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Getting A Car On Finance

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interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Getting A Car On Finance

Most people in Australia would rather find themselves getting a car on finance than purchasing one outright. This is because today’s fast-paced financial environment makes it difficult for people to come up with a large sum of money on their own. If you want to get your hands on a car without having to break the bank, MONEYME is a company that offers an easy and convenient way for you to do so.

With MONEYME, you don’t have to go through hassle-filled processes to experience all the joys of owning a vehicle. All you have to do is apply for our cheap car loans and buy the right model of car for your specific lifestyle. The neat part is that you don’t even need a lot of resources and time. Just bring out your smartphone and you’re practically halfway done. 

With the unique benefits we offer, we are confident you will get one of the best car loans in Australia. 

How does financing work for a car? 

Before you can think about getting a car on finance, you must first understand how the whole process works. Doing this will allow you to better appreciate the favourable conditions we offer and see just how different we are compared to traditional car finance companies.

Listed below are descriptions of our advanced online application and virtual submission portal – aspects that will help you figure out what MONEYME is all about. 

Advanced online application 

As a business composed of compassionate experts, we recognise that you already spend a lot of time browsing car listings on the e-commerce market and visiting local dealerships. That is why we have made an advanced online application that takes little to no effort at all. 

Instead of waiting in long lines, signing mounds of forms, and physically presenting documents, why not go completely paperless with MONEYME? This way, you won’t even have to leave your house just to get the money you need. Simply download our mobile phone app and manage your motor vehicle finance remotely. 

Virtual submission portal

When it comes to getting a car on finance, privacy and security should always be the top priority. With MONEYME, you can have peace of mind knowing that all your personal details are safe and secure as we have a virtual submission portal that makes sure no one can get a hold of your valuable information. 

Our system is powered by Provisio technology, the same encryption software used by the top four leading Australian banks. As a result, our expert team will obtain read-only statements of the last 90 days of your banking transactions.

Apply for car loan options on our online platform and never worry about your personal information being compromised.

What credit score do I need to finance a car? 

Here at MONEYME, you can count on us to make a fair and honest car finance decision. In fact, you don’t have to negotiate as even individuals with a bad credit history can avail of our premium automobile financing. 

Just make sure that you are age 18 or older, a resident in Australia, and currently employed. If you have all of those basic qualifications, then you can be on your way to getting a car on finance. Here’s how our expert team handles requests:

The in-depth MONEYME assessment

When you take out a personal loan for a car deal, you can rest assured that we look at more than your raw numerical credit score. For instance, we analyse the entirety of your situation by checking factors like income sources, debt obligations, and living expenses. If we see that you can comfortably pay our fees and interest charges, then we’ll be more than happy to give you finance on a car. 

Apply for car finance options at MONEYME and let us redefine the way you borrow cash. Experience responsible lending today and receive a program you can realistically afford.

How to get a car on finance?

Getting a car on finance is extremely easy if you choose MONEYME as your dedicated lender. With same-day approvals and spending limits of $5,000 to $50,000, you’ll begin to understand why a number of Australians say that our services are the best way to finance car offers. 

Spend less time wondering about what could be and more time buying your dream ride by following the steps below:

  1. Answer our application form and provide us with some standard information. This includes your preferred spending limit and repayment term. 
  2. Submit your request and allow our expert team to quickly assess your data. Take note that an approval notification from our team will typically take around an hour or less. 
  3. Once approved and you’ve signed our vehicle loan offer, your funds will be deposited to your bank account. You can then use these funds to spend on the car you want. 

Download our app to manage your repayments. With us, it’s that hassle-free when you plan on getting a car on finance. 

Apply at MONEYME today and get financing for a car in no time! 

Our customers

Getting A Car On Finance

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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