Why choose MoneyMe?

What can you expect

What do repayments look like?


Lucy, 38

8.99% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Things you should know

For an unsecured personal loan of:



Medium Loan From $2,100 to $3,000

Repayment period:

• Minimum 12 months    • Maximum 24 months

Based on an unsecured loan of $2,500 over 2 years:

  • Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.

  • Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan From $3,001 to $50,000

Repayment period:

• Minimum 12 months    • Maximum 60 months

Based on an unsecured loan of $30,000 over 5 years:

  • Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.

  • Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $20,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $5

    Only applies if outstanding balance is over $20

  • Annual fee from $0 to $149

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

  • Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

What our customers say
MoneyMe

4.81/5

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Very good service.

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It's good to be part of MoneyMe.

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Great service.

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Awesome, quick and easy.

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It’s really awesome. Truly a very good one. 👌👌

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View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or
    pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little
    as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

What is a bond loan?

A bond loan is a sum of cash provided by a lender that can be used to pay the bond or deposit on a rental accommodation. MoneyMe’s rental bond loans can give you fast and efficient access to cash to pay the bond on a rental property of your choosing, through our easy online application process.

Fast, Easy rental bond loans

Looking for a new place to live can be exciting, yet stressful. With MoneyMe we aim to make life easier, so there’s no need to worry about coming up with the extra cash for a rental bond. Finding a suitable place to rent can be tricky, so make sure you have the cash on hand to get your dream property when you find it!

At MoneyMe we can help. We offer personal loans up to $50,000 to cover some or all of your rental bond right when you need it, so you can secure the house, apartment or townhouse you want.

Make the move – today

A bond loan from MoneyMe can help you move into the rental property that’s right for you and your lifestyle – now. This means no waiting to save up the funds needed, so you won’t ever miss out in a heated property market.

With the Australian property market moving faster than ever before, especially in capital cities, the competition to secure a high-quality rental property in an area you desire can be high. It can be enormously discouraging to finally find the right property for you, only to realise you can’t secure if for yourself because you don’t have the funds to lock it in.

No waiting for your new life

This is where a bond loan from MoneyMe can make all the difference. You might need a housing bond loan so that you can move in with good friends, or live closer to your university. Or the house bond loan could help you finally move out of the family home, even if you don’t yet have the money saved up to put a deposit down to purchase anywhere.

It only takes three minutes to apply for our loans online and the cash for a rental deposit can be in your bank account within the hour (this will depend on your bank of course!). If you apply outside of business hours it will generally take a bit longer to process your loan application.

Simple repayments, no hidden fees

With a MoneyMe loan, we can help you cover the cost of your rental bond for a flat cost. If you don’t repay us on time, you may incur extra fees, but we’re completely upfront about these and there are no hidden charges.









Renting as the new norm

As Australian property prices continue to climb, renting is becoming the new norm for the younger generation.

Luckily, there are many advantages of renting over buying. You can often rent in a more expensive neighbourhood than you may have been able to buy in. You won’t need to pay for maintenance costs, repair bills, real estate taxes, or any number of other costs that come with buying a property. And you will have all the flexibility you need in the world if you want to change locations – especially knowing that funds for a bond loan are a short application process away.



Easy as pie

So, whatever your reason for taking out a rental bond loan with MoneyMe, we will always have you covered.

The process couldn’t be more simple or fast. Simply click on the “Apply Now” button and fill in some personal details, such as your name, contact details, and income and expenses. You will receive a decision on your loan in a few short minutes. Funds can be delivered into your account within an hour or so, depending on who you bank with – simple!

MoneyMe direct debit repayment schedules are aligned with your pay cycle, so you can repay your loan when you get paid with no hassles. If you have any troubles, just get in touch with us via phone, email, live chat, or Facebook.









Secure rental bond loans minus the hassle

Time is of the essence when it comes to the rental market. With MoneyMe, you don't have to waste time sending paperwork or pay slips to get your loan. We use fast Proviso technology to securely view 90 days of your bank statements online in seconds. Your information is strictly read-only and you can be assured that no one can touch your bank account.

So, what are you waiting for? Secure the rental property of your dreams with a MoneyMe bond loan today by heading to our home page and clicking on the Quick Start button now.

MoneyMe offers bond assistance in New South Wales, Victoria, Queensland, Western Australia, and South Australia.