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Motor Vehicle Finance

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interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Motor Vehicle Finance

There’s no doubt that our motor vehicle finance service will help customers all around Australia through assisted payments. Rather than manually setting aside a large sum of funds from salary inflow, you can speed up the whole purchasing experience when you get a car loan from MONEYME. 

Simply install our iOS or Android mobile phone app, answer our five-minute application form, and then have easy credit transferred within the same business day. Whether you are looking for luxury sports cars, family-friendly vans, or even company courier trucks – MONEYME will surely have the right lending products for you to try out. 

Apply online now to take advantage of our sizable loan amounts and commercial car loan rates. Scroll through and find out why we have some of the best car finance offers in the industry. 

How does motor vehicle finance work?

The motor vehicle finance at MONEYME is so simple that it can be summarised into two parts: the application process and the system for car repayments.

The application process

Traditional car loan lenders would require you to visit their branch to follow their specific procedures. Typically, you would have to fall in line with the rest of the customers, sign mounds of approval paperwork, and submit the printed documents you’ve carefully prepared. 

However, if you choose MONEYME as your one-stop online platform for all things vehicle financing, then you get the advantage of skipping that whole procedure. In place of it, you can just tap on your smartphone a few times to make a fast cash request. 

As long as you have a decent internet connection, you’ll be able to apply for a premium offer with us. This digital setup is perfect for those who are always busy at work or those who would rather spend their limited free time in the comfort of their home. 

The system for car repayments

Not only do we make it easy for you to take out money, but we also make it easy for you to pay off your outstanding balance. To ensure your motor vehicle finance repayments are on track, we schedule your direct debit date with your work’s income cycle. All you have to do is leave your salary in your connected bank account, and we’ll deduct the monthly dues from this amount. 

Anxious about the collateral penalty? At MONEYME, one of our benefits is that we only offer unsecured car loan options – meaning your precious vehicle won’t be repossessed if ever you are in default. To give you even more peace of mind, we also allow you to make early exits free of any charges. Simply inform us when you want to make an advance deposit, and we’ll be sure to handle all the arrangements.

Navigate through MONEYME today to experience a service that’s convenient and reliable. Utilise our personal car finance or company car finance for your needs!

How do I qualify for motor vehicle finance? 

For you to enjoy our motor vehicle finance, you must go through our preliminary eligibility check and then our comprehensive creditworthiness check afterwards.

Preliminary eligibility check 

Before you start filling up our five-minute application form, you must first go through the following points:

  • You are a permanent resident in Australia 
  • You are at least 18 years of age 
  • You are currently making income from employment

If you fit all these basic criteria, then you are eligible for our easy car finance. With this, you can now apply on our online platform and have your request checked by our expert team. 

Comprehensive creditworthiness check

Unlike other lenders that provide car finance for business and personal use, MONEYME takes into account more than just your raw credit score. This means that even if your profile has a low rating, you can still get a fair and honest decision from us.

Among a range of other factors, we consider your sources of income, obligations from debt, and overall living expenses. From this additional information, we are able to take a closer look at your unique situation – assigning you the appropriate motor vehicle finance terms you can realistically afford. 

Essentially, if our records show that you can handle our loan amount ($5,000 to $50,000) and our interest rates, then we’ll accept your application or offer a custom plan that will fit well with your lifestyle. 

Join us now at MONEYME and experience fast car loan approval!

What are the steps to finance a motor vehicle?

Applying for our motor vehicle finance doesn’t take a lot of time and effort – just read through the step-by-step guide below to see for yourself.

  1. Open our intuitive online application form. For the initial section, tell us your desired principal balance and repayment duration.
  2. Tap on ‘vehicle expenses’ as your reason for borrowing and then input some standard contact information. Examples of this would be your given name, active email address, and date of birth.
  3. Submit your car business finance or car personal finance application and have our expert team assess your situation. Once approved, wait for us to wire the funds into your connected bank account.

If you have any concerns about our application process or our system for car repayments, then don’t hesitate to contact us. Our friendly customer support will always be there to answer your questions or even give you some advice.

Similarly, we recommend that you utilise our automotive financing calculator beforehand. This tool will let you see how variables like car loan interest rates can affect your monthly or fortnightly dues.

Apply today and receive funds within the same business day!

Our customers

Motor Vehicle Finance

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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