Get up to $35,000 fast

Unsecured Personal Loans

How much do you need?




For how long?




Credit history










Your repayments will consist of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*


*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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What is an unsecured personal loan?

An unsecured personal loan is a loan that doesn’t require security such as property or a car to se-cure the loan. The lender instead provides the personal loan based on a borrower’s ability to repay. MoneyMe’s unsecured personal loans range between $2,100 and $35,000. Repayment terms are flexible, and range between 1 and 3 years.

Can I get an unsecured personal loan?

You may be eligible for an unsecured personal loan with MoneyMe if:

  1. You are over 18 years of age
  2. You are employed and receiving regular income
  3. You are an Australian resident
  4. You have a good credit history

To find out if you can get an unsecured personal loan, visit MoneyMe and click on apply.

Unsecured Personal Loans

An unsecured personal loan with MoneyMe can be a great way to access funds quickly and conveniently, for those times when life throws you a curve ball. You may be in a good financial situation, with a regular income and a savings account you contribute to regularly for a rainy day. However, it’s impossible to always foresee every one of life’s unexpected sticky situations, such as when your car decides to break down and the cost of repairs is greater than anticipated, or your furry friend gets sick and the vet bills are enough to bring a tear to your eye.

Lower-Hassle Lending

When unexpected situations arise, the last thing you will want to do is fill in reams of paperwork, or wait days on end for approval. When convenience and a fast application process are your top priorities, MoneyMe’s unsecured personal loans are the perfect choice. Choosing an unsecured loan means that you don’t have to worry about putting up your house or car as collateral and the loan can be used for almost anything including paying for a rental bond or growing a business. There is far less paperwork to deal with than a traditional personal loan, and the application process is much faster.

How The Loan Works

The beauty of MoneyMe is in its simplicity. The application is done online, and usually takes less than five minutes to complete. This means you can easily apply for your loan from anywhere in the world if you have an Internet connection. MoneyMe then uses safe and fast Proviso technology to securely access your recent bank statements and ensure you can pay back the loan comfortably – simple.

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Borrow money online,
anytime, anywhere

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Outcome within
minutes, not days

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Customer
satisfaction rate

Back to Living

Once you are approved, your money will be in your bank account in as little as a few minutes. MoneyMe then works with you to set up direct debits around your income cycle, so your repayments can stay on track. With the convenience of an unsecured personal loan from MoneyMe, you can get on top of any curve ball that life may throw your way, and quickly return to living your way.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Unsecured Personal Loans

4.74/5

79 reviews

1 review

4
01-11-2020

Good and fast outcome. MoneyMe helped my life a lot!!!

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1 review

5
01-09-2020

It was easy and fast. Very happy.

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1 review

5
31-12-2019

Best by far. 100% highly recommended.

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1 review

5
17-12-2019

Great customer service and great people to deal with. Five-star service.

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1 review

4
26-11-2019

Good, simple and clear website.

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1 review

4.5
25-11-2019

Fantastic service. Very quick and easy.

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1 review

5
13-11-2019

Excellent service, I like it. Thanks!

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1 review

4.5
12-11-2019

Very quick and easy, from the application process through to approval.

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1 review

4.5
01-11-2019

Very pleased and no fussing around.

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1 review

5
26-10-2019

The service was amazing. Easy and efficient. I appreciate everything about you guys.

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1 review

5
22-10-2019

Very efficient and quick.

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1 review

5
19-10-2019

Quick, helpful staff and no hassle. The money was transferred instantly in the bank.

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1 review

5
11-10-2019

Good.

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1 review

4.5
29-09-2019

I appreciate the financial support that MoneyMe gave me and the prompt service from their staff.

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1 review

5
19-09-2019

Amazing service. I got the loan very quickly. I was very impressed.

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1 review

4
30-08-2019

Very easy application. I got an approval within an hour. I would definitely choose MoneyMe again.

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1 review

4.5
09-08-2019

Fantastic.

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1 review

4
02-07-2019

First time borrower, very happy.

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1 review

5
22-06-2019

Very easy and simple to apply for. Thank you

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1 review

4
28-05-2019

Very easy. Efficient website to use and also prompt reply. Thank You.

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1 review

5
04-05-2019

I had a good experience. You helped me borrow a loan for my needs. Thank you so much.

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1 review

5
15-04-2019

Very fast and hassle-free application.

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1 review

5
24-03-2019

Great.

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1 review

5
10-03-2019

Great service.

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1 review

4
10-02-2019

I am so impressed with MoneyMe. It was so easy and did not give me a hard time. Highly recommended. 👍👍👍

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1 review

5
18-01-2019

Such an easy loan to apply for and the money was in my account the next day. Thanks MoneyMe!

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1 review

5
05-01-2019

Excellent, fast and hassle-free.

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1 review

5
15-12-2018

Great team to do business with. Quick decision and quick to send the money.

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1 review

5
14-12-2018

Simple, clear and easy to understand.

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1 review

5
12-12-2018

Excellent and very fast service, thank you.

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1 review

4.5
09-12-2018

MoneyMe were very thorough and helpful.

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1 review

5
28-11-2018

Fast and easy service.

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1 review

5
18-11-2018

Awesome service.

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1 review

5
14-11-2018

Excellent service.

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1 review

4
25-10-2018

Very efficient. Professional and attentive staff.

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1 review

5
10-10-2018

Wonderful! Thank you so much for helping me out of a tight spot.

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1 review

4.5
30-09-2018

Great service.

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1 review

4
26-08-2018

Great quick service.

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1 review

4
27-07-2018

Good service.

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1 review

5
13-06-2018

I'm soo Happy that you's guy helped me in my situation, really needed it for a Holiday to the USA

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1 review

5
01-06-2018

Excellent, and very fast turn around for cash in the bank....no hassles....and I must say thanks for giving people the opportunity/chance :)

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1 review

4.5
09-04-2018

It was very easy to get a loan

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1 review

5
17-03-2018

Quick, easy, simple!

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1 review

4.5
02-03-2018

Great customer service

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1 review

4.5
02-03-2018

great service

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1 review

5
14-08-2017

Very efficient and no hassle, spot on. I would recommend your service to families and friends..

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1 review

5
07-08-2017

It was quick, easy, and with no hassles

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1 review

5
22-07-2017

Excellent, easy and fast.

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1 review

5
16-07-2017

Transparent and reliable. Thanks MoneyMe.

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1 review

5
09-07-2017

Very helpful and quick to dispense funds, thank you.

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1 review

4.5
01-07-2017

MoneyMe is easy to access and it's painless to apply for and get approved. A great side to it is that it's completely online and customer service through email or messages were impeccable.

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1 review

4.5
30-05-2017

FANTASTIC!!

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1 review

5
26-05-2017

Quickest loan I have ever done. I was approved, and less than 10 minutes later I had the money in my account.

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1 review

5
11-05-2017

Great 👍 service. Quick and easy, really happy that you could help me with this loan.

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1 review

4
01-05-2017

I was very impressed with your quick response to our request, we now have money available to assist our son with his wedding and the financial stress has been removed. Thank you very much.

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1 review

5
19-04-2017

Quick approval given and funds received the same day - great service

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1 review

5
13-04-2017

Very impressed with your team

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1 review

5
12-04-2017

Very impressed with the company's very fast and efficient service. Would definitely recommend.

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1 review

5
07-04-2017

Very fast, efficient, fast communication, affordable repayments.

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1 review

5
01-04-2017

Great service, user friendly, very fast.

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1 review

5
28-03-2017

Very fast. Very easy. Excellent service.

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1 review

4.5
20-03-2017

I would recommend you to anyone

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1 review

4.5
14-03-2017

Excellent service.

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1 review

5
07-03-2017

Excellent job ...well done...great help in time of need...much appreciated...

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1 review

4.5
02-03-2017

One of the most professional processes I have been involved with.

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1 review

5
28-02-2017

Really happy with the help MoneyMe provided, I was in real need of a loan and nothing could be faster or easier than MoneyMe!

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1 review

5
25-02-2017

No fuss, excellent service! Extremely easy and straight forward to apply!

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1 review

5
08-01-2017

I felt the experience was the best, and the simplest way to borrow money. Since it was my first time, it was an out of the world experience. I really thank you guys for helping me out. Your website is awesome and has an amazing user experience. Everything about you so far is really amazing.

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1 review

5
09-12-2016

Really fast and no paperwork. Incredibly simple, efficient process

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1 review

5
30-11-2016

Super easy and quick to apply...I applied online through my phone at around 1am and I received the response after 20 mins of my application being approved ...I received my money after 4 hours.

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1 review

5
23-11-2016

Amazingly fast and efficient! Very friendly staff who want to make sure you're satisfied.

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1 review

5
20-11-2016

It was very easy to apply and the loan was approved so fast. Love it, so far so good :)

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1 review

4
16-11-2016

Quick, fast and best experience.

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1 review

5
10-11-2016

Extreamely happy with the service and the staff!!

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1 review

5
06-11-2016

I love moneyme. It's fast and easy, everything was quick and simple - no stress

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1 review

4
19-10-2016

Easy to use and fast service

Like

1 review

5
02-10-2016

Excellent customer service and super fast response. Very happy, I would recommend you.

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1 review

4.5
20-09-2016

Fast and easy. Money in my account in 3 hours

Like

1 review

4.5
06-09-2016

Very easy application and very fast approval. The staff member I spoke to was very helpful and friendly.

Like

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98%

%

of customers
would recommend
MoneyMe to a friend

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