Small Loans

How much do you need?

For how long?

Credit rating


The interest rate 15.00% p.a.
(Comparison Rate 30.62%* p.a. based on a $2,500 loan over 2 years). Your total repayment is $5,702.64, Minimum term: 3 months, Maximum term: 2 years, Maximum APR: 15.00%

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

This is MoneyMe..

MoneyMe is a simple way of borrowing money online 24/7. With well over 100,000 loans approved, MoneyMe is one of the fastest growing fin-techs in Australia and is popular for it’s cheaper rates.


of customers would recommend MoneyMe to a friend.


says MoneyMe is fast and easy to use.


of customers are very satisfied with our service.

Who we are

MoneyMe is a responsible finance provider offering small loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

Our service

Have you been experiencing financial challenges? MoneyMe’s small, cash loans of between $200 and $10,000 can give you a boost whenever and wherever you want.

It takes only five minutes to complete your loan application. Once approved, you can have your money in an hour, depending on your bank. Please note that applications submitted outside of business hours may take a little longer to process.

By making your repayments on time, you will build a good MoneyMe credit history. Depending on your financial circumstances, this may enable you to borrow larger amounts at cheaper costs in future.

Paying us back

Responsible lending is central to MoneyMe’s core values in providing small personal loans, so we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.

Just as we have simplified the borrowing process for small personal loans, MoneyMe also makes repaying your loan easy and user friendly. Whatever sum you borrow, you can repay your loan according to your pay cycle and we will send you a reminder or two prior to your due date.

Should you have any concerns about making your repayments in time, simply contact the friendly MoneyMe team for guidance. We are available via phone, email, live chat, Facebook or Twitter and will work with you to find a suitable solution. While you may have to pay default fees, know that we will be completely upfront about these.

The MoneyMe way

Instead of requesting pay slips, bank statements, or other time-consuming documentation, MoneyMe use fast Proviso technology to obtain 90 days of bank statements online in seconds. Rest assured, our systems offer the highest levels of safety and privacy.

How customers rate MoneyMe’s Small Loans
27 reviews
  1. 5
    Fast & very easy process
  2. 5
    I'm happy
  3. 5
    Thank you.
  4. 5
    Very good service fast. Thank MoneyMe team and keep up the great work.
  5. 5
    It's good, really good
  6. 4.5
    Very efficient & very easy
  7. 5
    Quick and easy
  8. 5
    Hi, and thank you. I needed more money than I had anticipated, my cat nearly died and I had very expensive vet bills. However, she is worth it. I really appreciate it.
  9. 4
    Quick to apply, also a friendly staff and a good service
  10. 4.5
    I was surprised at how easy and efficient the whole process was.
  11. 5
    Very Helpful, Great Service
  12. 5
    It was my first time using MoneyMe, I found the customer service and speed of the loan fantastic. The loan will greatly help my car rego and xmas.
  13. 5
    I've had a great experience dealing with this company. I'm using the money loaded to repair a computer I urgently needed to have fixed.
  14. 5
    Helpful, efficient and 100% client satisfaction.
  15. 5
    I had a good experience, I was helped through the phone and through emails, I felt you were very reliable. Overall well done, no need for improvement
  16. 5
    Very fast on approval, very happy to use this service when I can and it was used for every use such as food, travel, etc
  17. 5
    I was very happy with the service provided to me the whole process was very fast.
  18. 5
    MoneyMe application was easy, no hassles. Service was extremely fast. I had my money in the bank within a couple of hours.
  19. 5
    Very quick approval with no fuss. I had an emergency situation that left me short of funds so this money will carry me through until my next pay
  20. 4
    No improvement needed on customer service side.....very polite and helpful employees a credit to the company.
  21. 5
    Easy process, quick response, very happy
  22. 5
    The loan application is quick and simple, the staff are very helpful, I used the loan for appliances and relaxation over a long week end : )
  23. 5
    Very well done and I need to get some tools for my work. There is no need for improvement
  24. 5
    No need for improvement.
  25. 5
    Extremely fast and perfect communication
  26. 5
    I had outstanding bills to fix before my monthly salary and your loan helped pay for them.
  27. 5
    My experience so far has been excellent. I am using my loan to pay some urgent household bills.

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Call us

1300 66 90 59 anytime during business hours.

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.