Personal loans for
Competitive low rates from just 9.20% p.a. (comparison rate from 10.58% p.a.
Money can be in your account same-day.
2 *This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies. Comparison as of: 13/07/2023
Winner of Canstar's Innovation
Excellence Award 2022*
Winner of Canstar's Innovation Excellence Award 2022*
Find out how much your repayments and
interest rate could be with our calculator
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Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.
We bet you'll be happy with our low rates.
Easy online application with an outcome in as little as 60 minutes
Once approved, we’ll transfer money to your bank account in seconds
Download our app to manage your account and repayments with ease
You can apply for a bond loan by completing a bond loan application quickly and simply using the MoneyMe online bond loan application form. Simply click on “Apply Now”, input some personal details, such as your income and expenses, and you will be given a decision on your application in minutes.
No paperwork? No worries! A MoneyMe bond loan application is completely paperless, so we will never ask you to upload any documentation when you perform your bond loan application with us.
Because we believe in a paperless world, the entire application process is strictly online, from start to finish. You can even apply for a bond loan with us from your mobile phone while waiting for a hairdresser or while on the bus. We’re here whenever and wherever you might need us.
We don’t believe in wasting hours of your time trying to gather your bank records for us either. But we are also extremely conscious of keeping your information secure.
This is why we’ve partnered with Proviso to gather your bank information. When completing your bond loan application, we are able to access 90 days of your bank statements electronically within seconds using Proviso.com.au. And although we can view your transactions, we cannot actually access your account. This makes the whole process super secure, and keeps your information protected.
Need cash fast? We’ve got your back! Unlike traditional lenders, our online application process takes just a few short minutes, and is performed entirely online.
Simply head to the MoneyMe website, click on “Apply Now” and fill in your personal details, such as income and expenses. We can provide a decision in minutes, and money can be transferred within the hour depending on your financial institution.
No fussing around or waiting for days or even weeks – the process couldn’t be easier!
Bond Loan Easy Application Online
JayceenemoAug 09, 2023
Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.
BGCJun 13, 2023
Simple process, easy to follow application, quick response time and good support.
BradMay 31, 2023
I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.
Out of 2,701 reviews
Start your bond loan application with MoneyMe to access an unsecured personal loan for your new rental bond. Rather than covering the costs by dipping into your savings or cutting out your regular monthly expenses, you can apply for a bond assistance loan with us. This way, you get to pay your complete rental bond upfront, and then repay it over time with flexible monthly repayments and personal loan interest rates tailored to you.
If you’re a regular renter or even if you’re new to renting, the first thing you need to ensure you have is the upfront rental bond funds and the advance rent on your new property. If you’re moving from another rental property, this might mean that you’re straddling both rentals and paying double rent until you have your furniture safely and securely relocated. You would then have to cover the costs of professional services like cleaners and gardeners to take care of your old rental property before you hand your keys back.
While it might seem less stressful than living under a big mortgage or having to constantly pay for improvements and maintenance on your own home, renters might still experience struggle to ensure they have all the cash they need for a smooth and hassle-free move. When facing such rental challenges, MoneyMe can help provide exactly the financial relief you need through simple bond loan application and fast approval time.
Our bond loan application is entirely online. We are a low doc money lender and we won’t require you to fill out and submit tons of paperwork when you apply for our fast loans. The application process takes just a few minutes to complete minus the unnecessary phone calls – just easy loans with no drama. Upon the approval of your bond loan application, you receive a digital contract that you can sign online! We’re the go-to credit provider of Gen Now that delivers fast, easy, hassle-free loans.
Here at MoneyMe, you can start your bond loan application while searching for your new rental property. And since our approval times are fast, you might just get notified that your application has been approved by the time you’ve found your ideal property! This pre-approval on a bond loan amount gives you a clear budget to work within. You’ll know that you can access same day cash loans for your bond as soon as you need it so you can secure your new house or apartment sooner rather than later.
It’s not just bond amounts that MoneyMe offers. If you’re a renter looking for a quick loan between pay cycles, we can provide a rent assistance credit that you can use as a cash advance. Choose from our small loans or consider a revolving line of credit option that you may use as quick short term loans when you need them. Once you have repaid the amount that you’ve borrowed on your credit line, those funds become available to draw down on again. On the other hand, personal loans are lump sum amounts sent to you for whatever you need to pay – from your rental bond to other purchases like a car loan or boat loan. You repay them slowly over time, but you don’t free up more credit once you have paid some of your small personal loan back.
MoneyMe’s innovative take on pay-later, the Freestyle Virtual Credit Account, offers on-the-go cash between $1,000 to $10,000. It’s your pay later and credit card (rolled into one!) that gives you access to express loans up to your credit limit whenever you need it. Freestyle is more than the average credit card. It works like a virtual credit card that you can use with up to 55 days interest-free on purchases like groceries and shopping sprees, or even to transfer money to your bank or your landlord. With a Freestyle card at the palm of your hand, everyday spending becomes light and stress-free.
Make a quick loan comparison online between the money you would borrow from a bond loan application or a revolving line of credit using our personal loan calculator. This online tool is designed to give you an indicative idea of costs like interest rates and the total interest payable across our various loan products. Use our personal loan repayment calculator to help you answer questions like ‘How much can I borrow for cash loans?’ and get a clearer picture of your expected fortnightly or monthly repayments.
If you’re planning to go on a much-needed holiday, we offer same day loans to help you pay for your flights and accommodation upfront and slowly repay the costs like you did your bond loan. Rather than dipping into your savings, you may choose to borrow the cash you need to plan a great holiday and book everything in advance. Just like any of our credit products, applying for our travel loans is very easy and simple. To be eligible to apply, you must be at least 18 years old, currently employed and a permanent resident of Australia – that’s it!
Because we’re big on responsible lending, we check things like your current credit file when you submit your same day loans or bond loan application. We understand that sometimes life gets in the way and the result can be a less than great credit history. Similarly, if you are new to credit then you may not have developed a strong enough credit score for lenders to approve your desired personal loans Australia amount. No need to worry because here at MoneyMe, we take into account not just your credit score, but also your credit history, income and living expenses.
The great thing about MoneyMe is that when you are approved for any of our unsecured loans, you are given an internal credit rating that relates only to your history with us. Upon successful repayment of your first loan with us, your credit rating may improve upon our evaluation and may open you up to higher loan amounts and lower fees in the future.
For example, if you’re on the hunt for cash loans online to pay for things like tuition costs, you may not be approved for your total student loan amount the first time that you apply. Should you accept a lower personal loan first and show us that it has been repaid on time, then your next application for a larger amount may be approved and you may be offered lower fees based on your repayment history with us. Generally, the interest rate that you are offered on personal loan relates to the kind of risk you pose as a credit customer. Less risk means lower interest rates which mean lower overall costs on your loan.
We also offer a renovation loan for homeowners who need to make urgent repairs or wish to upgrade their space. Don’t put off your dream home design – apply now with MoneyMe to get the funds you need to start your home renovation projects.
For renters, you can start your online bond loan application right now and enjoy fast approvals on the funds you need to make moving to a new house easy and hassle-free. With tailored loans transferred to your account in minutes, you have one less thing to worry about. Focus on enjoying your house-hunting with a pre-approved bond loan ready to go when the perfect of housing comes your way.
At MoneyMe, our bond loan application is quick and easy since we aim to make loan decisions within the day, not weeks like most traditional lenders. We know that today’s property market moves at a dizzying speed; a quality apartment in a great neighbourhood doesn’t sit on the market for more than a few days. This may pose some difficulties for the younger generation who want to move out of their family house, people who need to find a new place close to their new job, or students who want to move in somewhere closer to their university.
When applying for bond assistance, you can access funds of up to $50,000, which we immediately send to your bank account once your loan request has been approved. We understand that time is of the essence when it comes to the rental market, where quality apartments and townhouses are instantly snatched up by renters. Thus, we’ve created a quick and easy bond loan application where you can access cash loans online within the same day as you send your request form.
With our quick cash loans, you won’t miss out on your dream apartment that’s nestled in a quiet spot and is also conveniently close to malls and restaurants.
In the past, it was difficult to secure a fast cash loan since banks and other traditional lenders had lengthy applications that took an average of one week or sometimes even longer. Realising that this snail-paced process resulted in missed opportunities (for instance, failure to secure one’s dream apartment or missing out on a time-limited discount due to a lack of immediate funds), MoneyMe created an application process with same-day approval.
Borrowers use a bond loan application to apply for funds that they can use to pay for a security deposit or ‘bond’ on private rental property. During this process, you need to reveal personal information and key details about your finances to the lender. At MoneyMe, we need to obtain your most recent bank statements to ensure that you get a loan amount and term that you can comfortably afford during the entire duration of repayment.
We conduct online verification of your bank statements using a safe and secure portal by illion Open Data Solutions (the same technology used by big banks and other reputable financial institutions). In this way, you don’t have to spend time and effort getting a printed record of your bank details.
All data is protected during the verification process. In fact, we can only see read-only snapshots of your most recent bank transactions, and no one at MoneyMe can access, view or change your passwords and other sensitive information.
We also review your credit file during a bond loan application, especially your payment history. As a responsible lending company, we want to make sure that the amount we extend to each borrower is something they can comfortably repay (without putting them under financial constraint).
While we consider your credit report, having a not-so-stellar credit score doesn’t automatically exclude you from accessing our no-paperwork loans. To make sure that we make fair decisions, we also consider our borrowers’ current income, living expenses and their requested amount. Simply put, we look at your overall circumstances rather than nitpick on your score.
MoneyMe offers personalised and low-interest rates and favourable repayment terms. We can do this because we eliminate expensive office rent and other overhead costs related to running a physical site; instead, we rely on smart data and solid infrastructure that allows us to do everything online seamlessly.
To qualify for bond and rental assistance, you need to be currently employed, a resident of Australia, and at least 18 years of age.
Imagine that you’ve found an apartment that costs $1,000 a month. While you can easily pay for this amount, you have to realise that this is not the only cost related to moving. Remember, you also need to pay for the movers, the vehicles to transfer your belongings, the moving supplies (boxes, bubble wraps, etc.), and the packing services and storage.
Fortunately, MoneyMe’s bond loan application allows fast loans worth up to $50,000.
Once you determine the amount of security deposit you need, go to our website and click ‘Apply Now. Next, fill out a form with your personal information, bank details, requested amount and duration of the loan.
The requested amount and the loan duration determine the amount of your monthly repayment (with interest already included). The longer the loan term, the smaller the monthly payment and the more interest cost you need to pay.
On the other hand, the shorter the loan term, the bigger the monthly payment, although you pay less interest during the entire duration of your bond loan.
Depending on your ‘financial comfort level’, you can adjust the duration of the loan and the requested amount.
p.a. to 25.20 %
p.a. to 26.58 %
$395 for loans between $5,000 and $15,000
$495 for loans between $15,001 and $50,000
Minimum 3 years
Maximum 5 years
Early exit fees