Unsecured Personal Loans

How much do you need?

For how long?

Credit rating


The interest rate 15.00% p.a.
(Comparison Rate 30.62%* p.a. based on a $2,500 loan over 2 years). Your total repayment is $5,702.64, Minimum term: 3 months, Maximum term: 2 years, Maximum APR: 15.00%

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

This is MoneyMe..

MoneyMe is a simple way of borrowing money online 24/7. With well over 100,000 loans approved, MoneyMe is one of the fastest growing fin-techs in Australia and is popular for it’s cheaper rates.


of customers would recommend MoneyMe to a friend.


says MoneyMe is fast and easy to use.


of customers are very satisfied with our service.

What is an unsecured personal loan?

An unsecured personal loan is a loan that doesn’t require security such as property or a car to se-cure the loan. The lender instead provides the personal loan based on a borrower’s ability to repay. MoneyMe’s unsecured personal loans range between $5,100 and $10,000. Repayment terms are flexible, and range between 1 and 3 years.

Can I get an unsecured personal loan?

You may be eligible for an unsecured personal loan with MoneyMe if:

  1. You are over 18 years of age

  2. You are employed and receiving regular income

  3. You are an Australian resident

  4. You have a good credit history

To find out if you can get an unsecured personal loan, visit MoneyMe and click on apply.

Unsecured Personal Loans

An unsecured personal loan with MoneyMe can be a great way to access funds quickly and conveniently, for those times when life throws you a curve ball. You may be in a good financial situation, with a regular income and a savings account you contribute to regularly for a rainy day. However, it’s impossible to always foresee every one of life’s unexpected sticky situations, such as when your car decides to break down and the cost of repairs is greater than anticipated, or your furry friend gets sick and the vet bills are enough to bring a tear to your eye.

Lower-Hassle Lending

When unexpected situations arise, the last thing you will want to do is fill in reams of paperwork, or wait days on end for approval. When convenience and a fast application process are your top priorities, MoneyMe’s unsecured personal loans are the perfect choice. Choosing an unsecured loan means that you don’t have to worry about putting up your house or car as collateral and the loan can be used for almost anything including paying for a rental bond or growing a business. There is far less paperwork to deal with than a traditional personal loan, and the application process is much faster.

How The Loan Works

The beauty of MoneyMe is in its simplicity. The application is done online, and usually takes less than five minutes to complete. This means you can easily apply for your loan from anywhere in the world if you have an Internet connection. MoneyMe then uses safe and fast Proviso technology to securely access your recent bank statements and ensure you can pay back the loan comfortably – simple.

Back to Living

Once you are approved, your money will be in your bank account in as little as a few minutes. MoneyMe then works with you to set up direct debits around your income cycle, so your repayments can stay on track. With the convenience of an unsecured personal loan from MoneyMe, you can get on top of any curve ball that life may throw your way, and quickly return to living your way.

How customers rate MoneyMe’s Unsecured Personal Loans
26 reviews
  1. 5
    Great 👍 service. Quick and easy, really happy that you could help me with this loan.
  2. 4
    I was very impressed with your quick response to our request, we now have money available to assist our son with his wedding and the financial stress has been removed. Thank you very much.
  3. 5
    Quick approval given and funds received the same day - great service
  4. 5
    Very impressed with your team
  5. 5
    Very impressed with the company's very fast and efficient service. Would definitely recommend.
  6. 5
    Very fast, efficient, fast communication, affordable repayments.
  7. 5
    Great service, user friendly, very fast.
  8. 5
    Very fast. Very easy. Excellent service.
  9. 4.5
    I would recommend you to anyone
  10. 4.5
    Excellent service.
  11. 5
    Excellent job ...well done...great help in time of need...much appreciated...
  12. 4.5
    One of the most professional processes I have been involved with.
  13. 5
    Really happy with the help MoneyMe provided, I was in real need of a loan and nothing could be faster or easier than MoneyMe!
  14. 5
    No fuss, excellent service! Extremely easy and straight forward to apply!
  15. 5
    I felt the experience was the best, and the simplest way to borrow money. Since it was my first time, it was an out of the world experience. I really thank you guys for helping me out. Your website is awesome and has an amazing user experience. Everything about you so far is really amazing.
  16. 5
    Really fast and no paperwork. Incredibly simple, efficient process
  17. 5
    Super easy and quick to apply...I applied online through my phone at around 1am and I received the response after 20 mins of my application being approved ...I received my money after 4 hours.
  18. 5
    Amazingly fast and efficient! Very friendly staff who want to make sure you're satisfied.
  19. 5
    It was very easy to apply and the loan was approved so fast. Love it, so far so good :)
  20. 4
    Quick, fast and best experience.
  21. 5
    Extreamely happy with the service and the staff!!
  22. 5
    I love moneyme. It's fast and easy, everything was quick and simple - no stress
  23. 4
    Easy to use and fast service
  24. 5
    Excellent customer service and super fast response. Very happy, I would recommend you.
  25. 4.5
    Fast and easy. Money in my account in 3 hours
  26. 4.5
    Very easy application and very fast approval. The staff member I spoke to was very helpful and friendly.

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*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.