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Bathroom Renovation

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Bathroom Renovation

Dreaming of a luxury bathroom renovation but not sure how to finance it?

MoneyMe has partnered with DVine Living, a brand-new lifestyle show hosted by home renovation expert Dale Vine, to teach homeowners across Australia the latest DIY tricks and industry design secrets to maximise their home improvement loans and achieve the best bathroom renovation for their budget. 

When it comes to bathroom refurbishments, a few DIY style changes can go a long way. Simple design changes like a fresh coat of paint, upgrading tapware and light fittings - perhaps replacing the vanity to get better storage - and splashing out on some luxury accessories can give your bathroom space a brand-new feel.  

Structural design changes, like shower renovations and adding electrical outlets, will require professional plumbing and electrical services. While this will drive your new bathroom cost up, you can save on renovation costs by being savvy with your design choices. Careful planning around the use of floor and wall materials - such as choosing to install feature tiles in wet areas of the room only - can help balance out your bathroom renovation cost. 

You can learn all the best tips for bathroom renovations from Dale on DVine Living. Each mini-episode covers a different home renovation topic, so for more ideas on how a MoneyMe personal loan can help you with your bathroom refurbishments, jump onto the MoneyMe DVine Living page.

What is the best way to finance a bathroom renovation?

Financing a bathroom renovation needn’t be stressful. Suppose you haven’t got enough equity in your property. In that case, personal loans are a great way to make renovation expenses like a bathroom remodelbuild carport costkitchen upgrade or wood heater installation cost manageable through small, regular repayments over a set period of time. 

So, if you’ve carefully reviewed your budget and are ready to get cracking on your bathroom refurbishments, it’s time to ‘apply now’ with MoneyMe.

We offer low-rate, unsecured personal loans between $5,000 to $50,000, with same-day delivery of funds for most successful applicants. The application process is 100% online, takes only a few minutes to complete, and doesn’t require messing around with lots of uploads of supporting documents. All you need is easy access to an official government-verified form of ID, such as an Australian Driver’s Licence, Passport, or Medicare card, and your bank account details. 

To be eligible to apply for a MoneyMe personal loan to support your bathroom remodel, you’ll need to be at least 18 years of age and an Australian citizen or resident for tax purposes. You can apply directly via our website or from your phone or other mobile device through the MoneyMe app.

Using our nifty loan calculator, you’ll be able to compare a variety of loan amounts, lending periods and repayment options for your renovation project. We believe in responsible lending and are transparent about our fees, so you’ll know exactly how much your repayments will be ahead of time, with no hidden surprises. What’s more, we won’t penalise you for making early repayments - in fact, we encourage it!

An alternate option for financing your bathroom renovation is by using the MoneyMe Freestyle virtual Mastercard ©.  

While credit cards typically have a higher interest rate than personal loans, they’re a great way to save big on interest and fees if you’re capable of making repayments in full before the end of the 55-day interest-free purchase period. This can be particularly useful if you’ve got multiple individual expenses, like quality bathroom fittings or luxury accessories,

We offer credit of up to $20,000 to approved applicants, and you’ll have immediate access to cash for your bathroom renovation. The card is accessed exclusively via your smartphone, meaning you can use it immediately in-store via Tap n Pay and online - MoneyMe means no more paperwork or waiting for cards to arrive via snail mail!

How is the loan amount calculated?

MoneyMe considers each loan request individually and utilises the latest lending technology to help us make informed lending decisions and ensure our assessment of your bathroom remodel loan application is fair and transparent. 

This includes accessing the new, comprehensive method of credit reporting, which reflects positive credit behaviours and not just negative blemishes like the old credit report.  We also consider any current liabilities such as any other existing debts such as other loans or credit cards, your daily expenses, and your income and employment history. Combined, this gives us an accurate picture of your borrowing capacity and allows us to tailor the best bathroom renovation loan for your current circumstances. 

The amount we offer to lend you for your bathroom renovation personal loan and at what interest rate is contingent upon your honesty and transparency when completing your loan application.

It’s important to remember that your credit file will list all debt currently under your name. Returning a dishonest or fraudulent enquiry can damage your credit and have a long-term negative impact on future loan or credit applications. We’re strong advocates for financial responsibility and want to be sure you don’t find yourself under financial duress where repayments on your bathroom remodel become uncomfortable. 

MoneyMe offers some of the best and most accessible personal loans around. Our variable interest rates are highly competitive, and that means you’ll know exactly what to pay off your loan and when. So, apply online today, and make your bathroom renovation dreams a reality.

Our customers

Bathroom Renovation

Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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