Personal
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Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

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Won't impact your credit score!

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$

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Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Backyard Paving



Rough weather can sometimes present a variety of challenges, including soil erosion which may lead to damage in the backyard. However, with the right paving ideas, you can minimise damage and instead enjoy the benefits of a durable and low-maintenance backyard.

In fact, backyard paving is one of the most important ways to add value to any property. However, many people ignore their backyards simply because they do not have enough money in their accounts to finance a backyard paving project. That is where MoneyMe home improvement loans come in. We offer a range of personal loans to help you fulfil your dream of upgrading any living space.



How much does backyard paving cost?

The cost of backyard paving is not cast in stone and will therefore vary depending on the amount of work that needs to be done. The terrain of the backyard is one of the things that can determine the complexity of the work that is to be done. Additionally, the type of materials to be used are another determinant. It is also true that costs may vary from one Australian city to another. Below is a quick summary of some of the costs you can expect to incur when improving your backyard.

Concrete pavers

Concrete pavers are the ideal choice if you are looking to add aesthetic value to your backyard. They are often quite tough and will therefore resist rough weather changes. They can also last for a relatively long time without requiring any special maintenance. You can expect to pay anything from $40 to $65 per square metre of concrete pavers installation. 

Limestone pavers

Another excellent option for backyard paving comes in the form of limestone pavers. This non-slip material is a perfect option for both open and closed areas, including the swimming pool, patio and even your backyard. It does not absorb too much water and is frost-resistant, which is why you can expect it to last for a relatively long period of time. Many people use it because of the aesthetic value it tends to add to any property. You can expect to pay anything from $45 to $75 per square metre of limestone paving.

Quartzite pavers

Quartzite pavers are made of natural stone and will therefore leave your backyard looking stunning. These pavers are stain-resistant, meaning you won’t have to worry about cleaning off any stains. They are also fire and heat-resistant. Additionally, quartzite pavers tend to retain their natural colours forever. You can expect to pay anything from $40 to $80 per square metre of quartzite paving.

Brick pavers

Brick pavers are an excellent alternative if you are looking for something that is more Eco-friendly. Their natural textured surface makes them a non-slip option that is quite ideal for children to play on. Compared to their counterparts on this list, they are relatively low-maintenance and will therefore save you a lot of money in the long run. It is equally important to note that brick pavers are extremely durable. Expect to pay anything from $70 to $95 per square metre of brick paving.

Granite, travertine and flagstone pavers

Granite is one of the most popular backyard paving materials because of its natural beauty. It is also a durable and low maintenance option. Travertine is another non-slip option making them a safe alternative, especially for homes with children that like to play in the backyard. They are weather-resistant, which is why they tend to last for a long time. 

Finally, the flagstone option may be the ideal choice for a backyard that tends to get high flow of traffic. They are exceptionally durable yet require very little in the way of maintenance. You can expect to pay anything from $70 to $100 per square metre for the installation of any of these materials.



How can you apply for a loan that covers the cost of backyard paving?

Once you have determined the ideal backyard paving material for your home, the next step is to apply for a loan that covers the cost of your project. The following process is applicable whether you are applying for bathroom remodelkitchen upgradewood heater installation or any other renovation costs.

1. Eligibility requirements

The first thing you need to verify is whether or not you are eligible for a personal loan for home improvement. To get a loan from MoneyMe, you must have attained the age of 18 and be a permanent resident of Australia. You must also be employed.

2. Application process

You can use your android or iPhone to download the MoneyMe app and install it on your device. You will then be required to enter your personal details, including legal name, age among others. Once you have done this successfully, you will be able to open the application form and fill in all the required details for assessment. Some of the basic details you may be required to give include information regarding outstanding mortgages, rent and any other loans. Your credit score will also be checked.

3. Get approved

The process of an application takes less than 5 minutes. Afterwards, MoneyMe will carry out a quick assessment of the data you provide and approve your loan within 24 hours. In fact, you can even get approved a few minutes after submitting your application. Once approved, you can expect to receive money into your account within a few minutes. 



The takeaway

Can't wait to start your dream backyard paving project? MoneyMe has got you covered. With home improvement loans up to $50,000, you can start your veranda or patio upgrade project now and pay later in easy, variable instalments for up to 5 years. If you'd like to get more ideas on how a personal loan can help you with home upgrades, be sure to visit the MoneyMe DVine Living page to view the range of mini-episodes of the renovation TV show DVine Living hosted by Dale Vine!

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How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
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