 weeks’ worth of rent of your new rental property. If you are currently renting already, this might mean you need to pay double rent – over both properties – until your old tenancy ends. You won’t be able to end that tenancy completely until your previous property is completely empty, clean and ready for new tenants to move into. One of the easiest ways to ensure that your previous rental is left in excellent condition is to engage professional services like cleaners and gardeners who take care of all of your end-of-tenancy needs. 

The second upfront cost you need to pay on a new rental property is the bond amount. A rental bond is a lump sum amount that is usually between 4 and 6 weeks’ worth of rent on your new property. This payment is made before you begin your tenancy and held in trust by the RTBA (Rental Tenancies Bond Authority) throughout the length of your renting period. It acts like a bit of a landlord insurance that covers the costs associated with tenancy, such as fixing property damages or hiring professional cleaners if the previous tenant left the property in a filthy state.

When you complete your tenancy, your real estate agent or landlord will undertake a final inspection of your property – which you are permitted to attend as well – and take note of any issues they may find. If any amount of money needs to be deducted from your bond payment, both you and the real estate and landlord must agree on all costs. If no money needs to be deducted from your bond payment, then it is returned to you in full within a couple of weeks of your final inspection.

Our personal loan calculator will give you an fast preview of how your interest and the total interest payable would look like should you apply for a rent assistance loan. You can quickly check your personal loan interest rates to see how much you can save by paying out your personal loan from MoneyMe ahead of time. We don’t charge our customers early payout fees for our unsecured loans, which means that you can use the returned bond amount on your former rental accommodation to chop down the small personal loan you have taken to cover the new bond. Easy loans and quick loans, that’s what MoneyMe offers.

Once the move is finalised and you’re settling into your new apartment or house, it’s probably time for a well-deserved break. Apply for our travel loan to access quick loans that offer the opportunity to make upfront payments associated with your trip and take advantage of early bird specials. Like your bond loan VIC, you can comfortably repay the unsecured personal loan or cash advance loans you used for travels with easy monthly payments.

Manage your payments with Freestyle

If you’re looking for same day cash loans on a pre-approved credit balance, consider our Freestyle Virtual Credit Account. Freestyle is a product of MoneyMe’s tech-driven approach to a line of credit that lets you access up to $10,000 in a matter of minutes. Unlike conventional credit cards, Freestyle is like a virtual credit card that is digitally stored in your phone, with funds you can fast use to Tap n Pay in-store and shop online, or transfer cash to your bank or anyone. Once you have paid the amount you have used, these funds become available to use again.

So if you’re a renter, you can easily pay your housing costs using your virtual credit account and use the repaid amount plus your remaining balance to buy new furnishings or treat yourself to your favourite restaurant!

How much can I borrow? Specialising in easy loans and quick cash, MoneyMe offers a suite of personal loans Australia from car loans and boat loans to student loans and renovation loans to suit your needs. We are the money lender of Gen Now who made access to loans simple and straightforward. Get the small loans and short term loans you need through our fast application process that takes just a couple of minutes to complete.

Apply online now for a Bond Loan VIC and get an easy loan approved fast, with no unnecessary phone calls or time-consuming paperwork. For no-fuss cash loans online, MoneyMe got you covered.