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Bond Loans VIC

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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Bond Loans in VIC

Bond loans VIC provide the funds needed for residents of Victoria to put down a bond or deposit on a private rental property, without having to delay as a result of time-consuming saving. This could make the difference between being able to secure the right rental property immediately, or potentially missing out altogether.

Time to make the change?

A bond loan VIC could be just what’s needed to take the next big step in your life. Living at home and thinking it might finally be time to get out of Mum and Dad’s hair for good? Commuting long distances to work or university, and sick of wasting so much time each day? Feel like you’re missing out on a better social life because you live so far from your friends?

Applying for a bond loan VIC may allow you to quickly secure a rental property anywhere in Victoria, in a location that better suits your lifestyle. There’s barely any waiting for the funds, because the entire process can be completed online in minutes from your mobile, with a decision delivered in minutes also. The funds from your bond loan Victoria can even be deposited into your account within an hour or so, depending on your financial institution. It couldn’t be simpler or easier to achieve the lifestyle that works for you.

The challenges of renting

With the property market steadily heating up, the dream of purchasing a home is becoming less of a reality for many Victorians. This is driving many Victorians to choose renting in greater numbers. Renting also has a number of benefits over purchasing – it can be cheaper, easier, and faster, to secure a rental property that provides great lifestyle advantages.

However, what this also means is greater competition in the rental market. But by applying for a bond loan Victoria, you can skip ahead of the queue, and give yourself the best possible chance of securing the right property for you.

So, click “Apply Now” today. The right rental property for you could be closer to your grasp than you ever actually imagined. What are you waiting for?

In case you’re not based in Victoria, we also offer bond assistance in New South Wales, Queensland, Western Australia, and South Australia.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Bond Loan VIC up to $50,000 Approved Online | MoneyMe

Get approved for a bond loan fast

Before you can secure and move into a new home, you’ll need to pay your rental bond in full and upfront first. With MoneyMe’s bond loan VIC and small personal loan products, you get the cash you need to manage your rental payments minus the paperwork and long waiting times. Apply in minutes and get the funds you need to cover your moving costs and repay your instant loan over time, in manageable repayments.

Learn more

Get approved for a bond loan fast

Before you can secure and move into a new home, you’ll need to pay your rental bond in full and upfront first. With MoneyMe’s bond loan VIC and small personal loan products, you get the cash you need to manage your rental payments minus the paperwork and long waiting times. Apply in minutes and get the funds you need to cover your moving costs and repay your instant loan over time, in manageable repayments.

The rental market can be a tough one to be caught in. If you find your dream home in Melbourne or the perfect acreage just outside Ballarat or Geelong, you need to move fast to ensure you win the property. With a bond loan VIC, you’ll have the instant loan you need to lay an immediate deposit on your dream home and beat out the competition. 

How a rental bond works

When you’re moving into a new rental property, the upfront costs can easily jump into thousands of dollars. A bond loan VIC is offered amongst our same day loan products. It is designed to cover the cost of rent and other rent-related expenses and allow you to comfortably make repayments over time. You can use our personal loan repayment calculator to give you an idea of what repayments you might be looking at for a bond assistance loan.

When you rent a property – whether privately or through a real estate – there are two big upfront costs you will need to pay in cash to secure your new rental: your advance rent and bond amount. 

Depending on your real estate, your advance rent may be as much as 4 weeks’ worth of rent of your new rental property. If you are currently renting already, this might mean you need to pay double rent – over both properties – until your old tenancy ends. You won’t be able to end that tenancy completely until your previous property is completely empty, clean and ready for new tenants to move into. One of the easiest ways to ensure that your previous rental is left in excellent condition is to engage professional services like cleaners and gardeners who take care of all of your end-of-tenancy needs. 

The second upfront cost you need to pay on a new rental property is the bond amount. A rental bond is a lump sum amount that is usually between 4 and 6 weeks’ worth of rent on your new property. This payment is made before you begin your tenancy and held in trust by the RTBA (Rental Tenancies Bond Authority) throughout the length of your renting period. It acts like a bit of a landlord insurance that covers the costs associated with tenancy, such as fixing property damages or hiring professional cleaners if the previous tenant left the property in a filthy state.

When you complete your tenancy, your real estate agent or landlord will undertake a final inspection of your property – which you are permitted to attend as well – and take note of any issues they may find. If any amount of money needs to be deducted from your bond payment, both you and the real estate and landlord must agree on all costs. If no money needs to be deducted from your bond payment, then it is returned to you in full within a couple of weeks of your final inspection.

Our personal loan calculator will give you an instant preview of how your interest and the total interest payable would look like should you apply for a rent assistance loan. You can quickly check your personal loan interest rates to see how much you can save by paying out your personal loan from MoneyMe ahead of time. We don’t charge our customers early payout fees for our unsecured loans, which means that you can use the returned bond amount on your former rental accommodation to chop down the small personal loan you have taken to cover the new bond. Easy loans and quick loans, that’s what MoneyMe offers.

Once the move is finalised and you’re settling into your new apartment or house, it’s probably time for a well-deserved break. Apply for our travel loan to access quick loans that offer the opportunity to make upfront payments associated with your trip and take advantage of early bird specials. Like your bond loan VIC, you can comfortably repay the unsecured personal loan or cash advance loans you used for travels with easy monthly payments.

Manage your payments with Freestyle

If you’re looking for same day cash loans on a pre-approved credit balance, consider our Freestyle Virtual Credit Account. Freestyle is a product of MoneyMe’s tech-driven approach to a line of credit that lets you access up to $10,000 in a matter of minutes. Unlike conventional credit cards, Freestyle is like a virtual credit card that is digitally stored in your phone, with funds you can instantly use to Tap n Pay in-store and shop online, or transfer cash to your bank or anyone. Once you have paid the amount you have used, these funds become available to use again.

So if you’re a renter, you can easily pay your housing costs using your virtual credit account and use the repaid amount plus your remaining balance to buy new furnishings or treat yourself to your favourite restaurant!

How much can I borrow? Specialising in easy loans and quick cash, MoneyMe offers a suite of personal loans Australia from car loans and boat loans to student loans and renovation loans to suit your needs. We are the money lender of Gen Now who made access to loans simple and straightforward. Get the small loans and short term loans you need through our fast application process that takes just a couple of minutes to complete.

Apply online now for a Bond Loan VIC and get an easy loan approved fast, with no unnecessary phone calls or time-consuming paperwork. For no-fuss cash loans online, MoneyMe got you covered.