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Loans Online

loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

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Find out how much your repayments and interest rate could be with our calculator.

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Estimated monthly repayments


Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges


Total repayments


It won’t affect your credit score!

Loans Online

Taking out loans online is a convenient way to get the funds you need for urgent expenses.

MoneyMe offers quick cash loans online that can help you take control of your finances. Our seamless online application process takes minutes, allowing you to receive the money in under an hour. Apply now!

Can you get a loan online?

Australia has no shortage of traditional and alternative lenders that grant loans online.

MoneyMe is one of the few credit providers that employ a completely digital application platform. We can help you obtain between $5,000 and $50,000 without the paperwork!

Our transparent repayment system lets you know exactly how much you owe and when it is due. You can check this information at any time through our intuitive dashboard, accessible through your smartphone. In addition, we employ an integrity-driven approach, so we want to ensure that our clients have constant access to accurate and complete information about their loan terms.

MoneyMe has a range of unsecured loans online suitable for covering expenses such as tuition, home renovation, or car repair. We also offer bond loans for clients moving into private rental property.

MoneyMe eliminates the hassle of paperwork when applying for loans online — no need to send over documentation on your payslip, bank statement, or proof of employment. Moreover, we get rid of lengthy phone interviews and other tedious procedures associated with traditional loan applications.

You can expect a response in just a few minutes if you apply during business hours! You will be able to access your line of credit instantly once approved. Apply today!

Can I apply for a car loan online?

MoneyMe offers unsecured car loans online to help you get on the road in the vehicle of your dreams. These car financing options don’t use the vehicle as collateral, meaning you don’t risk losing it in the unlikely event that you default on the loan. They also require much less paperwork compared to secured car loans.

The application process for our unsecured car loans is completely digitalised to save you time, money, and effort. You can get the funds in your account within minutes of applying for a loan!

We take pride in our reputation as the no-fuss alternative to traditional credit providers. So whether you want to ditch the bus or need an upgrade to accommodate new members of the family, we are here to help.

A car purchase isn’t something you should do on impulse. It takes patience to find a suitable model and negotiate a fair price. But when you find a great deal, you must act fast. In that case, our quick and easy unsecured car loans online can help you jump on that deal as soon as possible!

How to get a loan online with not-so-great credit?

Traditional credit providers are generally reluctant to approve applications that don't reflect a pristine credit history since these applications pose a relatively high risk of defaulting on a loan. However, that doesn’t mean you can’t get a loan online with less-than-ideal credit.

There are plenty of alternative money lenders that provide loans for borrowers with not-so-great credit scores in Australia. These lenders look beyond your credit history and assess other factors such as your income, living expenses, and other debts. However, it is worth pointing out that they often charge substantial interest rates because of the risk associated with borrowers who don't have excellent credit scores.

How to get a quick loan online with less-than-perfect credit?

MoneyMe understands that it only takes a slip-up to lower your credit score. That is why we look at your loan applications on a case-by-case basis instead of banking everything on your credit rating. We don’t guarantee approval, but we will consider other crucial factors to formulate a loan decision that suits your financial standing.

Instead of requiring you to submit extensive paperwork, we only ask for your permission to view your most recent bank statements via This process is completely secure and gives us an idea of your typical income stream. We also consider other factors, including your income, living expenses, and other debt obligations, to arrive at a fair decision.

MoneyMe will only lend you as much as you can realistically afford to repay. If you regularly use our credit products and services while staying consistent with your repayments, you can build a good credit history with us, which will improve your chances of approval for greater loan amounts in the future.

We want you to get every chance of financial security through our transparent system. Thus, we designed our digital application process to be as easy as possible. You need a smartphone or computer and an internet connection. MoneyMe can process your loan application and send the funds to your account in less than an hour!

You can use our intuitive personal loan calculator to see if one of our offerings is suitable for you. This tool can help you determine how much you can borrow from us. We also have a personal loan repayment calculator that can give you an idea of how much you may pay in interest based on your desired loan term.

It is worth noting that we won’t charge you a prepayment fee if you can afford to clear your loan balance before the agreed loan term duration. Apply now!

Get cash today. Fast and simple loans online with no paperwork

There are times when quick and easy access to cash is really handy, especially for the purchase you just can’t wait for or perhaps you have an unexpected expense that just needs to be paid for.

Whatever your aspirations are, with MoneyMe you can apply for a cash loan online for any amount ranging from $5,000 up to $50,000.

With our fast online approval, you could get a cash loan today; then repay it according to your usual pay cycle. There are no sneaky hidden fees.

And if you need another online loan down the track, you can apply for a new one as soon as your current loan is paid off.

Easy online application

Applying for loans online is safe and simple- without the hassle of sending us paperwork like bank statements or payslips. This way we can give you a speedy response regarding your loan application.

To be eligible to apply you must be working in Australia and 18 years or older. Just so you know, we’re a responsible lender– we won’t lend you more money than we think you’re able to comfortably repay.

Our customers

Loans Online

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

6.74 %
to 24.49 %

Comparison rate*

8.13 %
to 25.87 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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