Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Best Way to Get a Car Loan



Shopping for the right car is just as important as finding out the best way to get a car loan. As there are a variety of options when it comes to hunting for the best car loans that will fit your needs, you should do your homework before making a purchase. Plenty of factors such as your budget, credit score, securing a pre-approval, and the type of lender will help you compare the many offers on your plate.

However, getting a pre-approval is proven to be the most crucial factor that will help you convince the lender to grant you a car loan. Pre-approval means you are granted a loan of up to a particular amount at an identified rate for a specific period. This means that you have already passed the verification process of a lender, which arrived at a pre-approval offer. 

If you are not sure how to find the best way to get a car loan, MONEYME can help. Just give us a call and a bunch of bright, professional humans are waiting on the other end of the phone. With a usual waiting time of only eight seconds, we can effectively guide you through your car loan journey.



Do car loans impact your credit score? 

When you’re planning to shop for a car through auto financing, expect that some lenders will perform a hard pull to your credit. However, a single hard inquiry usually drops your credit score by just small points, so the overall is expected to only make a minimal impact on your credit score too.

Meanwhile, making on-time payments on your previous car loans will help you establish a good credit score and can be also considered the best way to get a car loan. Typically, your score will increase as it satisfies all of the factors that contribute to a credit score, adding to your payment history, amounts owed, length of credit history, new credit, and credit mix. 

As one of the leading online lenders in Australia, MONEYME is definitely your best way to get a car loan. Making a payment with your chosen car has never been this easy with convenience, honesty, and transparency at the heart of our business ethics. As we offer unsecured loans, you only need to present documents that support your identification like a driver’s licence and evidence of residential address and status; financial information including proofs of assets and liabilities, evidence of income; and the car’s information like purchase price, registration number and VIN, and the car insurance policy.

If you need swift access to a line of credit for vehicle finance, we can provide you with one. The Freestyle Virtual Credit Card at MONEYME offers attractive benefits that include flexibility, competitive rates, and reusable quick loans.



How long does it take to get a car loan?

In most cases with traditional lenders, the car loan approval process can typically take up to two days before you receive the approval, or even up to four days to a week for some. This depends largely on the availability of the documents required in granting the loan, which include proof of your credit history, income, identity verification, and other related information. 

Unfortunately, having less-than-ideal credit may mean you need to wait a bit longer, as a lender may ask for additional documentation.

Generally, lenders are looking for proof that you are a good credit risk and you are fully eligible for a car loan. The process could be long and tedious.

If you want a fast, convenient, and best way to get a car loan, MONEYME has you covered. We do not require face-to-face interactions and can guarantee you approval within a day. As one of the leading online money lenders with an Australian Credit Licence, MONEYME allows you to enjoy our AI-based loan management platform that does all the hard work in a matter of seconds. This is our key to giving accurate outcomes for your loan applications that are perfectly suitable to your financial circumstances.



What is the best way to get a car loan?

Before you go car shopping, always remember to discover the best way to get a car loan. For some car buyers, getting pre-approved for an auto loan, whether a used car loan or a new car loan, is the best way to get a car loan as it can put you in a stronger negotiating position and helps you win the best interest rate suited for your financial situation.

Getting a pre-approved car loan can be an easy process once you have already prepared the application documents you need and have healthy credit. If you’re looking for an alternative, the next best way to get a car loan is by having a good or excellent credit score as it boosts lenders’ confidence and also showcases your capability to make repayments on time. 

When choosing the best lender for your car loan, there is no better option than MONEYME. We offer the fastest online application and results of approvals within a day. Additionally, we offer flexible repayments with no early-exit fees and a loan amount of up to $50,000. 

From personal loans to lines of credit, getting car finance is never a problem with MONEYME. Apply with us today!

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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
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Best Way to Get a Car Loan

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