Showing results for

Bond Loans VIC

Personal loans for

Low rates starting from 9.20% p.a. (comparison rate from 10.58% p.a.*)
with money in your bank account in as little as 60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Trusted by thousands of Australians

The Morning Show

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different
terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee
applies. Comparison as of: 13/07/2023

Trusted by thousands of Australians

The Morning Show

Types of loans

Big purchase
Debt consolidation

An award-winning experience

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details


Don’t know your score? Check for free

Estimated monthly repayments


Example interest rate

9.20% p.a.

Comparison rate*

10.58% p.a.

Total charges


Total repayments


It won’t affect your credit score!

Awesome low
interest rates

We bet you'll be happy with our low rates.

Won’t impact your credit score!
Won't impact your credit score!

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Applying is a
piece of cake

Download the app
  • 1

    Easy online application with an outcome in as little as 60 minutes

  • 2

    Once approved, we’ll transfer money to your bank account in seconds

  • 3

    Download our app to manage your account and repayments with ease

Download the app

Ready to get

Won’t impact your credit score!
Won't impact your credit score!

Bond Loans in VIC

Bond loans VIC provide the funds needed for residents of Victoria to put down a bond or deposit on a private rental property, without having to delay as a result of time-consuming saving. This could make the difference between being able to secure the right rental property immediately, or potentially missing out altogether.

Time to make the change?

A bond loan VIC could be just what’s needed to take the next big step in your life. Living at home and thinking it might finally be time to get out of Mum and Dad’s hair for good? Commuting long distances to work or university, and sick of wasting so much time each day? Feel like you’re missing out on a better social life because you live so far from your friends?

Applying for a bond loan VIC may allow you to quickly secure a rental property anywhere in Victoria, in a location that better suits your lifestyle. There’s barely any waiting for the funds, because the entire process can be completed online in minutes from your mobile, with a decision delivered in minutes also. The funds from your bond loan Victoria can even be deposited into your account within an hour or so, depending on your financial institution. It couldn’t be simpler or easier to achieve the lifestyle that works for you.

The challenges of renting

With the property market steadily heating up, the dream of purchasing a home is becoming less of a reality for many Victorians. This is driving many Victorians to choose renting in greater numbers. Renting also has a number of benefits over purchasing – it can be cheaper, easier, and faster, to secure a rental property that provides great lifestyle advantages.

However, what this also means is greater competition in the rental market. But by applying for a bond loan Victoria, you can skip ahead of the queue, and give yourself the best possible chance of securing the right property for you.

So, click “Apply Now” today. The right rental property for you could be closer to your grasp than you ever actually imagined. What are you waiting for?

In case you’re not based in Victoria, we also offer bond assistance in New South WalesQueenslandWestern Australia, and South Australia.

Our customers

Bond Loans VIC

Bond Loan VIC up to $50,000 Approved Online

Get approved for a bond loan fast

Before you can secure and move into a new home, you’ll need to pay your rental bond in full and upfront first. With MoneyMe’s bond loan VIC and small personal loan products, you get the cash you need to manage your rental payments minus the paperwork and long waiting times. Apply in minutes and get the funds you need to cover your moving costs and repay your express loan over time, in manageable repayments.

The rental market can be a tough one to be caught in. If you find your dream home in Melbourne or the perfect acreage just outside Ballarat or Geelong, you need to move fast to ensure you win the property. With a bond loan VIC, you’ll have the fast loan you need to lay an immediate deposit on your dream home and beat out the competition. 

How a rental bond works

When you’re moving into a new rental property, the upfront costs can easily jump into thousands of dollars. A bond loan VIC is offered amongst our same day loan products. It is designed to cover the cost of rent and other rent-related expenses and allow you to comfortably make repayments over time. You can use our personal loan repayment calculator to give you an idea of what repayments you might be looking at for a bond assistance loan.

When you rent a property – whether privately or through a real estate – there are two big upfront costs you will need to pay in cash to secure your new rental: your advance rent and bond amount. 

Depending on your real estate, your advance rent may be as much as 4 weeks’ worth of rent of your new rental property. If you are currently renting already, this might mean you need to pay double rent – over both properties – until your old tenancy ends. You won’t be able to end that tenancy completely until your previous property is completely empty, clean and ready for new tenants to move into. One of the easiest ways to ensure that your previous rental is left in excellent condition is to engage professional services like cleaners and gardeners who take care of all of your end-of-tenancy needs. 

The second upfront cost you need to pay on a new rental property is the bond amount. A rental bond is a lump sum amount that is usually between 4 and 6 weeks’ worth of rent on your new property. This payment is made before you begin your tenancy and held in trust by the RTBA (Rental Tenancies Bond Authority) throughout the length of your renting period. It acts like a bit of a landlord insurance that covers the costs associated with tenancy, such as fixing property damages or hiring professional cleaners if the previous tenant left the property in a filthy state.

When you complete your tenancy, your real estate agent or landlord will undertake a final inspection of your property – which you are permitted to attend as well – and take note of any issues they may find. If any amount of money needs to be deducted from your bond payment, both you and the real estate and landlord must agree on all costs. If no money needs to be deducted from your bond payment, then it is returned to you in full within a couple of weeks of your final inspection.

Our personal loan calculator will give you an fast preview of how your interest and the total interest payable would look like should you apply for a rent assistance loan. You can quickly check your personal loan interest rates to see how much you can save by paying out your personal loan from MoneyMe ahead of time. We don’t charge our customers early payout fees for our unsecured loans, which means that you can use the returned bond amount on your former rental accommodation to chop down the small personal loan you have taken to cover the new bond. Easy loans and quick loans, that’s what MoneyMe offers.

Once the move is finalised and you’re settling into your new apartment or house, it’s probably time for a well-deserved break. Apply for our travel loan to access quick loans that offer the opportunity to make upfront payments associated with your trip and take advantage of early bird specials. Like your bond loan VIC, you can comfortably repay the unsecured personal loan or cash advance loans you used for travels with easy monthly payments.

Manage your payments with Freestyle

If you’re looking for same day cash loans on a pre-approved credit balance, consider our Freestyle Virtual Credit Account. Freestyle is a product of MoneyMe’s tech-driven approach to a line of credit that lets you access up to $10,000 in a matter of minutes. Unlike conventional credit cards, Freestyle is like a virtual credit card that is digitally stored in your phone, with funds you can fast use to Tap n Pay in-store and shop online, or transfer cash to your bank or anyone. Once you have paid the amount you have used, these funds become available to use again.

So if you’re a renter, you can easily pay your housing costs using your virtual credit account and use the repaid amount plus your remaining balance to buy new furnishings or treat yourself to your favourite restaurant!

How much can I borrowSpecialising in easy loans and quick cash, MoneyMe offers a suite of personal loans Australia from car loans and boat loans to student loans and renovation loans to suit your needs. We are the money lender of Gen Now who made access to loans simple and straightforward. Get the small loans and short term loans you need through our fast application process that takes just a couple of minutes to complete.

Apply online now for a Bond Loan VIC and get an easy loan approved fast, with no unnecessary phone calls or time-consuming paperwork. For no-fuss cash loans online, MoneyMe got you covered.

Bond Loan VIC

A bond loan VIC, also called bond assistance, is a type of personal loan that has a very specific purpose: help renters pay for the security deposit or bond on a rental property. In Australia, it’s usually equivalent to four weeks’ worth of rent, although there are variations to this computation. 

At MoneyMe, we understand that moving comes with so many associated costs such as bond on a rental property, professional movers’ fees, and rental trucks, among other things. As a result, we have a bond loan scheme that specifically caters to renters who don’t have enough savings for the moving costs; usually, they are from the younger age bracket who are moving out of their family home and individuals who found their dream job and need a new place that’s close to their office.

How do bond loans work?

It is not always easy for tenants to rent a new home. You may already know that landlords require individuals who want to lease a property to pay the first month’s rent and a security deposit – usually equivalent to one month’s rent.

A bond loan VIC can help you cover the cost of security deposit on any rental property in Victoria. This gives you a chance to rent a new home quickly, even if you are short of money. 

Before you apply for a bond loan VIC, it’s recommended that you first use MoneyMe’s personal loan calculator, which gives you an idea of how much loan you can realistically afford. This easy-to-use online tool allows you to select your preferred loan duration and your desired amount. You also need to input a short description of your credit history that determines your interest rate. 

With our personal loan calculator, you can preview your repayment amounts, establishment fees, and other details that can help you make an informed decision. As a responsible lending company, we make sure that borrowers can tap into funding that they can conveniently repay without overextending themselves. 

If you’re wondering, ‘How much can I borrow?’ you can also use our personal loan repayment calculator in which you need to input your requested amount, your preferred repayment frequency (weekly or monthly), and your desired loan duration (between six months and three years). Depending on your payday, salary, debt obligations, and living expenses, you may want to adjust your input until you come up with a number that you can comfortably pay on a regular basis. 

How do you qualify for a bond loan?

MoneyMe is an advocate of responsible lending and borrowing. As a result, we conduct a personal loan eligibility assessment in which we look at your credit history, especially your payment history. Nevertheless, having a not-so-stellar credit score does not automatically exclude you from applying. To come up with a fair lending decision, we look at your entire ‘financial picture’, such as your debt obligations, monthly income, living expenses, and requested amount.

To get an idea of your entire financial circumstances, we need to conduct an online verification of your bank statements. Using a secure and safe portal, we can see your read-only transaction history, which can tell us about your cash flow, debt obligations, and living expenses. Take note that no one at MoneyMe can access or view your Internet banking log-in details (i.e., password and username) since these are immediately encrypted when you enter them on our website. 

You’re not strictly required to provide MoneyMe with viewing access to your bank statements or Internet banking access details. Even without this information, you can still apply for our bond loan VIC, although our decision may take longer than our usual same-day processing. 

Aside from your credit history and your overall financial situation, our borrower eligibility also requires that you be at least 18 years old, currently employed, and an Australian resident. 

How to apply for a bond loan in VIC?

To apply for our bond loan VIC or any small personal loans, click the ‘Apply Now’ button on our website or mobile app. It will direct you to our application form that takes three to five minutes to complete. Make sure that you provide us with accurate personal and bank information so we can send you an instant decision. Once approved, we can even transfer your funds within the same day, provided that you’re deemed as an eligible borrower. 

In our online application form, you need to input your banking and personal details, including your employment status, company name, living expenses, and debt obligations. Also, make sure that you include your requested amount, preferred loan duration, and reasons for borrowing. 

If you allow us to conduct online verification of your bank statements, you can expect a quick lending decision process that’s 100% paperless. No payslips, printed records of your banking transactions, and other documents. Additionally, we eliminate phone and in-person interviews, except in extremely rare instances when we need to verify the borrower’s identity. 

To learn more about our quick and easy bond loan application, visit MoneyMe and check out our extensive list of financing options to help you pay emergency expenses and improve your financial situation. 

Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

55 people in the last 24 hours have applied