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Loan Repayment Calculator

Personal loans for

Competitive low rates from just 9.20% p.a. (comparison rate from 10.58% p.a.*)
Money can be in your account same-day.

2 *This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies. Comparison as of: 13/07/2023

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Excellence Award 2022*

Winner of Canstar's Innovation Excellence Award 2022*

Estimate your

Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

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  • 1

    Easy online application with an outcome in as little as 60 minutes

  • 2

    Once approved, we’ll transfer money to your bank account in seconds

  • 3

    Download our app to manage your account and repayments with ease

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Won’t impact your credit score!
Won't impact your credit score!

Free Loan Repayments Calculator

MoneyMe provides a free loan repayment calculator to help you plan your finances when taking out a loan. By knowing what your loan repayment will be on a regular basis, it will be easier for you to stay on top of your financial situation and to have peace of mind.

How To Use The Repayments Calculator

The repayment calculator allows you to select the amount you want to borrow, ranging between $5,000 and $50,000. You can also choose the preferred repayment term of your loan, which can range between 6 months and 3 years. Certain borrowing amounts have pre-set periods of loan repayment. For example, a $50,000 loan has a repayment period ranging between 1 to 3 years, while smaller loan sizes can have smaller repayment periods. It is also possible to select the repayment frequency to be either weekly or monthly.

MoneyMe Credit Rating

Your MoneyMe credit rating can affect your loan repayment interest rate. If you have a great history of borrowing with MoneyMe, you will have an “A1+ – Impeccable” rating, and will receive the best interest rates. By selecting the different ratings in the repayment calculator, you can see the different cost of your loan under the different credit ratings.

Why Choose MoneyMe?

MoneyMe uses the latest in financial technology to quickly and securely process your loan application. The entire process occurs online, without the need for printed documents, which means a far more convenient process for you. This can be invaluable for getting you out of a jam in crucial times because, if you are approved, the money can also be within your account within an hour*.

What To Do After Using the Loan Repayment Calculator

Use the loan repayment calculator to select your desired loan amount, loan repayment period, and repayment frequency to see what your loan repayment plan looks like. If you are confident that your financial situation can comfortably support the regular loan repayments, click on the “Apply Now” button to start the application process. It’s as easy as that!

* Note the 1 hour transfer time depends on how fast your financial institution can receive the funds. For example, Commonwealth Bank customers that are approved quickly on a weekday can receive the funds within an hour.

Our customers

Loan Repayment Calculator

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Personal Loan Repayment Calculator

Do not let those ‘what ifs’ hinder you from purchasing what you want – use a personal loan repayment calculator today and find out what your cash loans Australia plan looks like. 

Here at MoneyMe, we understand your needs as a consumer and client. We have seen it all before, from someone who needs to borrow money for an emergency situation to someone who wants to capitalise on that exclusive winter shopping deal.

To cover those instances and more, we are here to bring you our digital easy finance service company. Through the MoneyMe platform, we can provide you with premium and reliable credit products when you apply for an account. With just a smartphone and a few minutes, you can get extra cash from a finance loan

MoneyMe may also provide a loan approval with low-interest rates even if you don't have an excellent credit score. Yes, you read that correctly.

We create a fair loan decision based on a comprehensive guide, not just based on this numerical expression. With all our loan services, we look at a wide range of other factors and conditions to analyse the bigger picture. Our expert team takes into account all of your income sources, living expenses, debt obligations, and more. This way, we get to know your entire situation, not just a glimpse of it.

Concerned about the long-term effects of the repayments on your life? 

Well, you won’t have to worry as we provide you with a complimentary personal finance calculator. This is because we know that, at times, online advice just does not cut it – you need the figures and calculations themselves to speak to you through the personal loan repayment calculator.

With our free MoneyMe personal loan rates calculator, you will know exactly what you are getting into. Whether you are availing of our cash loans Sydney or cash loans Melbourne services, this financial tool will help you understand how you can integrate repayments into your weekly or monthly routine in a hassle-free manner.

How to calculate a personal loan repayment in excel?

Calculating your savings and costs for a loan payment can be quite stressful – especially if you do not have the proper tools for the task. With this, Microsoft Excel is one application that allows you to manually crunch numbers if you do not want to access a personal loan repayment calculator. 

However, if you are to use this option, you would need to have extensive knowledge with regard to all the functions available in the program.

Pretty complicated, isn’t it? Instead of manually inputting a variable string in the cells of Microsoft Excel, you can use our free, simple, and easy-to-use option for other information such as the length of the loan or annual interest.

The personal loan repayment calculator from MoneyMe allows you to input basic figures, press the ‘Apply Now’ button, and have the system efficiently run the calculations for you. This way, even those who are not that well versed in Microsoft Excel can plan out their lifestyle after making a refinance personal loan.

Take advantage of this personal loan repayment calculator today to skip the process of learning about mathematical equations. With our option, you can effortlessly stick to your financial objectives and borrow funds from MoneyMe in no time.

What is a personal loan repayment calculator?

The personal loan repayment calculator from MoneyMe is a great tool for those who are worried about how the cost of their future loan will affect their life. 

This tool allows you to know how much you have to pay when you have to pay, and even the deduction in charges you can receive if your MoneyMe credit rating develops. By giving you this information, you can have peace of mind knowing that you are fully capable of paying off your loan over the set period.

To use this unsecured loan repayment calculator, begin by choosing the amount you would like to loan from MoneyMe. With us, you can receive a substantial base amount of $5,000 to a maximum amount of $50,000. 

Additionally, you can select the ideal term length of your loan on the calculator – whether that be as short as one year or as long as five years. With this feature, you are given the opportunity to realistically see how fast you can repay the borrowed cash. 

Aside from these useful base features, the best part of this tool is that it also has the functionality of an interest rate calculator as it seamlessly incorporates the MoneyMe credit rating – a feature unique to our digital financial service company. 

With our personal loan repayment calculator, you can input your MoneyMe credit rating and see how it can affect the interest rate of your repayments. For instance, if we see that you have a positive borrowing history in our records, then you will receive an ‘A1+ - Impeccable’ rating. This means that the interest rate given to you would be lower than another client with a regular rating from us. 

Now that you know just how handy our personal loan repayment calculator can be, utilise this free tool today and apply for a loan all in the comfort of your home!

Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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